by Shreyas Jani

Fintech Ki Baat

Business EN ↓ 143 episodes

Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast

Author

by Shreyas Jani

Category

Business

Podcast website

linktr.ee

Latest episode

May 12, 2026

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Episodes

How Flourish Ventures Picks Fintech Winners Ft. Harsh Gupta Principal Flourish Ventures 12.05.2026

In this episode of Chasing Impact, Shreyas sits down with Harsh Gupta, Principal at Flourish Ventures, one of India's most active early-stage fintech funds backed by eBay founder Pierre Omidyar. Harsh breaks down how Flourish evaluates fintech startups across credit, embedded finance, green finance, and AI, and shares an inside look at their investment in SalarySafe and the credit-on-UPI thesi...

Why AI-Powered is Meaningless (& your Wrapper is Doomed )FT. Inderjit Makkar Founder& CEO Factacy.Ai 21.04.2026

In this episode of Fintech Ki Baat Dil Se — Dhande Ki Baat — we sit down with Indrajit Makkar, Founder & CEO of Factacy. AI, for a no-fluff deep-dive into the real state of AI in India. From Shark Tank anecdotes to building AI for lending, collections, KYC, and fraud detection — Indrajit brings 4+ years of on-the-ground perspective on what works, what's hype, and where the real opportuniti...

Entrepreneurship Uncut : Shark Tank S1, Failed Startups & The Real Playbook FT. Inderjit Makkar 26.03.2026

What does Entrepreneurship actually look like behind the Cameras, the funding, announcements & the LinkedIn Posts? Indrejit Makkar has seen it all. A decade at S&P building Capital IQ. A recycled denim startup that flopped. An e-cigratte business wiped out overnight by a government ban. A shark Tank Season 1 Pitch that landed funding from Piyush Bansal & Ashneer Grover & then the p...

From 45 Days to 45 Seconds: Reimagining MSME Lending in India Ft. Chirag Shah Founder & CE0- Pulse 18.03.2026

What if an MSME could get a loan approved in seconds instead of weeks ?Chirah Shah Founder & CEO-Pulse, has already made this happen for 7 Million UK Business backed by £3. 4 Billion in Securitised Lending. Now he's bringing that playbook to India. In part 2, we deep dive into how Pules's data engine works, why their daily refresh data beats even credit bureaus, how securitization stru...

Quit London to Build India's SME Lending Infra Ft. Chirag Shah Founder & CEO- MyPulse 05.03.2026

In this episode of Fintech Ki Baat Dil Se, we sit down with Chirag Shah, Founder & CEO of MyPulse, to explore his journey from investment banking in the US and London to building a fintech infrastructure company in India. Chirag shares how the 2008 financial crisis sparked his entrepreneurial journey, why he moved back to India to build MyPulse, and what it takes to build technology that helps...

How do Indians actually buy US stocks? Ft. Nitish Sahani Founder & CEO- Paasa 23.02.2026

In this episode, Nitish Sahni, Co-Founder of Paasa, breaks down the complete infrastructure behind global investing — from LRS remittances and bank integrations to Interactive Brokers custody, estate tax risks, and compliance layers. We also explore how global diversification is reshaping Indian portfolios, the macro impact of capital outflows, and what the future holds for cross-border investing....

From SoFi to Y Combinator to Paasa: Nitish Sahni’s Journey of Building a Global Wealth Platform 09.02.2026

n this episode of Founders Story, we sit down with Nitish Sahni, co-founder of Paasa—a YC-backed platform giving Indian investors seamless access to global assets and financial advisory. From SoFi’s data platforms in the US to Y Combinator in 2024, Nitish shares how his personal experiences with rupee depreciation and cross-border money movement led to the idea of Paasa.📌 Key themes covered:From...

Demystifying Cross Border Investing:EQBAC's Platform, Partners & Process Ft. Satinder Aggarwal 24.01.2026

In this deep-dive episode of Dhande Ki Baat, we sit down with Satinder Aggarwal, founder of EQBAC—a game-changing platform that's making it seamless for Indian investors to access global assets. From setting up international custodian accounts to enabling fractional investments in global equities, Satinder unpacks the infrastructure, regulations, and advisory model powering the next wave of cr...

The Founder’s Playbook to Powering USD Investments into India FT. Satinder Aggarwal Founder EQBAC 06.01.2026

What does it take to make cross-border investing effortless? In this Founder’s Story, Satinder Aggarwal , founder of EQBAC, reveals how he's building a frictionless USD-to-India investing highway—leveraging offshore funds, NRI flows, and Gift City’s potential.🚀 From quitting the corporate safety net to aggregating global mutual funds for NRIs and overseas investors, this candid conversation w...

Healthcare, Payments, Insurance & Lending : India's Missing Middle in Healthcare 16.12.2025

In this explosive panel from Fintech Ki Baat Our Host Shreyas Jani dives deep with four industry veterans—Chris George (Qube Health), Jose Peter (Founder & CEO-Arogya Finance), Apurva Sule (Pharma Expert), and Atul Deshpande (Insurance Expert)—to uncover why India spends ₹6 lakh crore out-of-pocket on healthcare annually. From insurance gaps to financing innovations, discover:Why Indians fall...

Decoding India’s Account Aggregator revolution FT. Venkatesh Krishnamoorti Founder & CEO-Saafe.in 04.12.2025

What does it take to build trust in India’s most regulated fintech layer? In this episode of Dhande Ki Baat, host Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-founder & CEO of SAFE.in, to unpack the real story behind building one of India’s first Account Aggregators. Discover how account aggregation is revolutionizing financial services by providing secure, error-free data and empow...

From Corporate Leadership to Revolutionising Account Aggregation FT. Venkatesh Krishnamoorti 28.11.2025

In this episode of Fintech Ki Baat Dil Se, Shreyas Jani sits down with Venkatesh Krishnamoorti, Co-Founder & CEO of SAAFE.in—one of India’s leading licensed Account Aggregators (AAs). With over three decades in financial services and leadership stints at Cholamandalam and Cognizant, Venkatesh brings unparalleled insight into the evolution of digital finance in India. We deep-dive into his jour...

Lessons from a Serial Entrepreneur ft. Manish Shara | Building ZET, a Fintech for India 17.11.2025

If you’re a budding founder, operator or VC, this episode is a masterclass in what it really takes to build a fintech startup in India. Manish Shara, Founder & CEO of ZET, shares candid lessons from his serial entrepreneurship journey, why he chose to solve India’s credit and financial access problem, and how ZET is being built for the next wave of Indian consumers. In this conversation, we talk a...

How BriskPe Is Fixing Cross-Border Payments for Indian Exporters FT. Indunath Chaudhary 07.11.2025

Cross-border payments are broken. Different rails, delays, hidden charges, SWIFT hassles—and Indian exporters often get caught in the chaos. In this Dhande Ki Baat episode, Our Host Sits down with Indunath Chaudhary, Founder of BriskPe, to break down how they're simplifying international trade for Indian exporters with faster settlements, local currency rails, and compliance-first infrastructu...

This Ex-Banker Left It All to Fix Export Payments in India FT. Indunath Chaudhary Founder Briskpe 04.09.2025

Join Shreyas Jani as he delves into the world of fintech with Indunath Chaudhary, Founder & CEO of BriskPay. Discover how BriskPay is transforming cross-border payments for Indian exporters, the challenges faced in building a fintech startup, and the mindset shifts that powered Indunath’s leap from a stable job to full-time entrepreneurship. Key Highlights 🚀 Indunath's journey from Jaipur...

“From Banker to Changemaker: Ft. Kalpana Ajayan Regional Head of Women's World Banking 21.08.2025

Join Shreyas Jani as he engages in a thought-provoking discussion with Kalpana Ajayan, the Regional head of Women's World Banking. This episode delves into the critical topics of women empowerment, financial inclusion, and the role of digital public infrastructure in transforming the financial landscape for women globally. Key Highlights:Kalpana's journey from a banker to an advocate for w...

AI in Fintech: How Possible.ai Is Transforming BFSI Ft. Suman Gandham Founder & CEO- Possible. Ai 07.08.2025

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. Join us in this insightful episode of Fintech Ki Baat as Our Host Shreyas Jani dive into the world of AI in the BFSI sector with Suman Gandham, Founder and CEO of possible.ai. Discover the origin story behind possible.ai, the challenges and opportuni...

How AI Is Rewiring India’s Fintech Core | Ft. Suman Gandham, Founder & CEO Posibl.ai 11.07.2025

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. In this powerful episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Suman Gandham, Founder & CEO of Posibl.ai, to uncover how artificial intelligence is transforming the BFSI sector. From his entrepreneurial roots to building a c...

From Teenage Investor to Fintech Visionary FT. Sankarsh Chanda on Building Savart & Stardour 11.06.2025

n this candid episode of Fintech Ki Baat Dil Se, Our Host Shreyas Jani sits down with Sankarsh Chanda, the prodigy-turned-Founder of Savart and Stardour, to explore the evolving world of Robo-advisory, tech-led investing, and entrepreneurial resilience. Sankarsh shares how he began investing at just 14, what early failures taught him, and why humility, feedback loops, and strong teams matter more...

Data, Privacy & AI: Saurabh Gupta on Building the Future with Decentralised Intelligence 16.05.2025

🔐 In this compelling episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Saurabh Gupta, Founder & CEO of VeriSmart. AI, to unpack one of the most urgent themes of our digital era: the intersection of data ownership, privacy, and AI ethics. Saurabh shares how decentralized data infrastructure can redefine consumer experiences—making them smarter, more personalized, and privacy-...

No “Right” Time to Start Up | Saurabh Gupta, VerySmart.ai 06.05.2025

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. 🚀 Welcome to a thought-provoking episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Saurabh Gupta, Co-founder and CEO of VerySmart.ai. Saurabh shares his raw and insightful journey from his early tech days to building a decent...

Unlocking Financial Freedom with Spendvesting: Ft. Pari Raghavan’s Founder & Ceo Multipl 21.02.2025

🚀 Welcome to an inspiring episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Pari Raghavan, the visionary founder of Multipl. Dive into the concept of 'spendvesting'—an innovative approach that encourages investing with future spending in mind. This episode unpacks the unique aspects of Multipl, from its user-centric design to its groundbreaking investment strategie...

Navigating Fintech's Future: Ft.Sameer Singh Jaini on Digital Transformation and Lending Innovations 03.02.2025

Welcome to a transformative episode of Fintech Ki Baat Dil Se, where host Shreyas Jani delves into an insightful conversation with Sameer Singh Jaini, the visionary Founder and CEO of The Digital Fifth. Tune in as they discuss Sameer's pivotal shift from a traditional banking role to leading a pioneering consulting firm in the fintech sector. This episode explores the dynamic evolution of fint...

Watch Paddy Raghavan Founder & CEO Decode the DNA of Fintech Startup Success 23.01.2025

Join us on this episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Paddy Raghavan, the innovative founder of Multiple, a groundbreaking investment platform. Tune in to hear about Paddy remarkable journey from a tech enthusiast to a fintech entrepreneur, overcoming the hurdles of transitioning from enterprise SaaS to a consumer-centric business model. This episode is packed w...

Transforming SME Financing: FT. Mr Sundeep Mohindru's Promoter & Director M1xchange 03.01.2025

Welcome to a groundbreaking episode of Fintech Ki Baat, where host Shreyas Jani engages with Sandeep Mohindru, the visionary Promoter and Director of Mxchange. This in-depth discussion unveils how M1xchange is revolutionizing the invoice discounting sector in India, providing SMEs with innovative solutions to enhance their financial flexibility. Dive into the transformational journey from traditio...

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