Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Snag Our Simplified Budget System! In this episode we’re breaking down exactly how to plan and pay for family vacations without debt . We’ll show you how to budget for travel, make smart trade-offs, and bring those dream trips within reach—without blowing up your finances. Key Points: 💬 Real stories : One client saved $3,000 in 6 weeks by breaking it down into weekly hustle goals. Another with si...

Snag Our Simplified Budget System! Listen to this episode before you let your child apply for student loans! This episode is PACKED of ideas and tips to get your degree without borrowing money or going into debt. Kara Walker joins us to tell us how she went got her degree and didn't borrow a dime. If you're a parent, you want to hear this story. If you're a student, you want to hear th...

Snag Our Simplified Budget System! Today we're talking advanced budgeting tips you can implement after you've got your budget started. We're covering what banks to use, how to use your bank accounts to manage your money, how to automatically save money, where your emergency fund should be parked, what to do every payday and how/when to pay off extra debt using your budget. Listen in if...

Snag Our Simplified Budget System! Today we're diving deep into the world of combining finances when you say, "I do." In this episode, we'll explore the importance of communication in building stronger money habits together. Picture two individuals, each with their own unique money upbringing, coming together to blend their financial flavors. It can be a delicious recipe for succ...

Snag Our Simplified Budget System! Did you know your budget is a reflection of your priorities and your values? In the words of Dave Ramsey: “Don’t tell me what you value. Show me your budget, and I’ll tell you what you value.” Today we’re going to talk about what your budget says about you, what you want your budget to say about you and how to bridge the gap between. We will cover: Why you’re fee...

⁠ Snag Our Simplified Budget System! Ready to start using your budget? Listen to learn all about: Make the budget visible:  Print your budget out & keep it where you’ll see it.  Track weekly and make adjustments as needed. Embrace your inner nerd with highlighters and pens and such. Learn to embracing imperfection: Learning to budget is a process and you shouldn’t expect perfection from day on...

⁠⁠ Snag Our Simplified Budget System! Welcome to part 3 of our exciting miniseries on creating a budget in seven easy steps! In this episode, we dive deep into the concept of a zero-based budget and the benefits it offers for your finances! Demystify budgeting and gain a better understanding of your personal finances. Develop a detailed view of your income and expenses to take control of your spen...

⁠⁠ Snag Our Simplified Budget System! We’re back for part 2 of our series on creating a Budget! IN this episode we will tackle the next step to creating your budget template: expenses! We're covering: How to categorize and list expenses correctly Why debt payments are essential and non-negotiable and where they get plugged in into the budget The difference between bills and expenses How to pla...

Snag Our Simplified Budget System! In this podcast series, we're breaking down the process of creating a budget into seven easy steps. We want to show you that budgeting doesn't have to be complicated or overwhelming. Here's what you can expect from this episode: We'll guide you through calculating all sources of income, including salaries, freelance earnings, side hustles, and mor...

⁠ Snag Our Simplified Budget System! Do you or your spouse have a business or side hustle? In this episode we will lay out exactly why & how to separate your business finances from your personal finances. We'll cover: Importance of separating business finances from personal finances Separating business & personal finances makes budgeting easier How to have conversations about business...

⁠ Book A Free Financial Coaching Call! Our amazing clients took a big pay cut when they separated from the military. They went from a large income to a small income. Then, within a few years, they went from a small income to a large income. Guess what they learned? It doesn’t matter your income level, you need a budget. Most of the time it’s not an income problem, it’s a spending problem.  No matt...

⁠ Snag Our Simplified Budget System! Talking about money can feel taboo—especially in Christian circles. But today, we’re speaking life over you and unpacking what the Bible and Jesus actually teach about money and stewardship. Our goal? To help clear out guilt, confusion, and distractions around God's plan for your finances. In this episode, we dig into three powerful scriptures: 📖 1 Timothy...

⁠ Book A Free Financial Coaching Call! What is it costing you to keep doing things the way you’re doing them?  We know you mean to budget, you want to be debt-free and you want to stop stressing and fighting about money. But if you’re finding it hard to hold yourself accountable to a budget or a plan, you’re not alone. In today’s episode we’re covering: The opportunity cost of not getting financia...

⁠ Snag Our Simplified Budget System! Are you feeling overwhelmed about starting your budget? Are you feeling unmotivated? Unsure where to start on your financial journey? We understand! In this episode we’re going to cover: Some ideas on how to start small with your budget, using cash envelopes, getting out of debt or saving money How to give yourself grace & stop being so hard on yourself Why...

Snag Our Simplified Budget System! When you’re trying to get out of debt, you might worry that your credit score will be affected. Worse, you might think getting out of debt can hinder your ability to purchase a home.  Don’t worry, we’re here to help and explain exactly how you getting out of debt and paying off your credit cards is going to improve your score. We’ll talk about payment management,...

Snag Our Simplified Budget System! What’s more important: Giving, saving money or paying off debt? When you’re budgeting and trying to pay off debt, save money and practice good stewardship over your finances, you can get a bit confused about which comes first. We are here to help you go from living paycheck to paycheck to getting debt free and having financial freedom! Listen to figure out which...

Curious? Start Here for Free! Book A Free Financial Coaching Call! Has your income ever gone up but you still found yourself spending every dollar and using credit cards? That’s where the Wagners were when they started working with us. Listen to their story to encourage you on your financial journey. In this episode we cover: How they finally had the tough conversations about money they’d been avo...

Snag Our Simplified Budget System! It’s time to talk about groceries! We know you have a family to feed and you’re trying to do it on a budget. We’ve got all the tips and tricks to reduce the grocery bill and help you get your family on board with eating healthy on a budget. This episode originally aired on the ⁠Christian Health Club Podcast ⁠with the amazing Chelsea who has combined her passion f...

Snag Our Simplified Budget System! Do you wait until the end of the month to pay off debt but then have nothing to pay off debt with? Are you trying to pay extra on debt but you're not making much headway? There are many different methods to paying off debt and getting debt free. Today we are sharing with you the #1 tip and trick we use with our clients to help them budget consistently and mak...

Snag Our Simplified Budget System! Do you want to get out of debt but you don’t want to live on beans and rice? Are you not so much gazelle intense as you are gazelle at nap time? We are going to talk to you today about how you can be on a budget, get out of debt, save money and build wealth without having to sacrifice everything about your lifestyle. This episode is for everyone who loves Dave Ra...

Book A Free Financial Coaching Call! Talking about money can be difficult! So many of us were brought up not to talk about money, that it’s taboo. That idea can definitely impact how we communicate about money in our marriage. In this episode we cover: How to talk about money  How NOT to talk about money How to conduct successful budget meetings with your spouse How to get your spouse to want to c...

Snag Our Simplified Budget System! Are you and your spouse on different pages when it comes to money? Financial goals? Spending habits? That’s totally normal!  Getting on a budget and sticking to it allows you to clear the air and get rid of any hidden anxiety about money in your marriage. What would your marriage be like if you had some big dreams and goals and you were working on them together?...

Book A Free Financial Coaching Call! Do you have a hard time holding yourself accountable? Do you think you’re not so great with math? Do you consider yourself a spender? Do you live paycheck to paycheck? Great, listen in because you and Shelby have a lot in common! Shelby was a long time fan of Dave Ramsey. She listened to his show and even bought Financial Peace University. But she never held he...

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! *This episode was recorded when our business looked a little different, so some links, offers and resources mentioned may have changed. For the latest, visit budgetbesties.com.* Retirement is just a number. Our Happily Ever After System shows you exactly how and when you can officially retire because you’re financially inde...

Curious? Start Here for Free! Ready? Buy Our Simplified Budget System Now! *This episode was recorded when our business looked a little different, so some links, offers and resources mentioned may have changed. For the latest, visit budgetbesties.com.* People are stuck living paycheck to paycheck. When a paycheck arrives, they desperately try to make it do all of these magical things and then whit...