Financially Inclined

Ever had an awkward encounter around money while dating? Host Yanely Espinal speaks with author and financial therapist Aja Evans about how to have better money conversations in your romantic life. Think you’re financially inclined? Dig deeper into money and dating: - More suggestions for how to talk about money while dating from Ellevest  - Grow your financial intimacy with NPR’s “Life Kit” - Che...

How do you get what you want and the pay you deserve? Host Yanely Espinal talks with career coach and personal finance writer Mandi Woodruff-Santos about the ins and outs of negotiation and how to start building these skills long before your first job offer.  Think you’re financially inclined? Dig deeper into negotiation: Some helpful questions you might consider before going into a negotiation Ad...

How do you decide what job is right for you? Host Yanely Espinal talks to early-career coach and consultant Jade Walters about the value of internships and how to find, get and excel in them.  Think you’re financially inclined? Dig deeper into internships: Advice for landing your dream internship How to make sure your internship is worth your time Additional tips for making the most of your intern...

Want to make a difference with your money? In this episode, host Yanely Espinal speaks with author and financial educator Kara Perez about how to align your money with your values. Perez gets into the ways that you can spend, save, and invest based on what matters to you.    Think you’re financially inclined? Dig deeper into making change with your money:  Learn more about sustainable investing fr...

Not sure how you’re going to pay for college? Host Yanely Espinal talks with college counselor Teng Yang about the different funding options available to students, and what they should watch out for when making their decisions.   Think you’re financially inclined? Dig deeper into how to pay for college: Check out this worksheet to compare financial aid offers, from the National Association of Stud...

Do you get stressed out thinking about life after high school? Host Yanely Espinal talks to college counselor Ralph Johnson about choosing the right path for you and thinking of this as an important financial decision. They discuss the pros and cons of different types of colleges and the criteria you should consider when deciding where to go.   Think you’re financially inclined? Dig deeper into ne...

Want to be your own boss? In this episode, host Yanely Espinal talks to attorney-turned-entrepreneur Sam Vander Wielen about the basics of setting up a new business and what you need to know to protect yourself as a business owner. She shares some useful resources that can help you along the way. We also hear from 21-year-old Leslie Zuñiga about what she learned from starting her own nail art busi...

Does talking about money make you uncomfortable? In this episode, host Yanely Espinal talks with author Erin Lowry about how to approach awkward money conversations. They discuss everything from splitting costs to loaning friends and family money to etiquette around payment apps like Venmo.    Think you’re financially inclined? Dig deeper into understanding how to have tough money talks: Learn mor...

Host and financial literacy advocate Yanely Espinal is back for Season 4 to get the answers to your money questions and set you up to succeed . This season, we’ll be discussing everything from launching your own business to paying for college. We dig into negotiation techniques and teach you how to navigate tricky money conversations with friends and family. You don’t want to miss it!  This podcas...

This week, we’re sharing an episode from another podcast we think you’ll love. In this episode of “ Sportly” from Immigrantly Media, host Kavitha Davidson dives into the quirky origins of pickleball, exploring how this simple backyard game has become America’s fastest-growing sport. Davidson uncovers the story behind the paddle — from its humble beginnings on Bainbridge Island, Washington, to cele...

Host Yanely Espinal talks with Kevin Matthews , financial educator and author, about how to find financial advice you can trust.  Think you’re financially inclined? Dig deeper into how to evaluate financial advice: Protect yourself from social media “finfluencers” More tips for choosing a financial adviser Questions to ask a financial adviser How to get cheap or free financial advice Are you in an...

Scammers are good at manipulating teens. Join host Yanely Espinal and Proofpoint’s Selena Larson to learn how to stay ahead of the scammers.  Think you’re financially inclined? Dig deeper into the world of cybersecurity: This article in Vox talks about the prevalence of scams amongst Gen Z Learn about common types of scams 4 online scams teens are falling for and how to avoid them Are you in an ed...

Just because online gambling is now legal and endorsed by sports teams doesn’t mean it’s safe. Journalist Danny Funt gets into it with host Yanely Espinal.  Think you’re financially inclined? Dig deeper into the risks of online gambling: Just how common is gambling these days?  A story of overcoming gambling addiction  If you or someone you know needs help with a gambling problem, call the Nationa...

Credit scores may seem scary and confusing, but they don’t have to be! Yanely Espinal sits down with financial therapist and money coach Jasmine Ramirez to talk about what a credit score is, how they’re calculated and what you can do to keep yours high.  Think you’re financially inclined? Dig deeper into credit scores: Understand how your credit score is calculated Learn more about how your age ca...

Before you drop your hard-earned cash on something big, stop and think it through. Yanely Espinal talks to financial educator Mykail James about how to be more intentional when making big purchases in your life, and what to do if you have regrets afterward.   Think you’re financially inclined? Dig deeper into the world of smart purchasing: Read more on impulse buying A psychologist’s tips for avoi...

Host Yanely Espinal talks with professor Jasmine McNealy about “dark patterns” that manipulate us online: what they are, where to look for them and how to protect yourself.  Think you’re financially inclined? Dig deeper into dark patterns: Learn about all things dark pattern from Deceptive Patterns   Listen to the role of dark patterns in e-commerce at Marketplace   Read about how laws and regulat...

Our decisions about money don’t always make logical sense. Financial therapist Lindsay Bryan-Podvin helps us understand why, and how you can hack your brain to make smarter money choices.  Think you’re financially inclined? Dig deeper into the psychology of spending: The ultimatum game shows us how we think about money Check out this NerdWallet explainer for more about financial therapy Lights, Ca...

In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce . They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you’re financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourse...

Host and financial literacy advocate Yanely Espinal is back for another season of the money lessons we wish we learned earlier — the ones that can help us live life on our own terms. This season, we’ll share essential info about bank accounts, gambling, scams, and how our brains can mess with our money. New episodes starting Aug. 16. This podcast is presented in partnership with Greenlight: the mo...

Being a first-generation student can mean facing bigger financial pressures than your peers, with less generational knowledge and wealth. Yanely Espinal talks to Gigi Gonzalez, the First Gen Mentor , to help you navigate the unique pressures of being the first in your family – whether that’s being a first-gen American, first-gen college student, first-gen professional, first-gen entrepreneur or mo...

Income taxes can be intimidating, especially if it’s your first time filing on your own. But don’t worry, host Yanely Espinal sat down with the self-proclaimed superhero of taxes , Duke Moore , to break it down so you can know what you owe… or what the IRS owes you as a refund! They talk about all the different tax forms, explain deductions and write-offs, and reveal the most important box you hav...

Every generation faces challenges when they enter the workforce for the first time, but Gen Z may have an especially tough time. Social media manager Amir Henley can help you stand out in a tough job market.  Think you’re financially inclined? Check out more tips on entering the workforce:  Websites where you can start looking for that job Some free resume templates  Learn to write a cover letter...

With all the hype about cryptocurrency, how can you tell a good investment from bad? Yanely Espinal sits down with college student and crypto investor Giovanni Moreno and journalist Caitlin Ostroff to learn what crypto is, how it works and what red flags to look for. Think you’re financially inclined? Dig deeper into cryptocurrencies: Read this guide from Investopedia on what you should know befor...

Being an influencer might sound like the best job in the world, but viral content creator Sid Raskind, who has over 4 million TikTok followers, says that it’s a lot harder than it looks.  Think you’re financially inclined? Learn more about the reality of influencer life: A very small number of influencers earn the majority of money and views Black influencers are paid less than white influencers ,...

Student loans don’t have to be scary, you can make them work for you! This week, “Financially Inclined” host Yanely Espinal sits down with content creator Carmen Perez to dig into all the details of understanding the lingo, reading the fine print and making a budget so you can stay on top of your loans.   Here are some additional helpful resources: Go to the Federal Student Aid site to find resour...