Falcon Forward

When carriers say no, that’s when great brokers go to work. In this episode of Falcon Forward, Peter and Mike break down how to turn claim denials around, advocate for your clients, and navigate the gray areas in insurance policies. We start with a listener question: “Can investments be insured?” That opens the door to a broader conversation about pure vs. speculative risk, AIG and the 2008 financ...

Private equity, third-party litigation funding, uninsured drivers, and distracted driving are all putting pressure on insurance costs. In this episode of Falcon Forward, Peter Brecht and Mike Tanghe explain why premiums keep rising and what consumers should understand about the forces behind their insurance bill. They cover North Carolina’s move to cut third-party litigation funding, how outside m...

In this episode of Falcon Forward, we unpack the recent State Farm commission cuts and contract changes that are causing major concern among the company’s 19,000 agents nationwide. As the largest personal auto and home insurer in the U.S., State Farm is slashing agent compensation, cutting key benefits, and leaning harder into AI-driven claims handling—a clear sign of where the insurance industry...

Welcome back to Falcon Forward with Peter Brecht and Mike Tanghe! What does a global soccer tournament have in common with a neighborhood corporate picnic? More than you think! In today's episode, we take a deep dive into Special Event Insurance, comparing the massive risk management behind the FIFA World Cup to the planning of our own upcoming first annual company potluck. Mike breaks down standa...

California’s home insurance market is in a historic crisis, but major changes may be on the horizon with the 2026 Insurance Commissioner election. In this episode, Peter Brecht and Mike break down the fallout from major insurance carriers pulling out of California, the upcoming 30% FAIR Plan rate increase, and where the leading candidates stand on fixing the market. We take a closer look at the sh...

In this Falcon Forward episode, Falcon West advisors Peter Brecht and Mike Tanghe unpack a major shift in the commercial insurance landscape: the move from a long, punishing hard market into a buyer‑friendly soft market. They explain what a soft market really means for your business, why carriers are suddenly hungry for good risks, and how to turn this environment into lower premiums and materiall...

In this episode of Falcon Forward, Peter Brecht sits down with Mike Tanghe to unpack one of the toughest calls for policyholders and agents alike: should you turn that incident into an insurance claim, or handle it out of pocket? They walk through real-world scenarios like parking lot fender-benders, runaway shopping carts, and minor home damage, and talk about how factors like safety, claim sever...

Is your insurance expertise atrophying? Peter Brecht and Mike Tanghe discuss why the most successful people in the insurance industry treat their professional development like a daily workout routine. In this episode, the hosts break down the difference between being a salesperson and becoming a trusted advisor. They discuss the common pitfalls of cramming for license renewals and why a 20-minute...

Are you effectively auditing your clients' unit stat cards, or are they overpaying due to reporting errors? In this episode of Falcon Forward, Mike Tanghe and Peter Brecht provide an expert-level breakdown of the Workers' Compensation experience modification factor for insurance producers and HR professionals. We move beyond the basics to discuss the "stories in the numbers," focusing on how to id...

Building 30-million-dollar homes requires more than just expert craftsmanship; it requires a bulletproof legal and insurance strategy. This episode dives into the essential risk management tools every general contractor needs to keep their business safe from the unexpected. Peter Brecht and Mike Tanghe discuss why relying on a subcontractor's basic insurance certificate is a dangerous gamble. They...

Podcast Episode Description Building and maintaining wealth requires a strategic approach to risk management that goes far beyond a standard, one-size-fits-all insurance policy. In this comprehensive deep dive, Falcon West President Mike Tanghe and Peter Brecht break down the essential levers successful families must pull to ensure their assets, lifestyle, and future earnings are fully protected....