Fintech Daydreaming

This special episode of Fintech Daydreaming was recorded live and for the first time ever in front of a live audience at the Mobey Forum member meeting in Vienna.   Alessio Basso from AWS joined us on stage to discuss one of the hottest topics in fintech right now: superapps. Is this phenomenon just the result of unique circumstances restricted to China or the future of digital ecosystems and...

We go above and beyond with Down Under in this week's episode of Fintech Daydreaming as Pål and Ville is joined by Dexter Cousins from Tier One People to talk about the Australian fintech scene 🦘🪃🇦🇺   Recording an Ozzy episode is an entertaining proposition by default, but on top of that we might have ended up actually learning something about fintech and happy life - we hope you enjoy this...

SEBx has been the poster child of Nordic bank innovation and subject of endless intrigue from the fintech community since its inception. The founder of SEBx and current Head of SEB Embedded Christoffer Malmer joined Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to tell the whole story and share his insights to some of the burning questions everyone working with emerging tech...

Time is relative and we go quantity over quality in jokes when Pål Krogdahl and Ville Sointu get to host Anders Olofsson in this week's fix of Fintech Daydreaming.   We jump from bitcoin to central banks, to connection problems, to Wirecard and more in this fast paced episode. Doesn't sound like a plausible script for a podcast but somehow we covered it all in this rollercoaster of an episode...

Season seven is here! Our Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu have (mostly) survived the holiday season, and have picked-up right back where we left off in 2022 by starting with one of the most important topics we are all going to be talking about in 2023: ESG in banking and fintech. Luckily we found just the right expert to tell us all about the ups and downs of the challenge...

Time to wrap up season six of Fintech Daydreaming and see what (if anything) we learned in 2022. In our season finale we at least learn that ChatGPT hype has finally caught up with Pål and Ville, but is there a fintech angle to it at all and what is it good for actually? What about the problems of AI that are certainly going to be front and center with ChatGPT too?   Sit back, relax, grab a b...

What do bananas, Finnish sauna, personal finance management and chimpanzees have in common?   Data, obviously 🤷‍♂️    Before you ask - have a listen to this penultimate episode of season six where Amir Tabakovic from Experiens.ai joined our hosts Pål Krogdahl and Ville Sointu to educate us about AI, machine learning and data usage in banking. In addition they take a run down memory...

How does a global company navigate the perilous landscape of regional regulation and remain competitive? Fintech companies handle a tremendous amount of sensitive and private data that puts them in the centre of this exact question.   Jeff Parker leads Marqeta's international unit and has a lot to say about how to find answers to difficult data questions that go way beyond just GDPR. Pål Krog...

Have you ever wondered what happens when you put two recovering bankers and our resident bank platform advocate Pål Krogdahl in the same podcast episode, and start talking about how open banking came about in the Nordics?   Us at Fintech Daydreaming too, and that's exactly why we invited Sarah Häger for a chat with our hosts Ville Sointu and Pål Krogdahl, to tell us all about how to build a s...

It’s that time of year again. The season when who’s who of the financial services industry flock to a get together that still today is the largest migration of bankers and Fintech nerds heading to one place: the annual Sibos conference.   Our co-host Pål Krogdahl found himself in the middle of it all and we decided to share the experience with all our listeners. What’s hot (and not) this year...

"Here we go again" we thought when we scheduled this episode recording that it would be another one about embedded finance. At the same time we realised that this is a chance to get to the next level in the discussion: how does embedded finance really work? What is the terminology we should use and what are the implications of delivering these capabilities across national borders and over differen...

What is a brank? While we break new grounds in Fintech Daydreaming every now and then this is the first time we might have accidentally invented a new word that tells everything about how banks could re-invent their brand strategy.  Join Pål Krogdahl and Ville Sointu for this episode, where they talk with Liz High (unfortunately Allison was unable to join us at last minute) about how banks to...

Season six continues with another mega-trend and another mega-guest: current Head of IBM Cloud Platform and former Bank of America CTO Howard Boville, re-joins Pål Krogdahl and Ville Sointu to talk about what’s what in regards to banks moving to the cloud - and more.   A lot has happened since Howard was with Fintech Daydreaming the last time (S02:E05). We get to hear an update on where the c...

Open season for banks or the season for open banking? In this episode Eyal Sivan, Mr. Open Banking himself, joins Ville Sointu and Pål Krogdahl in the Fintech Daydreaming studio, and right off the bat go deep into the philosophy of open banking. They end up making a full tour around definitions, regulation and actual use cases just to round it up in time to talk about the future of it all. In shor...

The short but sweet Nordic summer is over and it's time to kick off season six of Fintech Daydreaming! We've been trying to get the blockchain leader and fellow podcast host Anthony Day (host of the podcast "Blockchain won't save the world") to be a guest on our podcast for quite a while now so we couldn't have been happier to get him to join our hosts Pål Krogdahl and Ville Sointu to kick off thi...

Summer is officially here, and that means it’s time to end another roller coaster of a season of the Fintech Daydreaming podcast. Before we do that though, our hosts Pål Krogdahl and Ville Sointu sat down to summarise some of the main highlights, key themes and best takeaways of season five. As a bonus Ville drops a career newsbomb seemingly out of nowhere 💣 Special thanks to all our fans for lis...

Summer is almost here but the team at Fintech Daydreaming are showing no signs of slowing down as we finally got one of our most anticipated guests to join us for a chat. Our hosts Pål Krogdahl and Ville Sointu sat down with Paul Yoo from Meta who has a phenomenally interesting career that has taken him around the world working for some of the best known brands in fintech. We got to talk abou...

Getting the fintech legend and author Chris Skinner to join us for a chat in our Fintech Daydreaming studio was a fantastic milestone for us. Our hosts Pål Krogdahl and Ville Sointu got to talk about everything from his new book “Digital for Good” to the metaverse, but little did we expect that we’d learn what Chris thinks about one of our hosts (all said in jest), superhero fintech jokes and the...

Another day another episode about banking as a service? And, why not! Ion Fratiloiu from Yobota joined us to give us a new perspective to the topic: from a platform to a full stack banking as a service provider by becoming part of a fully licensed bank.   We also continued to develop our long term plan to launch the Fintech Daydreaming bank in exotic countries where we have listeners. Tune in...

Based on the amount of drama around our podcast hosts catching covid-19 one after the other there might just be a Fintech Daydreaming Netflix series in development sooner than we think. Against the odds we do however have the full crew onboard to hit another first ever for Fintech Daydreaming: we had our first ever guest joining us in two consecutive episodes!   Jaakko Vilen from nCino joined...

In our first ever episode recorded live in a conference Pål Krogdahl and Ville Sointu were invited to cover all the buzz at the Nordic Fintech Summit in Helsinki. After two years of lockdowns and endless Zoom meetings the excitement to meet everyone in three dimensions was a sight to behold and the atmosphere was buzzing with fintech companies across the world joining us in this episode. Join us t...

Pål Krogdahl and Ville Sointu continue on the topic of Nordic digital identity ecosystem and invited Markus Hautala to join the conversation in our Fintech Daydreaming studio. Markus is the Head of Digital Identity at TietoEvry and the chairman of the FindyNet co-operative. Join Markus, Pål and Ville as we take a tour around the world of self sovereign identity, the EU Digital Identity program and...

The myth, the legend, the Nordic digital identity in the fintech world is a fabled story of a utopian world where everything is digital and cash is obsolete. Is it true? If it is, how does it all work and how did it come to be? Fintech Daydreaming is a Nordic based podcast so of course Pål Krogdahl and Ville Sointu had to find out, and who better to tell us all about it than the lead of ID solutio...

The time has come. Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu are planning to finally start the "Fintech Daydreaming Bank", so it made all the sense in the world to talk to Eric Mouilleron from Bankable about how to get everything up and running with a Banking as a Service (BaaS) approach for all the backend and compliance complexity we love and love to hate. We might s...

"Let's do an episode about regulation!" - said no successful podcaster ever.    We like both challenges and nerding out about financial regulation so we went for it anyway. Join us as Pål Krogdahl and Ville Sointu have a conversation with Tony Petrov from Sumsub and try to keep up with the acronym drops 🤓   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home...