Expert Network Team

Learn more about John Sauer’s free discovery meeting here:   https://www.goodspeedmerrill.com/attorney/sauer-john-paul/ Expert Network team provides free consultations. Just mention that you listened to the podcast.  Nathan Merrill, attorney Working with affluent families and entrepreneurs in implementing tax-efficient strategies and wealth preservation Goodspeed, Merrill (720) 473-7644 nmerr...

Exit Planning Intake Questionnaire Karl Frank, CFP , Jeff Krommendyk , and Nathan Merrill discuss exit planning. How can you exit your business in style? Answer these seven questions, and you will be off to a good start. Do you know your exact retirement goals and what it should take, in cash, to reach them? Do you know how much your business is worth today, in cash? Do you know the best way to ma...

Karl Frank, CFP answers questions from Nathan Merrill about the economy and brings a positive perspective to the events of the world. We discuss inflation, interest rates, slowing economy, low unemployment, energy costs and more. With a little different perspective, one can see many of the challenges in today’s world as opportunities. In sum, pessimists may sound smart but optimists make money. Le...

Karl Frank, CFP listens as Nathan Merrill opens up about some huge challenges he and his company are facing. Business owners of all walks of life face similar challenges, and may benefit from a conversation about: *Circumstances and events that are slowing us down *Catalysts–how big change is often masked as failure. *Management changes, how to part ways and everyone wins. *Redundancy, making ours...

There is no such thing as “one-size-fits all.” In this lively conversation, we provide some practical tips and tricks to motivate the next gen to succeed! In particular, Jeff offers skills and knowledge from his years as a business coach, some of which include: Challenges and advice finding people Testing, training, standardizing are just the start Customizing, making things exciting, and still ge...

We start with the definitions, where they come into play, then move onto the bigger questions like: How can we help protect ourselves? What are powers of attorney? How can they help? How can we help our aging parents? How do we get things going if our parents never visited with an attorney? What do we do if we think there is some abuse?  Or if we are worried there is a chance of abuse someday? Whe...

If you have not had the opportunity to take an estate through probate, you likely dread the process like you might dread the Department of Motor Vehicles. But Leia Ursery will teach us that sometimes, it is just the best way to go! What is probate and how does it help our survivors? What do we need to know about common law marriage? The 7 year rule myth–the truth is you can be married very quickly...

In this 20 minute episode, we continue our conversations about investments other than equities and bonds: Real estate–and how we can be rewarded and take on concentrated risk. We talk about leverage, as in, do we want more debt? Pros and cons. We talk about recession, but it’s not depressing! We discuss a recent Zoominar A&I Financial Services held with a China expert,  here is the link For more i...

In this 20 minute episode, we discuss what we can do: What we can do when we have the jitters. Why we feel skepticism, doubt, and why it seems like things are rigged against us. We talk about Ukraine chaos, or commotion, as Nate calls it. We talk about gold…for goodness sakes! And finally, we learn the best strategies to use in the game of Risk. We discuss a recent Zoominar A&I Financial Services...

In this 20 minute episode, we discuss what we can do about inflation: Reasons we have inflation. Are they just monetary? Are they policy related? How the Federal Reserve can help and likely has not helped, but hindered, inflation over the previous decade. We take a special look at mortgage rates and make a prediction—it may not be like the past. In fact, in the past, after a mortgage increase, the...

In this 20 minute episode, we discuss the absolutes: Inflation is the loss of purchasing power; emotionally and economically affective. Comparison of today’s rates with the past and how that may affect us—in particular, we discuss gasoline prices What types of products are we spending more on, and buying less of. Where are businesses making more money and selling less? And finally, learn some inte...

Jeff Krommendyk , Karl Frank, CFP and Nathan Merrill dive into a conversation about death and come out feeling inspired. No, really. Start with the legal documents. Move into the soft stuff which is WAY more important anyway. Provide some links and recommendations for practical planning and conversation starters. Learn the three fundamentals of an AMD (Advanced Medical Directive). We briefly cover...

Jeff Krommendyk , Karl Frank, CFP and Nathan Merrill are still experiencing panic at the office. Or rather, with all the heightened tensions around the world, we are noticing that we, our team members, our partners, clients, vendors are on edge. In the second of a two part series, we are getting real and provide practical advice to keep ourselves, and our teams, on track in “a time in our lives li...

In this two part series, we are going to discuss ways to reduce the stress and increase the happiness of our team. Recognize the causes of heightened emotion. Self-assessment–you cannot lead if you cannot heal yourself. Pay special attention to the media you consume. Identify the sources of stress are usually news, social media and more. Like being on a diet, measure the amount of media/news we ta...

We don’t want imagine a retirement like our parents’ retirement. Their employer said something like, “give us the best 40 years of your life and we will give you what is left over.” Is there something better? We don’t “remove ourselves from service” like we “retire” an old piece of equipment. No, instead we want to reboot! Go back to the first day you started your business. Remember the challenges...

Business Owners Get Off the Treadmill Karl Frank, CFP , Jeff Krommendyk , and Nathan Merrill get together and talk about getting burnt out making money. Is there some way we can work less hard and still make a living? Am I ready to retire?  Can we re-imagine retirement? What about a way to build a business you never want to leave? What questions do you ask and what steps can you take to get your l...

Karl Frank, CFP and Nathan Merrill discuss the state of small business at the beginning of 2022. The biggest trend of our time is Covid 19 and what will happen next? Will this be a pivot year–when we return to something more normal? Discuss the statistics around Covid 19 and how, in the macro scheme, things look better than they have in years. We also discuss why some numbers we may not trust. Ris...

Retirement Income Planning: How You Can Make Withdrawals from Your Investment Accounts in Retirement Special guest Francois Giguere joins Karl Frank, CFP and Nathan Merrill to discuss the way that A&I Financial Services helps their clients set up a safe way to set up a steady retirement income from investment accounts.   Many people cannot retire without a substantial investment portfolio. Many pe...

Special guest Francois Giguere joins Nathan Merrill , Karl Frank, CFP , Jeff Krommendyk , and Mike Miller, CPA to discuss an important and timely topic: how to make a career change. Francois is the former General Manager of the Colorado Avalanche. During his more than twenty year career, he helped move the franchise from Canada to Colorado, and then rose in the ranks to become the GM. He was with...

Jeff Krommendyk , our home and auto insurance expert, teaches Karl Frank, CFP and Nathan Merrill about the Marshall Fire. Jeff has clients among the more than 1,000 homeowners who were devastated by the fires near Boulder at the end of 2021. Learn: What happens to the homeowners whose home were underinsured? Or who had no insurance at all? Who pays the mortgage and the car payment for a burnt-down...

Special guest Cameron Morgan joins Karl Frank, CFP, Jeff Krommendyk, Mike Miller, CPA and Nathan Merrill and gain useful and informative insights into today’s investment markets. Is it a good time to be investing in equities when the SP500 is at an all-time high? How much of the market’s rise is driven by the US Federal Reserve? And is it safe? If I am worried about inflation, should I pay off deb...

Special guest Cameron Morgan joins Karl Frank, CFP, Jeff Krommendyk, Mike Miller, CPA and Nathan Merrill and gain a couple of great ideas to save money, or just plain old get free money, to pay for college. Colorado families lose the unlimited State income tax deduction for contributions to 529 plans in 2021. However, there are two little-known secret ways to get free money from the State of Color...

Real Estate for Retirement Income Liner Notes Join Karl Frank, CFP as he interviews Mike Miller, CPA and Nathan Merrill to talk about a very popular retirement income strategy: real estate. Today we are talking about the pros and cons and the ins and out of passive rental income. Karl is a rookie at owning commercial real estate and asks the experts, both of whom are income-producing real estate o...

Retirement Income Primer Join Mike Miller, CPA, Karl Frank, CFP and Nathan Merrill, attorney as they discuss retirement income. In today’s podcast, Nathan and Mike ask Karl questions about how to turn your retirement assets into retirement income. Some of the questions Karl answers include: Should I invest using a 401k or a Roth and what is the difference? What is my retirement number--how much do...

Jeff Krommendyk discusses the right way to purchase insurance to protect your assets. With over 20 years of experience, Jeff makes it easy to understand what you do and do not want to buy. He reveals some risks that you might not know you have and ways to cover them. He discusses some of the ways that you can sleep better at night. Plus, the experts ask him some advanced questions for business own...