Pål Krogdahl and Ville Sointu

Fintech Daydreaming

News EN ↓ 140 episodes

Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption - or lack thereof. This is Fintech Daydreaming.

Author

Pål Krogdahl and Ville Sointu

Category

News

Podcast website

fintechdaydreaming.com

Latest episode

Jul 2, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

Setting the scene for 2022 with Ron Shevlin 21.01.2022

We're back! Season five of our humble podcast kicks off with a snark as Pål Krogdahl and Ville Sintu got to talk to one of the continuously top ranked Fintech voices in the world: Ron Shevlin 💥   Tune in to hear about everything you need to keep an eye on in 2022 in the world of Fintech. And yes, we're still sticking with the bad jokes. You have been warned.   - Email us on Hello@Fintec...

What a year - but what's next? 31.12.2021

Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu sit down to wrap up 2021 and talk about what the next year will bring to the industry and our listeners.   A big Thank You to our guests and  listeners for a fantastic 2021 and we are excited to take everything to the next level in 2022!   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming hom...

Banks and Fintechs on Platform economies with Paolo Sironi 10.12.2021

Paolo Sironi is back with us to talk about his new book “Banks and Fintechs on Platform Economies” and we dive straight into the deep end and never look back in this exiting episode 🤓   We talk about regulated, platform driven, outcome based, contextual, conscious and unconscious banking while casually dropping at least two casino references while doing so. How did we do that? Hit that play...

The Fintechs are coming! Or are they? with Likhit Wagle 26.11.2021

The fintechs are coming! The fintechs are coming! Or are they? If you listen to the media it would seem banks have been on the verge of going extinct for as long as we've had online commerce but today in 2021 it would seem not much has changed in the big picture. We had the privilege of having Likhit Wagle join Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to discuss the glo...

Technosocialism and our future in a digital society with Brett King 12.11.2021

We won’t call it a comeback but we are still proud to have Brett King back in the  Fintech Daydreaming studio as our inaugural recurring guest! His new book "The Rise of Technosocialism" is in stores late November 2021 and we got to ask him all about it. Tune in this time to hear how our hosts Pål Krogdahl and Ville Sointu literally go on a Meta level discussion with Brett. Guest: Brett King,...

Winning the Fintech race with Joakim Sjöblom and Minna Technologies 29.10.2021

Every season we at the Fintech Daydreaming kitchen are looking for the freshest and highest quality ingredients to deliver an informative listening experience for our fans. This time we added some C-level spice to the mix with a subscription management twist as Pål Krogdahl and Ville Sointu were joined by the CEO of Minna Technologies Joakim Sjöblom to tell us all about what it means to build and...

Buy now, Panic later with David Horton 15.10.2021

By popular demand we're finally doing an episode dedicated to one of the hottest fintech topics of 2021: Buy now, pay later. Our guest David Horton, the CEO and founder of Thynk Digital, joins Pål Krogdahl and Ville Sointu to tell us all about BNPL and the recently published research  by Thynk Digital on the topic. How does it all work? Is it ethical? Tune in to find out and learn how BNPL so...

Death to banking products, long live client centricity with Chris Vick 01.10.2021

What's the common denominator between Harrods department store, supermarkets, gourmet restaurants, legos and VR glasses? We're not really sure either! But everything in that list is used as analogies in this episode of our podcast where Pål Krogdahl and Ville Sointu go the extra mile with our guest Chris Vick from Backbase, in trying to connect fintech and banking to things that really have nothin...

AI & Machine Learning - a bank perspective with Mattias Fras 17.09.2021

Is Artificial Intelligence (AI) a perpetually emerging technology - a mirage in the horizon we will never really reach? Tune in to this fascinating discussion with Nordea Bank's Head of AI Hub Mattias Fras, who joined Ville Sointu and Pål Krogdahl in our virtual Fintech Daydreaming studio to talk about what it means to work with AI and data in a regulated financial institution.  Guest: Mattia...

Ecosystem Banking and the Platform Economy with Simon Torrance 03.09.2021

This time on Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to the author of New Growth Playbook and "Fightback - how to win in the digital economy with platforms, ventures and entrepreneurs" Simon Torrace. If you are a regular listener, you've probably already heard many times that the future of banking is in platforms, but what does that mean in context of the latest fintech hype: Embedd...

DeFi and financial science with Nitin Gaur 20.08.2021

Decentralized finance - or DeFi - has been around for a while now, and as we're seeing a lot of activity in this space it was finally time to bring it up as a topic in our podcast! For this episode, Ville Sointu and Pål Krogdahl are joined by Director of Digital Assets and Financial Sciences at IBM Nitin Gaur, who walks us through the complex landscape of DeFi and what makes it different from trad...

Going cashless in the era of digital currencies with Richard Turrin 06.08.2021

Summer vacations are soon done and dealt with in the Nordics and that means Fintech Daydreaming is back for season four of our podcast! To kick things off Pål Krogdahl and Ville Sointu had a chat with author and consultant Richard Turrin about his new book “Cashless: China's Digital Currency Revolution” and all things digital currencies. Richard lives and works in China and we respected this dynam...

Fintech Daydreaming pre-episode chat with Jim Marous 09.07.2021

Some times the team at Fintech Daydreaming end up in a fantastic discussion with our guests outside the normal episode. Like the time our hosts Pål Krogdahl and Ville Sointu had a great pre-episode discussion with Jim Marous about podcasting and the behind-the-scenes work which is involved. We thought this impromptu discussion between the three was so great, that we decided to do an extra little e...

Time flies when you are having fun, season three finale. 25.06.2021

The season three finale is upon us and Ville Sointu virtually sits down with Pål Krogdahl for a debrief: what did we learn, if anything? What were the worst or best jokes and who were the most memorable guests? We also contemplate themes and new features for season four and get to answer some listener questions as we consistently go off on tangents while attempting to keep some structure in the co...

Responsible computing & the reach for carbon neutrality in Banking with Mark Stevenson 11.06.2021

Our guest in this second to last episode of Fintech Daydreaming for season three, is no other than progressive rock band guitarist, songwriter, author, stand-up comedian and 'reluctant' futurist Mark Stevenson. He has his own wikipedia page (https://en.wikipedia.org/wiki/Mark_Stevenson). Because of course he does. We kick this episode off with the question -  what do we think the future holds...

Data driven clients and embedded finance LIVE with Paolo Sironi 28.05.2021

Tune in for some live shenanigans in this week's episode of Fintech Daydreaming. In this episode which was streamed live as part of the annual Nordea Insights Day event, Pål Krogdahl and Ville Sointu were joined by Paolo Sironi who shared insights from his past and future publications on all things embedded finance. How many technical issues did we encounter in 30 minutes? Did Pål's laptop battery...

Welcome to the future, Everything as a Service with Dharmesh Mistry. 14.05.2021

Banks tend to package their services as products. In today's episode of Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to Co-Founder & CEO of AskHomey, Dharmesh Mistry, who takes the product thinking a step further: how are bank products distributed today and in the future? How are they produced in "the factory" and how are banking raw material supply lines shifting? Hit play, step int...

Data driven enterprise with Boris Bialek from MongoDB 30.04.2021

Join us again in this week's episode where Pål Krogdahl and Ville Sointu landed on a more-nerdy-than-usual chat about data infrastructure and its evolution with our guest Boris Bialek. Boris is the Global Head of Enterprise Modernization at MongoDB and gave gave us a fascinating deep dive into the topic. Guest: Boris Bialek (https://www.linkedin.com/in/bbialek/) - Email us on Hello@FintechDaydream...

Financial literacy with Philip Haglund 16.04.2021

In this episode Pål Krogdahl and Ville Sointu have a chat with Philip Haglund, a former professional soccer player turned fintech CEO, whose company Gimi is doing the ever important work of financial education for children by embedding banking services to a smart package that kids understand and prefer to use . Listen in and find out how we butcher several soccer team names and learn all about wha...

Do you need a core in a coreless world? with Tam Holmes 01.04.2021

In yet another properly fintech-nerdy episode of Fintech Daydreaming, Pål Krogdahl and Ville Sointu had the pleasure to talk to Tam Holmes from 10x. Hard core 🤟 or no core 🤷‍♀️ - tune in to hear how 10x sees the evolution of banking infrastructure and most importantly: where does the name 10x come from? Guest: Tam Holmes (https://www.linkedin.com/in/tam-holmes-8a9496/) - Email us on Hello@Fintec...

Identity is the new NFT with Dave Birch 19.03.2021

So good we're almost tempted to create an NFT of this episode! Dave Birch joined Pål Krogdahl and Ville Sointu from his hometown of Woking to lead a tour of all our favorite topics: digital identity, cryptocurrencies, digital currencies and yes, non-fungible tokens. Guest: Dave Birch (https://www.linkedin.com/in/dgwbirch/) Links mentioned in the episode: - "The future of payments" - Dave's present...

Are the banks dead? Long live banking! with Jim Marous 05.03.2021

We continue our high flying fintech superstar series in season three of Fintech Daydreaming with Jim Marous as our guest. Jim is not only a fintech superstar for us nerds in this space but has also featured on several occasions in mainstream media like CNN, CNBC, The Wall Street Journal and New York Times. Obviously his next stop was our podcast. Join our hosts Pål Krogdahl and Ville Sointu this w...

The past, present and future of trust networks with Richard G Brown 19.02.2021

Season three continues with a bang as Pål Krogdahl and Ville Sointu are joined by Richard G Brown, the CTO of R3, for a thought provoking discussion about the past, present and future of Blockchain and Distributed Ledger Technology based trust networks. Links mentioned in the episode: R3 Conclave: https://www.r3.com/platform-conclave/ Tesla buys $1.5 billion in bitcoin, plans to accept it as payme...

Back to the Future, Banking 4.0 style with Brett King 05.02.2021

Season three of Fintech Daydreaming continues with a bang as we welcome a true fintech celebrity as our guest: Brett King really needs no introduction and it's safe to say our hosts, Pål Krogdahl and Ville Sointu were just a little bit excited to have a chat with him about everything fintech and emerging technologies. Guest: Brett King (https://www.linkedin.com/in/brettking/) Links mentioned in th...

Moving forth in financial services: Bank 4.0, Industry 4.0 and the fourth industrial revolution 22.01.2021

Pål Krogdahl and Ville Sointu are back for season three of Fintech Daydreaming and got off to a great start with our first guest of the season, Johan Hörmark, who is working with strategic business development at SEB's wholesale banking division. Tune in to check out the new format, and to learn about how banks navigate the future machine economy and how a cargo train almost stopped the fourth ind...

Listen to the Fintech Daydreaming podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.