Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Author

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Category

Education

Podcast website

budgetbesties.com

Latest episode

Jul 10, 2026

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Episodes

270 | Retirement Reimagined: Steps to Achieve Retirement at the Age Your Decide 01.07.2024

Book A Free Financial Coaching Call! Hey there, budget besties! 🌟 Today, we're diving into a topic that's super close to our hearts: retirement. But not just any retirement—the kind where you're living your best life at 45, traveling the world, or pursuing a passion project. Let's dream big and break the mold of traditional retirement plans! Key Takeaways: Creating a Vision: Imagi...

269 | Automate Your Finances: A Busy Mom's Guide to Stress-Free Budgeting 28.06.2024

Book A Free Financial Coaching Call! Hey, Budget Besties! 🌟 In this episode, we tackle the often overwhelming task of budgeting, especially for us busy working moms. We share practical tips and real-life stories to help you get started and stay on track with your budget without feeling stressed or guilty. This episode is from a wonderful conversation we had with our friend Kerri Patt from the Mom...

268 | July Budget Jumpstart: Goals, Tips, and Success Strategies to Master Your Budget 26.06.2024

Snag Our Signature Budget Template! Hey, Budget Besties! 🎉 Can you believe it’s already July? The second half of the year is here, and it's the perfect time to get back on track with your budget. Whether you’ve nailed the first six months or need a fresh start, we’ve got you covered. We are guiding you through setting up your July budget step-by-step. Grab your budget template, sit down with...

267 | Be Your Own Bank: Take Control of Your Finances and Live Freely 24.06.2024

Snag Our Signature Budget Template! Welcome back, budget besties! Ever thought about being your own bank? Imagine never asking for permission to spend money on life's big or small surprises. From emergency vet bills to unexpected car repairs or those last-minute summer camp fees, we dive into how you can manage your finances independently. Say goodbye to credit cards and hello to financial fre...

266 | 21 Monthly Bills To Include In Your Budget (Plus 21 Bonus Subscriptions You Might Have Forgotten To Add) 21.06.2024

Snag Our Signature Budget Template! In today’s episode, we’re diving into the nitty-gritty details of your monthly bills to help you stay on top of your budget and avoid any surprises. We’re walking you through 21 monthly bills you should definitely include in your budget. Let’s make sure nothing slips through the cracks! Episode Highlights: What’s a Bill? We'll clear up the confusion between...

265 | Money Questions: Combining Finances, Paying Off Debt, Choosing the Right Bank, Budgeting for Kids & Staying Accountable To Your Budget 19.06.2024

Snag Our Signature Budget Template! Hey Budget Besties! In this episode, we're diving into your most pressing financial questions. From blending finances in a blended family to getting a month ahead on bills, we've got you covered. Tune in for practical advice and tips to help you take control of your money. Key Points: Blending Finances in a Blended Family: Combining different financial h...

264 | Living Paycheck to Paycheck? Learn About Our Easy Paycheck Planning System 17.06.2024

Snag Our Signature Budget Template! Hey Budget Besties! In today's episode, we're tackling the all-too-familiar struggle of living paycheck to paycheck. If you're tired of feeling like your money is already spent before you even get it, this episode is for you. We're breaking down our simple and effective paycheck planning system that will help you take control of your finances, en...

263 | Mastering Family Finances: Budgeting, Income Shifts, Teaching Kids About Money, and Teamwork in Marriage 14.06.2024

Snag Our Signature Budget Template! Hey Budget Besties! 🎉 In this episode, we dive into the nitty-gritty of managing finances, especially when life's curveballs come your way. From adjusting to income changes, teaching your kids the value of money, to getting on the same financial page with your spouse, we’ve got a packed session of tips and real-life advice for you. Let’s get into it! Key To...

262 | Group Coaching Call Reveals Secrets to Stress-Free Spending & Which Banks Work Best for Budgeting 12.06.2024

Snag Our Signature Budget Template! Hey Budget Besties! 🎉 Listen into a live group coaching call where we dive deep into the game-changing strategy of using separate bank accounts for effective budgeting and more. 💡 Say goodbye to the headache of tracking every dollar and hello to the ease of automated planning! We discuss: 1. Separate Bank Accounts Gas and Groceries: Consider a dedicated accoun...

261 | Mastering Debt: Popular Debt Payoff Plans Explained (Debt Snowball, Debt Avalanche & Debt Minimum Payments) 10.06.2024

Snag Our Signature Budget Template! Do you find yourself juggling multiple debts and wondering which one to tackle first? 🤔 You're not alone, budget besties! We are break down the three most popular methods for getting out of debt and help you decide which one fits your unique situation. In This Episode: Debt Snowball Method: What It Is: Focus on paying off the smallest balances first. Why It...

260 | On-Air Budget Makeover: Crafting A Savings Plan For Single Income Families to Break the Paycheck-To-Paycheck Cycle 07.06.2024

Snag Our Signature Budget Template! Hey, Budget Besties! 🎙️ In today’s episode, we had a wonderful chat with Cassandra, who’s managing her family’s finances on a single income. Her main goal is building up her savings while juggling all the expenses that come with raising kids, especially as they grow older. 🎧✨ Key Topics Discussed: Paycheck Planning: Cassandra and her husband are working on get...

259 | Automate Your Budget: Let Your Bank Be Your Personal Assistant 05.06.2024

Snag Our Signature Budget Template! Curling Iron Link: https://amzn.to/3VuuZHy Hey Budget Besties! 🎉 In today's episode, We are sharing the details of the magic of automating your finances. Imagine a world where your bank account acts like your personal assistant—taking care of all the budgeting and bill paying while you sit back and relax. No more worrying about missing payments or overspend...

258 | Budgeting Basics: How to Create a Simple and Effective Budget 03.06.2024

Curious? Check Out Our Budget System. Hey Budget Besties! 🎙️ Have you ever tried to do a budget and felt like running away screaming? Today, we’re breaking down why budgeting doesn't have to be complicated. We’ll show you how to lay it out simply, understand it fully, and actually stick to it. No more confusion, no more overwhelm! Episode Highlights: Budgeting Misconceptions : Ever felt like you n...

257 | How to Pay Off Your Mortgage Early: Biweekly Payments Explained 31.05.2024

Snag Our Signature Budget Template! Hey, Budget Besties! 🏡💸 Ever get those offers from your bank asking if you want to opt into a biweekly payment program? To some, your initial reaction might be, "Sounds like math...and I’m not sure if this is a good idea." Don’t worry, we’ve done the research for you, and we're here to break it all down! The Problem: Most homeowners don’t realize...

256 | Budgeting Tips: Simplify Subscriptions, Manage Credit Cards, and Save More 29.05.2024

Snag Our Signature Budget Template! Hey Budget Besties! 💸 Welcome back to another episode where we’re diving into real-life budgeting scenarios and sharing some golden nuggets from our coaching sessions. Today’s episode is all about getting organized, cutting down unnecessary expenses, and ensuring that you and your partner are on the same financial page. Let’s get into it! 1. Tackling Subscripti...

255 | Quick and Easy June Budget Setup: Start the Month Right 27.05.2024

Snag Our Signature Budget Template! Hey Budget Besties! Are you ready to rock your June budget? Join us as we guide you through setting up your budget for the upcoming month. Whether you're new to budgeting or a seasoned pro, this episode is packed with tips to ensure your financial plan is solid. We'll review the essentials of wrapping up May, setting realistic goals for June, and making use of o...

254 | Creating a Memorable Summer on a Budget: Tips for Camps, Vacations, and More 24.05.2024

Snag Our Signature Budget Template! Hey Budget Besties! 🌞 Are your kids already asking to do a million things this summer? We totally get it. Summer can quickly become a chaotic mix of activities, camps, and trips. But do you have the money for all those plans? Today, we’re diving into how to budget for a fun and memorable summer without breaking the bank! Episode Highlights: Planning with Purpos...

253 | How to Stay Ahead: Budget Tips for High-Expense & Busy Months 22.05.2024

Snag Our Signature Budget Template! Hey Budget Besties! In this episode, we’re sharing some real-life nuggets from our group coaching sessions. May was a long month for budgets, and we’re here to help you navigate all the challenges it brings. From unexpected grocery bills to handling extra paychecks, we’ve got tips to keep you on track. Plus, hear how to manage those pesky annual bills and the im...

252 | Stop Wasting Money: How Dreams Turn into Budgeting Goals 20.05.2024

Book A Free Financial Coaching Call! Hey, budget besties! In this episode, we're diving into the essential first step of budgeting: rediscovering your financial dreams and figuring out your "why." We share heartwarming stories, practical steps, and motivational tips to help you envision a future that excites you. Let’s get back to dreaming big and setting the stage for financial succ...

251 | Real-Life Financial Makeovers: Strategies for Paying Off Debt and Saving 17.05.2024

Book A Free Financial Coaching Call! Today, we are talking about the importance of setting financial priorities and sticking to them. Our clients have made incredible progress, from paying off credit card debt to tackling student loans and planning for future expenses. We share their journey, the challenges they've faced, and how they've managed to stay focused on their goals. Episode High...

250 | Budgeting Tips for Busy Moms: Making Every Penny Count 15.05.2024

Book A Free Financial Coaching Call! Today, we’re diving into the challenges every mom faces when managing family finances. Whether it’s budgeting for unexpected school costs or navigating the expensive world of sports like cheer, we're here to give you the real deal on managing your money effectively. Join us as we respond to your burning questions and share personal anecdotes that will help...

249 | Money Talks for Moms: Handling Tuition, Teens, Sports, Dance Class, Celebrations and Other Unexpected Expenses 13.05.2024

Book A Free Financial Coaching Call! In today’s episode, we're answering your questions about budgeting and motherhood. We talk through the unique challenges moms face when budgeting for the unexpected—yes, all those "mom-made-of-money" moments when you just wish you had a secret stash just for ice cream after little league wins! 📍 Today’s Highlights: Post-Game Treats: We chat about...

248 | Budgeting Breakthrough: Transforming Good Incomes into Great Savings 10.05.2024

Book A Free Financial Coaching Call! Today, we are talking the real-world challenges and practical solutions for turning a good income into great savings. Our guest shares her candid experience of managing finances with a good income but struggling to optimize savings and reduce debt. Discover actionable advice on simplifying your budgeting process, effectively managing multiple accounts, and stra...

247 | Smart Spending: Helping Women Feel Good About Budgeting Needs and Wants 08.05.2024

Book A Free Financial Coaching Call! Hey Budget Besties! It’s Vanessa and Shayna here, and today we’re tackling a topic we all think about but often stress over – managing our money. We’re here to show you how handling your finances can be both empowering and enjoyable, especially for us women who juggle so much! What We're Diving Into: You know those moments when the kids suddenly need new sp...

246 | Are You Sabotaging Your Budget? Signs You're Not Ready 06.05.2024

Book A Free Financial Coaching Call! Today we explore the difference between those who find success in budgeting and those who stumble, discussing the role of mindset and preparation. If you've tried budgeting before and felt it wasn't for you, this discussion might shed some light on why and how you can prepare to succeed. Key Points Discussed: Understanding Readiness: Our budget besties...

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