Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Author

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Category

Education

Podcast website

budgetbesties.com

Latest episode

Jul 10, 2026

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Episodes

145 | Make Your October Budget With Us: Get Cozy with Your Finances and Crush Your Goals This Fall 25.09.2023

Snag Our Simplified Budget System! It's October, and you know what that means – pumpkin spice lattes, falling leaves, and budgeting for all the special October treats! 🎃🍁 Let's make that October budget! Wrapping Up September: - Remember September? It felt like the longest month ever, right? But don't worry if it didn't go as planned. We're here to help you review what happene...

144 | Budget School Series (Pt. 5): Saving Money 101 plus Building Emergency Funds & Investing Wisely 22.09.2023

Snag Our Simplified Budget System! We're on day five of our budget school, and today, we're talking all about savings, emergency funds, and investments. Here are some episode highlights: Savings 101: Savings is the part of your budget that's not being spent for right now. It's money set aside for the future. We want to help you be prepared for life's expected expenses. Emergenc...

143 | Budget School Series (Pt. 4): Planning Your Spending 📊💰 (How Much To Spend on Groceries, Gas, Fun, Restaurants & Other Spending Categories) 21.09.2023

Snag Our Simplified Budget System! Ever wonder how much money you should be setting aside for your personal spending every month? 🤔 Curious about creating a realistic grocery budget that won't leave you pinching pennies? 💰 And what's the deal with using cash versus a debit card? 💳 We've got the answers, and we're serving them up with a side of our real life stories today! Here&#...

142 | Budget School Series: (Pt3 ): Monthly Bill Strategies 20.09.2023

Snag Our Simplified Budget System! 🌟 Let's dig deep into the world of managing your moolah and bills in a way that's totally streamlined and, dare we say, fun! 🎉First off, gather up all those bills - credit cards, subscriptions, and whatever else is lurking in the financial closet. We want them all in one place, nice and organized. Why? Because clarity is key, my friends! Now, it's t...

141 | Budget School Series Pt 2: All About Debt Plus Why & How To Get Debt-Free 19.09.2023

Snag Our Simplified Budget System! 🎙️ Welcome back to Budget School! It's Day 2, and today we’re talking about debt. We know this wasn’t taught in school—so we made our own. Let’s get back to basics and give you a fresh start. What Is Debt? 💰 Debt = money you owe—car loans, credit cards, student loans, IRS bills, store cards, payment plans... all of it.💡 Pro Tip: If you borrowed from friends...

140 | Budget School Series: The Ultimate Income Breakdown (Part 1) 18.09.2023

Snag Our Simplified Budget System! Welcome to our five-day budget school series! 🎉 Get ready to revolutionize your budgeting mindset. These next five days will break down the essentials of budgeting, from the basics to the advanced. We're here to guide you through it all. 💼 Income 101: It's not just about your regular paycheck. Your income includes everything from your job earnings to ti...

139 | 7 Reasons You Are Living Paycheck to Paycheck (And Tips To End The Cycle) 15.09.2023

Snag Our Simplified Budget System! In today’s episode, we’re unpacking why so many people stay stuck in the paycheck-to-paycheck cycle. 1. Focusing on Paychecks, Not the Monthly Picture 🤔 Thinking paycheck to paycheck ignores your actual monthly expenses. 📅 Look at your full monthly income to create consistency—especially for must-haves like gas and groceries. 🔄 Ditch assigning different jobs t...

138 | How They Paid Off $80K In Debt Making $7K / Month: Financial Coaching Case Study 13.09.2023

Book A Free Financial Coaching Call! 🎉 Financial Transformation Success Story 🎉 Today we are sharing the story about a young couple who, in the midst of career changes, moving across the country and trying to finish college, got on a budget and paid off over $80K in debt in 16 months. We are sharing with you exactly where they started (maybe you can relate), the SPECIFIC and TANGIBLE things they...

137 | 3 Simple Steps to Reset Your Finances During This Busy Season Using Budgets & Cash 11.09.2023

Snag Our Simplified Budget System! Why Reset Your Finances - At various times throughout the year our finances can become overwhelming and messy. - Setting financial goals is crucial, but without a clear plan, those goals may remain unattainable. - Instead of taking action, it's easy to become overwhelmed and overcomplicate matters. - We have three simple steps to help you reset your finances...

136 | Facing the Numbers: How to Start Budgeting Even If You're Afraid to Look At Your Money (Get Rid of Anxiety & Stress) 08.09.2023

Snag Our Simplified Budget System! In this podcast episode, we address a common concern shared by many when it comes to personal finances - the fear of facing your real financial reality. We acknowledge that it can be daunting to confront your numbers, especially if you're unsure about where you stand financially. However, we are here to provide guidance, offer valuable insights, and help you...

135 | Business Finances: How to Set Up Your Business So It Can Actually Pay You & Support Your Family's Budget 06.09.2023

Book A Free Financial Coaching Call! Do you want to learn how to save and when to spend so that your business can eventually support you one day? We get it; managing your business finances is crucial, especially if you're starting a small business with a family to support. 1: "No Makey, No Spendy" We've coined the phrase, "No makey, no spendy." It means you shouldn'...

134 | Budgeting: The Basics and How to Master It, even With a Family and as a Mom 04.09.2023

Snag Our Simplified Budget System! In this special episode, we're merging the best of two worlds: practical budgeting tips and a mindset shift to embrace financial freedom. Setting the Financial Foundation Creating a budget can be like mapping out your financial adventure. In this segment, we're discussing how to start without the scary budgeting jargon. We're here to tell you that bud...

133 | The One Thing You Need To Do To Make Budgeting Simple & Easy (The Money Management System You Can Use To Automate Bills, Spending, Saving & Paying Off Debt) 01.09.2023

Snag Our Simplified Budget System! Welcome to today's episode where we’re sharing the #1 game-changer that’ll simplify your budget and kick stress to the curb. Seriously—it’s like a budgeting superpower you can start using tomorrow. It’s Simplicity, Not Complexity Budgeting doesn’t have to be stressful. If you’re juggling endless transactions and wondering where your money went, we’ve got the...

132 | Business Besties Episode: Working From Home Challenges, Kids Sports and Business Partnerships! 30.08.2023

Snag Our Simplified Budget System! 🎙️ Podcast Show Notes - Business Besties Unleashed! 🎉 Welcome back to another exciting episode of Business Besties! 🤝 In this fantastic second installment, we're diving deep into the enigma of business partnerships. You know, the ones people say are a big no-no? But wait, we're here to break that stereotype and spill the tea on our journey as fierce bus...

131 | Make Your September Budget With Us: Plan Your Monthly Budget, Savings & Debt Pay Off With Our Help & Tips 28.08.2023

Snag Our Simplified Budget System! It's that time again! A new month, new budget!! We're talking: How to Wrap Up August Before focusing on September, take the time to wrap up August's budget. Finalize your numbers and compare what you budgeted to what you actually spent. This process helps you learn and make better budgeting decisions going forward. Don't be too hard on yourself; i...

130 | Mastering Budgeting and Dave Ramsey Tips for Families ft. Momma Has Goals & Kelsey Smith 25.08.2023

Snag Our Simplified Budget System! Welcome to the Budget Besties Podcast! Today, our hosts join the “Momma Has Goals” podcast. They discuss several tips and tricks learned in their financial journey. Beginner's Mindset: Embrace learning and growth. 🌱 Money Philosophies - Ideal Balance vs. Dave Ramsey: Different approaches to money. 💰 Budgeting, saving, investing insights. 💡 Bank Account Ass...

129 | Struggling with Budgeting? Try These 5 Tips! 23.08.2023

Snag Our Simplified Budget System! Welcome to the Budget Besties podcast! Today, your hosts Shana and Vanessa answer some tough questions you, the audience, have had on a Facebook livestream. Questioning How to Balance Your Budget and Fun Money? Simple! First, separate bills and spending. Next, be sure to set a budget for FUN so you know exactly how much you have to spend. Wanting to Improve Your...

128 | Budget Breakthroughs: From Hoarding Cash To Paying Off Credit Cards, Saving Money On Insurance Re-quotes & When Using Cash Makes Sense 21.08.2023

Book A Free Financial Coaching Call! Get ready for incredible money stories! 🌟 From beating debt 👊 to spending smart 💰, hear how real people rocked their finances. Feeling like that could be you? 🤩 Get tips on saving money 🏦, cutting debt 🧹, and talking money with your spouse 👫 in our fun podcast. 💡 What you'll learn: Ace that budget together 👐 Drop credit cards, deal in cash 💳💵 Fre...

127 | Money Leftover in Your Budget but None in Your Bank Account? Here's Why and How to Fix It 18.08.2023

Snag Our Simplified Budget System!  We're diving deep into this issue today, so buckle up for some budgeting wisdom. Mind the Gap: It's a common conundrum: your budget on paper is a masterpiece, but your bank account tells a different story. Let's bridge that gap together and make your financial dreams a reality. The Habits Hold the Key: Picture this: you've got big plans for your...

126 | 7 Reasons You Need a Budget Even with a High Income: Stop Stressing About Money & Start Building Wealth 16.08.2023

Snag Our Simplified Budget System! Episode Highlights: 🌟 Exploring the myth that having a substantial income means you don't need a budget.🌟 Debunking the misconception and explaining why a budget is even more essential when you're rolling in the dough.🌟 Emphasizing the role of a budget in transforming dreams into achievable goals.🌟 Highlighting how a budget becomes the roadmap to fina...

125 | Sick of Relying on Credit Cards to Survive? Try this Cash Flow Approach Instead! 14.08.2023

Snag Our Simplified Budget System! In this episode, we explore: - Elevating Your Financial Mindset: Discover why using debt as a crutch holds you back from your true potential. Let's ditch old habits and focus on growth. 🚫💳 - Unlocking Financial Freedom: Imagine a life without the burden of debt. We'll show you how to plan your expenses without relying on credit cards. 🗂️💳 - Taking Cont...

124 | Simplify and Thrive: How to Spend Less Than You Make (Living Below Your Means) 11.08.2023

Book A Free Financial Coaching Call! We're bringing you some real talk & valuable insights from our sessions with clients, highlighting the importance of using your income wisely & making it last longer. Join us as we share practical lessons and eye-opening stories to help you thrive financially. - Introduction to Living Beneath Your Means: We kick things off with a discussion about th...

123 | 3 Ways You Can Stop Impulse Spending So You Can Stick To Your Budget & Save Money 09.08.2023

Snag Our Simplified Budget System! Do you find yourself overspending? Impulse spending? Buying stuff and later regretting it? How about Ever spending too much without even realizing it? Don't sweat it – we're here to help you master your spending skills. Get ready to learn easy peasy tricks to save money and still have fun! - Spending Smarts: We'll chat about times when spending got ou...

122 | How To Budget Even If You're A Beginner: 5 Beginner Budgeting Tips 07.08.2023

Snag Our Simplified Budget System! 🧐 Are you new to budgeting? No worries! We understand that most of us are beginners--you don't know what you don't know! No one taught us how to budget. But! Now we're here to guide you step by step. Listen for: How to give yourself permission to be a beginner (stop overthinking or sabotaging) Which three simple categories you should start your budge...

121 | Unlocking Tax Secrets: Tracking, Avoiding Audits & How to Get Out of IRS Debt with Claudia Moncarz, Certified Tax Geek! (Plus PayPal & Venmo Tips) 04.08.2023

Snag Our Simplified Budget System! All the tax secrets you need to know are coming to you in this podcast courtesy of Claudia Moncars, Certified Tax Geek (aka Tax Attorney)! She helps people navigate and resolve tax issues with the IRS and she's telling us all the behind the scenes things we didn't know! Listen in to hear all about: Claudia shares that most individuals who approach her hav...

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