FinTech Futures

In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by David Watson, CEO of The Clearing House, to discuss what’s next for real-time payments in the US as usage numbers and transaction volumes across the country’s RTP networks continue to grow. The conversation explores the core drivers behind the growth of RTP in the US, how banks and businesses...

In the latest episode of the What the FinTech? podcast, we’re joined by Suavek Zajac, chief technology officer at Tandem Bank, who discusses how the bank implements technology to support customers in adopting more environmentally sustainable lifestyles. Suavek joins FinTech Futures reporter Cameron Emanuel-Burns to explore how Tandem balances delivering personalised, immediate services while maint...

In the latest episode of the What the FinTech? podcast, we’re joined by Adam Ennamli, chief risk officer at General Bank of Canada (GBC), to discuss emerging risk management trends. Adam and FinTech Futures reporter Cameron Emanuel-Burns also explore Adam's experience as a Banking Tech Awards judge. Adam offers practical guidance for organisations considering entering this year's awards and explai...

In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Coen Jonker, founder and CEO of Tyme Group, to discuss how Tyme has looked to approach its growth strategy amid the evolving digital banking landscape globally, and what’s next for both TymeBank in South Africa and GoTyme Bank in Southeast Asia. The conversation explores how the group is util...

In this episode of the What the FinTech? podcast, we’re joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, to discuss the topic of digital assets and how the evolution of the payments landscape driven by innovations such as tokenisation and stablecoins could help enable global payments interoperability. Nick and FinTech Futures editor Paul Hindle explore the latest developm...

In this episode of the What the FinTech? podcast, we’re joined by Kristen Castell, Managing Director of the Centre for Accelerating Financial Equity (CAFE), to discuss the topic of financial health and wellness and what the financial services industry can be doing more of to support customers amid ongoing economic uncertainty and the tough macroeconomic climate globally. Kristen and FinTech Future...

In the latest episode of the What the FinTech? podcast, we’re joined by Clare Pearson, Head of Technology Operations & Delivery Management at Fnality, for a deep dive into digital payment trends. Clare and FinTech Futures reporter Cameron Emanuel-Burns explore the outlook for cross-border real-time payments, tokenisation, digital wallets, and the evolving role of cards in a shifting payments lands...

In this episode of the What the FinTech? podcast, we’re joined by Mats Persson Bergius, Chief Commercial Officer at Danish digital bank Lunar, to discuss the Nordic digital banking landscape and how Lunar has been looking to scale its own offering across the region as the bank approaches its 10th birthday this year. Mats and FinTech Futures editor Paul Hindle explore digital banking trends in the...

In the latest episode of the What the FinTech? podcast, we’re joined by Subramanian (Subbu) Naraynaswamy, Executive Director at Wells Fargo, to discuss the emerging banking and fintech trends. We explore the upcoming risks and opportunities, and Subbu shares insights into his role as a judge for this year’s Banking Technology Awards USA.

In the latest episode of the What the FinTech? podcast, we’re joined by Ronit Ghose, Head of Future of Finance for Citi Global Insights, to discuss the rise of agentic AI in financial services and how this new evolution of AI technology could revolutionise the sector and help shape the future of banking. Ronit and FinTech Futures editor Paul Hindle explore the current trends around agentic AI and...

In the latest episode of the What the FinTech? podcast, we’re joined by Daniele Tonella, Chief Technology Officer (CTO) at ING, to discuss ING’s technology strategy and how the bank has been approaching its digital transformation efforts as the rate tech innovation globally continues to pick up pace. Daniele and FinTech Futures editor Paul Hindle explore the latest tech trends in banking and how t...

In this episode of the What the FinTech? podcast, we’re joined by Lewis Turek, General Manager of North America at GoCardless, to explore the evolution of payments in North America amid the rise of a multitude of digital and alternative payment methods and new payment rails. Lewis and FinTech Futures editor Paul Hindle discuss how businesses in North America differ from UK and European companies w...

In the opening episode of season six of the What the Fintech? podcast, we’re joined by Amias Gerety, partner at QED Investors, to discuss the ever-evolving fintech funding landscape and the outlook for venture capital funding in 2025. Amias and FinTech Futures editor Paul Hindle discuss the technologies and verticals that are attracting the most interest from VCs, how QED is approaching its fintec...

In the final episode of season five of the What the FinTech? podcast, we're joined by FinTech Futures columnists and fellow podcast hosts Dave Wallace and Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2024 and discuss what the new year might bring for the sector. The discussion covers topics including AI, quantum computing, cryptocurrency, the Digital Operational...

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Nelson Wootton, CEO and co-founder of SaaScada, to explore the latest trends around core banking modernisation and the growing need for banks still running legacy tech to upgrade to the latest technologies. Nelson discusses the key benefits of modern core banking solutions, the challenges that...

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with George Sandilands, VP of Carbon Accounting at Sage, to explore the current state of play around green finance and how the financial services industry as a whole can help tackle climate change. The discussion covers how demands from clients for green finance have shifted in recent years, the ev...

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Paul Foster, Director of Global Payment Partnerships at GoCardless, to explore the growing adoption of open banking payments with a specific focus on GoCardless’ recently published report on the topic - How To Take Open Banking Payments Mainstream. The discussion covers the current trends and...

In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Ricardo Amper, founder and CEO of Incode Technologies, to discuss the evolution of identity fraud amid the rise of AI and deepfakes and how financial firms can utilise the latest technologies to tackle these fraud challenges.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Clare Gambardella, Chief Customer Officer at Zopa Bank, to explore how Zopa has looked to approach its growth strategy amid the constantly evolving digital banking landscape in the UK. Clare discusses how consumer demands have shifted in recent years amid a challenging economic environment and...

In the latest episode of the What the FinTech? podcast, we’re joined by Ravneet Shah, CTO of UK-based SME banking challenger Allica Bank, to explore the current business banking landscape and how Allica has looked to approach its technology and innovation strategy to meet the evolving needs of business customers. Ravneet and FinTech Futures editor Paul Hindle dive into the work Allica has been doi...

Consumer adoption of buy now, pay later (BNPL) products is growing – but BNPL data is not included in credit reports… yet. With this shift finally on the horizon, what should lenders and consumers be thinking about and how can they prepare? In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Liz Pagel, SVP and Consumer Lending Business Leader a...

In the latest episode of the What the FinTech? podcast, we’re joined by author and financial services executive Rita Martins to explore the growing role of Web3 technologies in the financial sector. Rita and FinTech Futures editor Paul Hindle discuss the key takeaways from Rita’s recently published book on the subject, Web3 in Financial Services: How Blockchain, Digital Assets and Crypto are Disru...

In the latest episode of the What the FinTech? podcast, we’re joined by Anu Somani, Head of Global Payables and Embedded Payments at US Bank, to explore the growing adoption of real-time payments (RTP) in the US following the one-year anniversary of the launch of FedNow, the instant payment service developed by the Federal Reserve. Anu and FinTech Futures editor Paul Hindle discuss the role both F...

In the latest episode of the What the FinTech? podcast, we’re joined by Janine Hirt, CEO of UK-based independent industry body Innovate Finance, to discuss global fintech funding trends over 2024 and what the future might hold for the UK’s fintech scene. Janine and FinTech Futures editor Paul Hindle discuss some of the key takeaways from Innovate Finance’s H1 2024 FinTech Investment Landscape repo...

In the latest episode of the What the FinTech? podcast, we’re joined by Sam Edge, Head of Industries and Emerging Technologies, Start-ups and VC at Amazon Web Services (AWS), to explore the current fintech start-up scene. Sam and FinTech Futures editor Paul Hindle discuss some of the emerging technologies that start-ups and investors are most interested in, how the start-up landscape has evolved a...