Financially Independent Teachers

Send us Fan Mail Tommy is an HBCU grad who specializes in helping teachers with their finances. It is human nature to be more conservative with our money than risky. Tommy dives into one of the biggest questions for educators...do teachers need an annuity? Why do some many teachers get this wrong? 

Send us Fan Mail The Millionaire Math Teacher is back in Part II of our episode looking at traveling through the decades of finance. In Part I, we made it to the "messy middle".  In Part II, we will make it all the way through retirement and legacy. 

Send us Fan Mail The Millionaire Math Teacher is approaching his 70th birthday, I figured it would be the perfect time to have him reflect on his life and money.  With a 2.5 millionaire dollar net worth, the retired math teacher and his retired nurse spouse were never HIGH income earners, but they built a great life together.  In this two-part discussion, John will give his general thoughts on mon...

Send us Fan Mail Check out Part II of my special Q&A episode with Justin and Jeff from Garritt Financial Solutions. Two teachers, who are now financial advisors will answer YOUR audience questions!  https://garrittfinancialsolutions.com/

Send us Fan Mail You had questions, Justin and Jeff had answers! In what might be a few of our best episodes yet, we are blessed to have a special TWO part Q&A episode with Justin Garritt and Jeff Venables. Both are former educators who are now helping others in the financial industry.  FIT fans submitted their fan questions, and they have answered!  Section 1: Getting Started & Building F...

Send us Fan Mail Brad is a Long Island music teacher who is passionate about helping fellow teachers with their finances. Brad grew up being somewhat interested in saving money, but never saw himself being a personal finance coach. 

Send us Fan Mail The Durham All-Star team is here to discuss health benefits. Retired NC teacher and coach, David Norman, and former principal and classroom teacher, Greg Mitchell, have over 55 years of combined experience in NC.   Open enrollment is coming! Whether you live and teach in NC or another state, open enrollment can be a head scratcher. My cafeteria benefits book last year was around 6...

Send us Fan Mail Did you know you can make over 100k in a foreign country and NOT pay any US income taxes? What a way to STILL make a living, but take advantage of Roth conversions to move money from pretax accounts to tax free Roth. George did just that as this NC teacher had three stints teaching in Africa. While in Africa, he rented out his home and let others pay off his mortgage. 

Send us Fan Mail Debbie grew up in Northern NJ, at the age of 12, her mom and dad split up. This was devastating to the family and she had to pick up 3 jobs to help mom make ends meet. As an adult, she moved to Washington state with her husband who was an engineer...after 7 children together and homeschooling her children, Debbie realized "I was the only married person in the home". At 3...

Send us Fan Mail Samuel lives in Fresno California and is the founder of The Academy of Financial Education. Samuel didn't start in the world of finance, but after seeing a family host a local car wash to raise funds for the funeral of a lost loved one, he became a financial advisor within a year. After five years, he knew he had a higher calling and started his non profit. In this episode we...

Send us Fan Mail Jermaine is a NC teacher assistant and football coach who moonlights as a real estate agent, DoorDasher, professional photographer, and student. When he started this financial journey in January, he had less than $500 to his name, no investments and was renting.  What is Jermaine up to now? Did he reach his summer goals? Listen in as Jermaine tells all in Part II of his story.  Be...

Send us Fan Mail Todd is getting ready to start his 27th year teaching as a California Personal Finance educator. Growing up in a lower middle class family, he ended up marrying his college sweetheart from Arizona State University. As a teen, his wife spent some time being homeless. Together, they decided they would NEVER live the way they grew up and wanted more for themselves. Teaching has taken...

Send us Fan Mail Megan is a New Bern elementary PE teacher who is "Dave-ish" when it comes to Mr. Ramsey's plan. Their family uses the Every Dollar app, and keeps track of every dollar that comes in.  The dollars that Megan brings in is where it gets interesting. A NC Unicorn with masters and nationally board pay, Megan also drives the school bus, making an extra 10k+ each school ye...

Send us Fan Mail Brian is a father, husband, educator & coach in small town Nebraska. He enjoys travel, the outdoors, camping & sports. As a high school science teacher, Brian coached four sports & mowed lawns in the summer to stay ahead between athletics, travel & kids' activities. Like many young educators, his family was living paycheck to paycheck, blindly putting money in...

Send us Fan Mail Eric's story is rooted in real-life experience. After a divorce, he found himself rebuilding as a father of three children. Along the way, he met an incredible woman, and together they committed to paying off debt and creating a strong financial foundation. As Eric learned more about managing money, he began teaching personal finance to high school juniors, turning a personal...

Send us Fan Mail Eric walked away from his W2 job in education at the age of 50. He didn't have enough years of service to access his pension at 50, but him and his wife had over 1 million dollars in a taxable brokerage account to live off of in retirement. One day, the pension will come, until then, Eric still works as an educational consultant.  With a paid for home, Eric and his wife plan...

Send us Fan Mail These married NC music teachers are making it happen! Mid 30's and maxing out Roth IRAs, two future NC pensions in their early 50's, social security in the future...they will have a combined income of 130kish in their 60's. They take advantage of their time off in the summer by running a fireworks rent for 2 weeks each summer. They hustle extremely hard for the two...

Send us Fan Mail 16-year veteran math teacher, Noah started his journey in education through ACE, The Alliance for Catholic Education, at the University of Notre Dame. During this program, he moved from Indiana to Florida...making less than 25k as a catholic school teacher. After completion, he moved home to suburban Minneapolis to teach HS math at his Alma mater.  While teaching, Noah also began...

Send us Fan Mail After graduating from South View HS in NC, at the age 19, he was homeless, in debt and sleeping in his car. Today he has built a multiple 7-figure business and coached millions of people out of the paycheck to paycheck cycle. As a minority who did not grow up wealthy or with any financial literacy, he has made it his mission to equip people in the same scenario to break generation...

Send us Fan Mail Paul is a recently retired teacher from Maine, but growing up on a farm caused him to inherit his family's frugal nature. Newly retired, Paul has been scheduling opportunities to share his presentation to help teachers called "The Hidden Cost of Time". Paul is on a mission to help save teachers from high fee investments and has a passion for helping others build fin...

Send us Fan Mail Reid says a frugal lifestyle is as regular to him as brushing his teeth each day. From McDonald's worker, to Econ teacher, to Econ professor, and reservist in the military...Reid has done it all!  Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: htt...

Send us Fan Mail Nancy, transitioned from a career in corporate Human Resources to the world of secondary education at the age of 42. After two decades of teaching, she is preparing for her final act...one last year. On this episode, Nancy shares five pieces of advice to consider before exiting your career. She has been strategically planning for this moment the last few years, If you want to hear...

Send us Fan Mail "The math works for everybody, but not everybody loves math". Ed Brady is the son of a teacher and author of the new book "Awaken Your Financial Star", which highlights the Star Method. Ed's STAR method reframes personal finance into four core components: S aving, T ime horizon, A sset selection, and R eal returns. Looking at wealth through this lens provi...

Send us Fan Mail Tom Bernard is in the financial field, married to a public school teacher, and teaches personal finance courses at the City College of San Francisco. His mission? Tom wants to help the average person understand wealth-building and how the S&P 500 actually works. Tom has been there, done that, and got the T-Shirt by trying to BEAT the market with individual stocks....but coming...

Send us Fan Mail David Norman retired last school year with 31 years under his belt as a NC HS Social Studies teacher and baseball coach. David is now running Norman Financial Coaching and supports teachers in a variety of ways with their finances. David has a wealth of knowledge about teaching and growing your wealth, we hit on a variety of subjects during this introduction to David Norman to the...