Financially Independent Teachers

Send us Fan Mail 16-year veteran math teacher, Noah started his journey in education through ACE, The Alliance for Catholic Education, at the University of Notre Dame. During this program, he moved from Indiana to Florida...making less than 25k as a catholic school teacher. After completion, he moved home to suburban Minneapolis to teach HS math at his Alma mater.  While teaching, Noah also began...

Send us Fan Mail After graduating from South View HS in NC, at the age 19, he was homeless, in debt and sleeping in his car. Today he has built a multiple 7-figure business and coached millions of people out of the paycheck to paycheck cycle. As a minority who did not grow up wealthy or with any financial literacy, he has made it his mission to equip people in the same scenario to break generation...

Send us Fan Mail Paul is a recently retired teacher from Maine, but growing up on a farm caused him to inherit his family's frugal nature. Newly retired, Paul has been scheduling opportunities to share his presentation to help teachers called "The Hidden Cost of Time". Paul is on a mission to help save teachers from high fee investments and has a passion for helping others build fin...

Send us Fan Mail Reid says a frugal lifestyle is as regular to him as brushing his teeth each day. From McDonald's worker, to Econ teacher, to Econ professor, and reservist in the military...Reid has done it all!  Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: htt...

Send us Fan Mail Nancy, transitioned from a career in corporate Human Resources to the world of secondary education at the age of 42. After two decades of teaching, she is preparing for her final act...one last year. On this episode, Nancy shares five pieces of advice to consider before exiting your career. She has been strategically planning for this moment the last few years, If you want to hear...

Send us Fan Mail "The math works for everybody, but not everybody loves math". Ed Brady is the son of a teacher and author of the new book "Awaken Your Financial Star", which highlights the Star Method. Ed's STAR method reframes personal finance into four core components: S aving, T ime horizon, A sset selection, and R eal returns. Looking at wealth through this lens provi...

Send us Fan Mail Tom Bernard is in the financial field, married to a public school teacher, and teaches personal finance courses at the City College of San Francisco. His mission? Tom wants to help the average person understand wealth-building and how the S&P 500 actually works. Tom has been there, done that, and got the T-Shirt by trying to BEAT the market with individual stocks....but coming...

Send us Fan Mail David Norman retired last school year with 31 years under his belt as a NC HS Social Studies teacher and baseball coach. David is now running Norman Financial Coaching and supports teachers in a variety of ways with their finances. David has a wealth of knowledge about teaching and growing your wealth, we hit on a variety of subjects during this introduction to David Norman to the...

Send us Fan Mail Kevin is a former Long Island music teacher AND a very high level musician himself. Having understood the classroom, the students, and the demands of teaching, he ultimately made the decision to leave the classroom and start his own business doing speaking engagements to students across the country.  At one point, he went to pick up a $20 pizza, but knew he only had $17 to his nam...

Send us Fan Mail For many teachers, we only have 20-25 school days left in the 25-26 academic year! In honor of counting down to summer, Dave issues a 21-day money challenge. Whether you want to start NOW and finish the challenge before summer, or you decide to launch at the beginning of summer, this challenge will give you the frame work to reach new financial heights!  The challenge for each day...

Send us Fan Mail Gary taught high level math for almost 20 years in California, but is now enjoying the FIRE lifestyle and early retirement. Although he won't receive his CA pension until 55, he has enough investments working behind the scenes to provide a nice retirement in the future. His wife is still working for a handful of years, so he doesn't have to worry about the health insuran...

Send us Fan Mail Jermaine was a guest on FIT back on Episode 249 in early January. On that episode, Jermaine shared how he was making almost 2k per month moonlighting as a DoorDash delivery man. After learning Jermaine's story, he looked in the mirror and said it is time for a change. As a husband and father of three, 45-year old Jermaine, realized he is essentially starting from nothing...en...

Send us Fan Mail Traditional, Pre-Tax, Roth, Post-Tax, Brokerage Accounts...these investment accounts can be so confusing, especially to newbies. Do you want to pay taxes now or later? Is there a better time to convert funds during a particular time of life? I've talked to many teachers who don't know the difference between Roth and Traditional accounts. Some have tens of thousands of do...

Send us Fan Mail Rachel has had a lot of financial ups and downs, but finally got serious about her money three years ago. A speech therapist, Rachel didn't get started in her career until 31, so she felt like she felt like she had a late to start making "adult money". Rachel lives in a very high cost of living area and she works full time in the local public schools, while also wor...

Send us Fan Mail NJ high school teacher is married to NJ high school EC teacher. Before having their first child, they caught the FIRE bug in their early to mid twenties. They didn't do it forever, but they lived on a very modest 40k per year in annual spending for a handful of years while investing around 80K each year (combined). This early maximization caused them to become teacher million...

Send us Fan Mail There is a big difference between being high net worth and income producing assets. Sure, a paid for house is GREAT...BUT, it is not going to make you any money (unless you house hack). Good intentions can lead to a BAD retirement. The Millionaire Math Teacher is here to discuss all the things you might not think of when it comes to planning for the future...whether retirement is...

Send us Fan Mail Louis is a soon to be retired California middle school math teacher, and he is thankful to have started investing as a young teacher, however, he was setup by the classic "sharp dressed man" in the teachers lounge...high fees, subpar investment options. In addition, Louis didn't fully understand investing, so he went the ultra conservative route..2%-3% growth. Throu...

Send us Fan Mail Brandon is a 27-year old teacher from KY...although current pension rules are different, he falls under their old pension rule, which will enable Brandon will to able to retire with a full pension after 27 years of Kentucky service. Because he started teaching at the ripe age of 21, he will start collecting a $60,000 per year pension at 47...with non contributory healthcare until...

Send us Fan Mail Jessica has been teaching in Florida since 2003, although she did some investing while in HS, the personal finance bug caught her in her 40's. We discuss the power of teachers understanding all of the investing buckets available to them, the messy middle of life, raising 3 kids, and how personal finance education can transform our students and our teachers. Like most people,...

Send us Fan Mail Married (PA) teacher's Dale and Kendra love taking advantage of their summer time teacher schedule. Each year, they load up and hit the road with their twins and make memories together that wouldn't be possible without the schedule of a teacher. In PA, they have the option to take a lump sum instead of their pension. Instead of having "golden handcuffs", they w...

Send us Fan Mail A married Michigan teacher couple uses each summer to scratch their travel itch. Last summer, they spent over 50 days in Europe. Before that, they spent much of summer in Indonesia. This summer, they are headed to Belgium! With a combined teacher income of around 135k, they own a home, have 500k invested in the stock market, and save for their summer vacations. Starting with Dave...

Send us Fan Mail Early in their marriage, Dave and Stephanie took part in a local Dave Ramsey FPU class. After "graduating", they started using the cash envelope budgeting system. Fifteen years later, and some financially milestones met, they decided to switch to strictly credit cards, as long as they didn't carry any monthly debt. After 6-8 months of this system, they realized they...

Send us Fan Mail On this week's episode, I welcome national financial voice and host of the Personal Finance Podcast, Andrew Giancola back to the show. He shares the importance of automation and how to set up your accounts and make your personal finance life automatic! This is a must listen if you want to successfully set up your accounts and bills.  Check out Andrew's Money Automation C...

Send us Fan Mail No lotto winnings, no inheritance, no real goal of becoming a millionaire. However, a 42-year old Cobb County GA PE teacher recently crossed over $1,000,000 in investments. Now in his 20th year teaching, he moved from NE Ohio to ATL as a 22-year old... with $1,000 to his name. 20 years later, he is in the double comma club. He has no children, has never been married, and is taking...

Send us Fan Mail A little over five years ago, Dave started Financially Independent Teachers...a passion project to inspire other educators to get smart with their money and maximize their finances. Up until the birth of FIT, Dave and his wife Stephanie started getting very serious about finances (mid 30's), shocked at how much time they had wasted in the past.  Some might call it extreme, bu...