FinTech Futures

In the latest episode of the What the FinTech? podcast, we’re joined by George Maddaloni, CTO of Operations at payments giant Mastercard, to discuss some of the key technology trends in the payments space and how Mastercard is looking to approach its tech and innovation strategy to make the most of emerging technologies such as generative AI and tokenisation. George and FinTech Futures editor Paul...

In the latest episode of the What the Fintech? podcast, we’re joined by Sudip Dasgupta, Chief Technology Officer at UK digital bank Monument, to discuss the upcoming Banking Tech Awards ceremony, taking place on Wednesday 4 December at the Royal Lancaster Hotel in London. Returning awards judge Sudip and FinTech Futures editor Paul Hindle discuss what to look forward to at the prestigious event, w...

In the latest episode of the What the FinTech? podcast, we’re joined by Zac Maufe, Head of Regulated Industries at Google Cloud, to discuss cloud core modernisation and the challenges of migrating tech stacks to the cloud, as well as the impact generative AI is having in the financial services sector. Zac and FinTech Futures editor Paul Hindle cover the key points banks need to consider when moder...

In the latest episode of the What the FinTech? podcast, we’re joined by Andy Lowe, EMEA Head of Business Development for Technology at Bank of America, to discuss the key digital innovation and technology trends in the financial services sector and how the relationship between fintechs and banks has changed over the last decade.

In the latest episode of the What the FinTech? podcast, we’re joined by Bivu Das, UK Managing Director at cryptocurrency exchange Kraken, to discuss how the crypto landscape has evolved in the UK in the two years since the government laid out its vision for the country to become a global crypto asset technology hub. Bivu and FinTech Futures editor Paul Hindle take a look at the progress the countr...

In the latest episode of the What the FinTech? podcast, we’re joined by Sonali Divilek, Head of Digital at Chase, to find out more about how consumer attitudes towards digital banking in the US have changed in recent years. Sonali and FinTech Futures editor Paul Hindle take a look at some of the key consumer trends highlighted in Chase’s recent Digital Banking Attitudes Study and the factors behin...

In the latest episode of the What the FinTech? podcast, we’re joined by Dirk Marzluf, Chief Operating and Technology Officer at Banco Santander, to learn more about the development and deployment of the bank’s self-built core banking solution Gravity. Dirk and FinTech Futures editor Paul Hindle cover how the project came about, how the bank has gone about building Gravity and the steps involved in...

In the latest episode of the What the FinTech? podcast, we’re joined by Gilbert Verdian, CEO of Quant, to learn more about blockchain technology and its evolving role in the financial services space. Gilbert and FinTech Futures editor Paul Hindle take a look at some of the big emerging trends including tokenisation and its use cases within banking and capital markets, the rise and future of centra...

In the latest episode of the What the FinTech? podcast, we’re joined by Pinar Alpay, Chief Product and Marketing Officer at identity solutions provider Signicat, to learn more about digital identity and its relationship with financial services, as well as the work that companies such as Signicat are doing in the space. Pinar and FinTech Futures editor Paul Hindle discuss the evolution of digital i...

In the latest episode of the What the FinTech? podcast, we’re joined by Dr Philip Intallura, Head of Quantum Technologies at HSBC, to learn more about quantum computing and the impact the growth and maturation of the technology could have on financial services. Phil and FinTech Futures editor Paul Hindle demystify how the technology works, dive into its key use cases and benefits in areas such as...

In the latest episode of the What the FinTech? podcast, we’re joined by Jack Pouderoyen, Innovation Manager at Swift, to chat about tokenisation and its potential use cases in financial services, as well as the importance of blockchain interoperability in removing hurdles to its adoption moving forward. Jack and FinTech Futures editor Paul Hindle discuss the proof of concept Swift conducted with C...

In the first episode of season five of the What the Fintech? podcast, we’re joined by Hangwi Muambadzi, Principal and Head of Africa at CommerzVentures, to discuss the flourishing fintech scene in Africa, including the key trends and development areas being seen in different markets across the continent. Hangwi and FinTech Futures editor Paul Hindle discuss the technologies and verticals that are...

In the final episode of season four of the What the FinTech? podcast, FinTech Futures editor Paul Hindle is joined by writer, podcaster and banking technology veteran Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2023 and discuss what the new year might bring for the sector. The pair cover topics including generative AI, core banking modernisation, the state of t...

In the latest episode of the What the FinTech? podcast, we’re joined by Olivier Berthier, CEO of fintech firm Moneythor, to chat about personalisation in digital banking with a focus on its role in customer acquisition and activation. Olivier and FinTech Futures editor Paul Hindle discuss some of the key challenges banks are facing when it comes to customer acquisition and what it is they can be d...

In the latest episode of the What the FinTech? podcast, we’re joined by Monica Eaton, founder and CEO of Chargebacks911, to learn more about chargebacks and how consumer behaviour has evolved in recent years with Black Friday and the holiday season shopping surge on the horizon. Monica and FinTech Futures editor Paul Hindle discuss how chargebacks can impact businesses, the rise of chargeback frau...

In the latest episode of the What the FinTech? podcast, we’re joined by Betsy and Daniel Cohen, SPAC specialists and co-founders of US investment company Cohen Circle, to discuss the future of SPAC mergers for companies looking to go public after the method fell out of favour in recent years following a boom in activity over 2020/21. Betsy, Daniel and FinTech Futures editor Paul Hindle delve into...

In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Scot Lenoir, Chairman of Evolve Bank & Trust, to discuss how financial institutions, fintechs, and regulators alike are adapting to regulatory modernisation and how the company is working with regulators to create safe and reliable produ...

In the latest episode of the What the FinTech? podcast, we’re joined by Teresa Cameron, Finance Director at payments solutions provider Clear Junction, to discuss the need for evolution in cross-border payments to boost efficiency and speed up processing. Teresa and FinTech Futures editor Paul Hindle delve into how innovations in blockchain, payments tokenisation and crypto could streamline and fo...

In the latest episode of the What the FinTech? podcast, we’re joined by Arthur Ribakovs, Director of Financial Partnerships at payment service provider Ecommpay, to discuss how business’ expectations of open banking have shifted in recent times and the role fintechs are playing in the evolution of the space. Arthur and FinTech Futures editor Paul Hindle discuss the current state of play of open ba...

In the latest episode of the What the FinTech? podcast, we’re joined by Andrea De Gottardo, CEO of UK digital bank Kroo, to chat about how banks in the UK have been responding to rising interest rates and what they should be doing more of to meet customer needs as the cost-of-living crisis rages on. Andrea and FinTech Futures editor Paul Hindle also discuss whether more transparency is needed in t...

In the latest episode of the What the FinTech? podcast, we’re joined by Nicola Anderson, CEO of FinTech Scotland, to chat about the country’s burgeoning fintech scene. Nicola and FinTech Futures editor Paul Hindle discuss some of the key fintech trends in the country and which areas are seeing the most traction, as well as how FinTech Scotland is pushing to make the country one of the top five fin...

In the latest episode of the What the FinTech? podcast, we’re joined by Helene Panzarino, Director of the Centre of Digital Banking and Finance at the London Institute of Banking and Finance (LIBF), to chat about the growing issue of financial vulnerability in the UK. Helene and FinTech Futures editor Paul Hindle discuss the characteristics of financial vulnerability and the factors driving it, wh...

In the latest episode of the What the FinTech? podcast, we’re joined by Casey Denby, VP of Sales at US tech firm Zenarate, to chat about AI simulation training and how the technology can be used by banks and financial institutions to train call centre staff to deal with a multitude of scenarios. Casey and FinTech Futures editor Paul Hindle also discuss the impact the AI boom is having on job creat...

In the latest episode of the What the FinTech? podcast, we’re joined by Rajesh Gupta, CFO of UK business bank OakNorth, to chat about the UK’s “missing middle” – established small-to-medium enterprises (SMEs) that are looking to scale, but are overlooked or underserved by incumbent banks and alternative lenders – and what banks should be doing more of to ensure they’re supporting their business cl...

In the latest episode of the What the FinTech? podcast, we’re joined by Whikie Liu, Strategy Director, Capital Markets at Swift, to chat about the pain points in corporate actions processing and how Swift has been experimenting with blockchain technology to solve some of the challenges in this area. Whikie and FinTech Futures editor Paul Hindle discuss the potential of blockchain and tokenisation...