Financially Independent Teachers

Send us Fan Mail Teachers, I think we can all agree that we would like to get paid MORE!  However, what is realistic and how do we differentiate between educators who are highly effective or just skating by? 

Send us Fan Mail Ryan is an 11th year teacher in Dallas, TX who started his career in the hospitality industry.  Long and late nights and weekends inspired Ryan to make the move into education and start his career over.  After starting his adult life with over 50k in debt, Ryan and his wife are now on track to be net worth millionaires. Tune in to see how Mr. Cruz's teaching of Dave Ramsey&ap...

Send us Fan Mail Catie and her husband Chris both work in the education field in North Carolina.  How can a NC educator couple with two kids give, pay off debt and build wealth? Tune in as  Catie shares the inspiring story of her and her teacher husband BOTH losing their jobs on the same day during the economic recession of 2008-2010, side hustles, house hacking, near death Covid experience AND pa...

Send us Fan Mail We are thrilled to be back for Season #3 in 2023! Dave and Brandon chat about the previous season and how to look at your finances via percentages as a framework to have a better understanding of where your money is going.  Check us out on Social Media... https://www.facebook.com/getfiteducator

Send us Fan Mail Merry Christmas! We have an EXTRA long show for you this week! Episode #95 will be the last episode of 2022.  Listen all at once or divide it into two and enjoy! Dave and Brandon welcome back a great friend to the show, Justin Garritt.  Justin joined us last season for a fun and inspiring episode on next level credit card rewards hacking.  Part I  of this episode shares the story...

Send us Fan Mail Amy Goss is one of the top mortgage specialists in the Carolina's! Amy joins us this week to discuss a variety topics related to real estate and mortgages. A few things we touch on this episode...interest rates, how to raise your credit score, first time home buying strategies, differences in mortgage products, mistakes made when purchasing a home and how to purchase a second...

Send us Fan Mail Dave's older sister joins the show to talk about how her frugal and fearless views on personal finance have enabled her to have a net worth of over 300K on a salary of less than 50k per year.  Her story takes us from being a first gen college student to quitting and taking on a factory job all the way to going back to college to get her degree in Business.  Kathy is a major s...

Send us Fan Mail Cheryl has been teaching for 10 years, before that, she was a married stay at home mom to four kids for 21 years.    After being married over 20 years, Cheryl faced the situation of divorce.  She had zero dollars in a joint checking account and over 50k consumer debt that she knew nothing about.   This forced her to totally start over financially.   Fast forward, she bought a home...

Send us Fan Mail Chip is a Raleigh, NC area CFP who grew up in a household raised by a mother who taught for over 30 years! Chip chats with us about a variety of financial topics from insurance to investment drawdown strategies.   ***We recommend listening to this episode via earbuds as the sound from our guest is somewhat difficult to hear in a vehicle using bluetooth***

Send us Fan Mail In this episode, Dave and Brandon had the pleasure to chat with the "White Coat Investor", Jim Dahle.  Sure, teachers deserve a pay raise and are often underappreciated in society, however, pay raises won't solve an individuals financial issues if we don't have a plan.  Jim shares the mistakes of high income earning, discusses investing, pensions, the being an...

Send us Fan Mail Allison started her career as an investment advisor but quickly realized she had a passion for helping and teaching people, not being a salesperson.  With over 20 years of experience in the classroom, Allison and her retired firefighter husband have a net worth north of 800k and will be investing over 50k this year! Even with two teenage boys in the home, Allison's family liv...

Send us Fan Mail Connor and Danielle are newlyweds who work and teach in the suburbs of Chicago.  Both join the show to share their goals and accomplishments as they get ready to hit the ground running as they approach  their 30’s.  This is a great convo as they share how their two teacher household operates! 

Send us Fan Mail Dwight is a trombonist and businessman who has traveled the world as a professional musician.  In addition to his personal music skills, Dwight has also spent time in the classroom as a music teacher.  Check out Dwight's story as he talks about the "Poverty Mentality" vs. a "Wealth Mentality". 

Send us Fan Mail Heather is a third gen educator who is currently teaching in California .  On this episode, Heather discusses how  she and her husband were not on the same financial page and how she took learning about personal finance into her own hands.  Sadly, Heather's husband (also a teacher) unexpectedly passed away, leaving Heather to raise three young children on her own.  Heather wa...

Send us Fan Mail In this episode, Dave and Brandon discuss some of the key terminology that teachers need to know on their path to financial independence.   Investing can be a very scary and intimidating topic, we hope to make it a little more digestible with the content in this episode.  Join as as we get back to the basics and define some of the most widely used investment terminology on our sho...

Send us Fan Mail The Millionaire Math Teacher joins Dave this week as we interview Mark, an English teacher from Australia.  Mark is a first year teacher, the youngest in a family raised by a single mother.  Mark shares an extraordinary story as he learned frugality from his birth mother but he added some more complex money skills from his mother in law who talked to Mark about investing and the i...

Send us Fan Mail Teachers, we are more powerful than we know! Not only do teachers have skills in the classroom, many of those skills can be transferable to the private sector.  On this episode, Alek shares the story of recently leaving the classroom as a NC music teacher to starting his own music academy.  Check out his info below https://www.triadmusicacademy.com/ Facebook: Triad Music Academy h...

Send us Fan Mail Dave's cousin, Keith joins us for this episode.  Single and on an Ohio teacher income, Keith has amassed over 500k in investments over the course of his veteran teaching career.  How did he do it? How is Keith passing on his knowledge to his students, colleagues and his daughter? Listen in to find out! 

Send us Fan Mail There are so many individuals that make a school successful. In this episode, Dave and Brandon had the pleasure to host Sonia, a school speech therapist in Florida.  Sonia’s family literally hit the lottery as they came to the US from Eastern Europe via a visa lotto program.  During Covid, Sonia used social media to  advance her personal finance skills and set herself up for a bri...

Send us Fan Mail Have you ever read the book "The Millionaire Next Door"?  After interviewing Tim, it makes the MND look like his autobiography.  Tim and his wife were both teachers (wife still is) in Southeastern PA and have built a quality of life together on their two teacher income family.  Recently, Tim resigned and stepped away from his teaching job to start a side hustle career in...

Send us Fan Mail This summer, Dave and his family rented a Tesla Model 3 and drove it to Dave’s IB training in Tampa Fl. The trip was 750 miles each way and we had lots of charging stops along the way.  In this episode, Dave discusses his experience driving a Tesla for the first time and the Millionaire Math Teacher joins us to talk about what his experience as a Tesla owner has been like. As more...

Send us Fan Mail Marlin is a former college basketball player turned teacher, coach and is now an administrator and both he and his wife are in education. Throughout the episode,  Marlin shares their ups and downs on the road to freedom and financial independence.  Though they've shared mistakes and successes along the way, Marlin's view on their journey is simple,  "no losses, just...

Send us Fan Mail Dave and Brandon talk money and things we need to consider as we head back to school! We hope everyone has a GREAT year! 

Send us Fan Mail An important part of learning in ANY area of life is being able to understand the basic terminology of the topic being discussed.  This is Part I of what we are calling "Decoding the Language of FIT".  In this episode, Brandon and I break down and have a talk about some often used terminology that regularly gets discussed on our show.   Part I: Budgeting and Savings 

Send us Fan Mail Dave and Brandon had the pleasure to interview Jeff York, recently retired CA custodian.  Jeff spent 33 years as an elementary school classified staff member in Northern California. The Wealthy Custodian retired having never made more than 41k in a year.  Check out his story!