FedTalk

Join us for a discussion of the latest  Small Business Credit Survey  (SBCS), administered in fall 2025, and the key findings from the recently released  2026 Report on Employer Firms: Findings from the 2025 Small Business Credit Survey . Through the presentation, you will discover the key trends impacting small businesses, including Their revenue and employment growth and expectations for future...

For decades, a college degree was a reliable ticket to faster job placement, lower unemployment, and rising wages. But something fundamental shifted around the year 2000, and the consequences are only now becoming fully visible. Join us for a discussion of new research from the Federal Reserve Bank of Cleveland that reveals a major transformation in the American labor market. Using nearly 50 years...

In recent decades, manufacturing employment has fallen dramatically in the United States even as it has expanded globally. Policymakers have focused on trying to rebuild America's manufacturing base through initiatives like the CHIPS and Science Act and new tariff policies. But a crucial question remains: Who will fill these jobs if manufacturing returns to the United States? This Fed Talk will di...

Join the Federal Reserve Bank of Cleveland for its annual economic outlook Fed Talk webinar. Ed Knotek, senior vice president and director of research, will analyze incoming economic indicators and walk through the US economic outlook for 2026. The session will offer valuable insights for professionals, academics, business leaders, and others interested in economic trends and policy. Various econo...

The regional analysis group at the Cleveland Fed monitors the economy across the Fourth Federal Reserve District, which includes Ohio, eastern Kentucky, western Pennsylvania, and the northern panhandle of West Virginia. One important tool the group uses to keep tabs on economic developments across this region is the  Business Outlook and Trends Survey (BOTS) . Join us for a conversation about the...

In today's economic landscape, understanding the importance of inflation expectations is valuable for everyone—from everyday consumers to business owners and policymakers. Inflation expectations are what people think will happen to prices for goods and services in the future. This Fed Talk aims to demystify this concept. Expectations about inflation matter because they play a critical role in econ...

Reserve Banks play a pivotal role in the US financial system. The Cleveland Fed touches everyone in the Fourth District by Working with community and business partners to understand the economic landscape Supervising financial institutions Playing a vital role in the nation's payments system In her first year, President Hammack has engaged with local community and business leaders in the Bank's Fo...

The production of semiconductors, including microchips which are used in a wide variety of electronic applications such as phones and computers, is growing in the United States. Major investments have been made in states like Ohio, Arizona, Texas, New York and Oregon. One expert will present findings from case studies about how local partners from private industry, education and nonprofits in thes...

Supplying financial services is a core function of the Federal Reserve System. As a part of that work, the Federal Reserve operates 28 cash processing locations in the United States to distribute cash both within the United States and around the world. Our Cash Department is responsible for receiving currency from our financial institutions, validating the authenticity, and ensuring that all insti...

Financial literacy is important for success in any career. It gives people the knowledge, skills, and tools to make informed decisions. However, it is often a missing topic in conversations that prepare people to enter the workforce. Our panelists will discuss how current and future participants in the labor force can gain and use financial literacy. These financial skills will help them to naviga...

At the Cleveland Fed, we monitor emerging trends by surveying regional business and community leaders about economic conditions in our region. Through these surveys, the businesses share the economic conditions that they face. This can provide insights in advance of other published macroeconomic indicators. Every six weeks, our regional experts collect and analyze insights from surveys completed b...

Join us as Federal Reserve Bank of Cleveland Research Director Edward Knotek provides an economic outlook for 2025. Knotek highlighted a broad array of indicators such as consumer spending, the labor market, and inflation to provide a snapshot of the economy and insight into what the Cleveland Fed team of economists look to in order to better understand the economy. Speaker Ed Knotek , Senior Vice...

According to a 2021 study by the Federal Deposit Insurance Corporation (FDIC), 4.5 percent of American households do not have a bank account, and 14.1 percent are considered underbanked. New research being conducted within the Federal Reserve System and in academia looks at existing barriers to financial inclusion and the importance of trust in banking and payments choices. Why are people unbanked...

Being connected to the digital world is critical to everyday life. This is especially true in the employment arena with online job applications and remote work being the new norm. But large segments of the country are without broadband coverage. Join us for a conversation about the importance of broadband access. We will look at challenges to getting connected in rural and urban areas, developing...

Small businesses are foundational to the growth and prosperity of local communities and a cornerstone of the American economy. Small businesses drive innovation, job creation, and economic growth. According to the Fed's "2024 Report on Employer Firms: Findings from the 2023 Small Business Credit Survey," small businesses continue to face challenges including increased operating expenses, attractin...

The childcare sector has long faced workforce challenges that affect working parents and the broader economy. With high turnover and constraints on the supply fueled by how the industry is financed, providers often struggle to offer care parents can access. Engaging employers is gaining momentum as a strategy for addressing constraints on the childcare market. Join us at our next FedTalk where we...

Long-term care can be expensive. As society ages, thinking about how to pay for care if needed is becoming a priority for many of us. Unfortunately people often find out too late that Medicare and Medicaid don't cover all the costs. How can we protect ourselves financially against this risk? What is the current state of the private long-term care insurance market? How are Americans thinking about...

Do you ever wonder how financial regulators like those with the Federal Reserve Bank of Cleveland assess the safety and soundness of our financial system? Join panelists from our Supervision, Credit Risk, and Statistics function for our May 2024 FedTalk about the Federal Reserve's supervision role. From community banks to the largest banks and those in between, learn how the Federal Reserve Bank o...

Join the Federal Reserve Bank of Cleveland for a conversation on how various community and education entities can collaborate to prepare the next generation of workers to effectively navigate the career landscape. Research has shown that students are lacking essential "soft" skills that prepare them for the workplace. With this growing matter of concern it's more important now than ever to discuss...

We start 2024 exploring some key indicators that economists will be watching with Federal Reserve Bank of Cleveland Research Director Ed Knotek. As research director, Knotek leads a team of economists who conduct research and analysis of economic conditions to inform monetary policy decisions and improve understanding of our economy. What indicators best reflect the path of inflation? How should w...