Expert Network Team

Join Nathan Merrill, attorney, Mike Miller CPA and Karl Frank CFP as they lay out the fundamentals about retirement accounts. Learn the different ways that the money can be invested. Learn the different taxes, tax benefits. Learn why a retirement account eliminates the worry over capital gains tax. Learn the lingo and the law. In the podcast, we discuss the eligibility limits and make reference to...

Join Karl Frank CFP, Mike Miller CPA and Nathan Merrill, attorney, as they discuss charitable giving in a language all of us can understand. Learn about giving to people and giving to charities. Learn about the tax advantages and the estate tax advantages. Learn some practical advice about non-cash contributions. Learn how to maximize what you are already doing and not run into trouble with the IR...

Shelly Doan, a banker with Keywest Bank, specializes in lending to doctor and dentist practices. Shelly brings her decades of experience, and degree in entrepreneurship, to the podcast. Doctors who want to get loans need to get a few things right with their financials. Learn where the value of the practice actually lies. Learn how banks rank the types of doctors depending upon their specialty. She...

“Be very afraid,” says Shelly Doan, a banker with Keywest Bank. Shelly brings her decades of experience, and experience working with doctors and dentists, to the podcast. She discusses cyber security and tells the story of a particularly vicious crime. Learn how easy it is to be fooled by criminals and some ways to fight fraud. Learn the security protocols of your bank. Learn what crimes the bank...

Join all four members of the Expert Team: Nathan Merrill, Karl Frank CFP, Mike Miller CPA and Jeff Krommendyk. We discuss the recent tax plan and how this may affect regular people, not just the billionaires. Importantly, the proposal has not yet passed Congress so everything is subject to change.  We discuss a few of the tax increases and losses for individuals. Some of the lost tax benefits incl...

Mike Miller CPA and Nathan Merrill, attorney with Goodspeed and Merrill, dive into even more advanced financial planning topics. Learn about small business rules, taxation, and asset protection strategies. Expert Network team provides free consultations. Just mention that you listened to the podcast.  Nathan Merrill, attorney Working with affluent families and entrepreneurs in implementing tax-eff...

Mike Miller CPA and Nathan Merrill, attorney with Goodspeed and Merrill, discuss advanced financial planning topics. Learn about small business rules, taxation, and asset protection strategies. Expert Network team provides free consultations. Just mention that you listened to the podcast.  Nathan Merrill, attorney Working with affluent families and entrepreneurs in implementing tax-efficient strat...

Nathan Merrill and Karl Frank CFP discuss some books they have read that have made an out-size impact on their business and personal lives. With the obvious exclusion of the religious and political categories, we dive into educational and historical books that make an impact. Learn and laugh along side of two of our experts as we discuss some books you may have heard about, and others you may not....

In the second of the two-part podcast, Karl Frank and Nathan Merrill discuss practical ideas for keeping a company together when we are physically kept apart. We discuss fun twists on easy things like lunches, happy hours and fun Zoom meetings. We discuss going all the way and hiring a Company Culture Officer. We talk about technology we are using to keep people close. Napoleon Hill famously said,...

Learn from the expert network team in a podcast or an online movie. Karl Frank, Nathan Merrill, Mike Miller and Jeff Krommendyk about ways to protect your assets during these crazy times! There are four types of asset protection. We help you protect: 1. Financial assets 2. Property 3. Confidential information 4. Personal security in the conversation with the expert network team, the gentlemen disc...

In this brief but informative podcast, Karl Frank, CFP, Mike Miller, CPA and Nathan Merrill, JD, discuss the QCD: Qualified Charitable Distribution. Learn the benefits and drawbacks of pulling money out of a retirement account and giving it to a charity. The Qualified Charitable Distribution (QCD) is a great way for someone to give money directly to a charity and avoid taxes. For people who file a...

Karl Frank CFP® interview Nathan Merrill and Jeff Krommendyk about how to build and strengthen company culture during the Covid-19 era. Before Covid—BC—culture was one thing. Now that we are in the Covid-19 era, everything is different. From handling working remotely to new technology, Jeff and Nate find opportunities and challenges. Come out of the podcast with 4 or 5 handy one-liners and good id...

Karl Frank CFP® and Nathan Merrill discuss Biden’s proposed estate tax plan changes. We describe what the President proposed and what this means for Americans. The increase may affect more people than ever before. The tax rate may be higher. And the loss of a benefit called the step-up in basis could be very expensive for families who have real estate, a family business, farm, or other assets. Nat...

Karl Frank CFP® and Nathan Merrill discuss Biden’s proposed tax plan changes. This is the largest tax increase in US history, in dollar terms, and the second largest in history by percentage terms. Learn about the increased income tax. The long-term capital gains tax increased by the largest percentage in history. Learn about the estate tax increase and possible decrease in the estate tax exemptio...

So you have intellectual property, what do you do now? Learn the steps to get your property protected. Learn how to keep your property protected. Learn about the USPTO and ways to avoid problems, like abandonment. Learn about the cease and desist letter. Learn how to protect your brand, learn about consumer protection. What does intellectual property have to do with a shoe? How can insurance prote...

Lauren Cammarata Snow, attorney with Goodspeed and Merrill, teaches the experts about intellectual property. Learn the two types of IP and the differences between hard and soft IP. Learn the value and the purpose of patents, trademarks and copyrights. Laugh as you learn about why a patent is more than a feeling. Learn about what you can and cannot patent. Learn how to protect yourself and your com...

You might run in front of a bus for your kids but have no clue how you are going to pay for college. Want to learn how we are really paying for college? Cameron Morgan with A&I Financial Services and the experts share our own stories. Learn how we are paying, or already paid for, our kids’ college educations. Hear our out-of-the-box ideas. What do parents and grandparents need to know in today’s c...

How do you pay for college? Cameron Morgan with A&I Financial Services explains to the experts some great info about how 529 plans really work. Make sure the IRS doesn't charge you taxes or penalties—hint 1009Q and 1098T. Learn about how much people actually receive from outside resources including scholarships, merit aid, grants, the Colorado Opportunity Fund and more. Learn why it is often bette...

The experts continue their conversation with Rich Ericson and Nathan Merrill about captive insurance companies. Learn alongside Jeff Krommendyk and Mike Miller about the big benefits, and key risks, of setting up a privately-owned insurance company. Continuing the conversation, Rich dives into more details about the three matrices of captive insurance: revenues, employees and current commercial in...

Jeff Krommendyk, Mike Miller, the experts, interview Rich Ericson from ALINK and Nathan Merrill with Goodspeed and Merrill to learn how to set up an insurance policy that covers risks not covered by traditional business insurance. Plus, the tax advantages can be huge. The perils of a pandemic can be covered by captive insurance, and that could have provided companies a lot of protection. Learn how...

Mike Miller, CPA, explains how today's economic shutdown can actually help a business owner find new and profitable opportunities. In his own company, Mike is pivoting towards providing business owner advice. Many companies were overwhelmed with the work required to maintain their businesses during the economic shutdown. Some business owners lacked financial statement literacy. Many owners want a...

Mike Miller CPA tells a story about a friend who made it through the economic shutdown from the pandemic because of his strong balance sheet. Mike shares questions to ask yourself as you think about your finances. Learn a practical idea about planning for what to do when business income declines. Mike shares the four elements of a strong balance sheet. Learn rules of thumb for a "rainy day fund" a...

John Sauer, employment law attorney, talks with Nathan Merrill, Mike Miller and Karl Frank about the $1.4 billion or more in fraudulent claims of unemployment. All three of our companies are victims, and so are some of our employees. Learn what to do to protect yourself and see if you are a victim of identity theft too! Expert Network team provides free consultations. Just mention that you listene...

Karl Frank and Nathan Merrill discuss practical plans for owners of stock options, restricted stock and other types of concentrated equity. Learn three big rules for owners of concentrated equity, and Karl's favorite "go tax free" idea for owners of concentrated equity. Other ideas include nonqualified deferred compensation, employee stock purchase plans, net unrealized appreciation and more. Lear...

Karl Frank and Nathan Merrill discuss what to do when a large amount of your net worth is tied up in a single company's stock. This is called having concentrated equity. Learn investment and tax strategies to reduce the tax-load and increase the after-tax money you have. Learn about costs, complexity and safety for different strategies. Learn about two different types of charitable trust strategie...