Atlas Mortgages

Expat Mortgage Podcast

Business EN ↓ 174 episodes

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right...

Author

Atlas Mortgages

Episodes

Season 2, Episode 12 - Commercial Property Vs Residential Property 10.06.2022 13:59

Welcome to episode 12 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we make a comparison of Residential Properties versus Commercial properties. We discuss: - Minimum deposit requirements and the loan differences - What might be a better investment when considering Yi...

Season 2, Episode 11 - Fixed versus Variable, what is best in a rising intertest rate environment 01.06.2022 14:41

Welcome to episode 11 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we make a comparison on fixed rates versus variable rates. The opportunity cost-benefit analysis of whether to fix or stay variable over the coming years with some great examples by Jeremy. If you lik...

Season 2, Episode 10 - Market update. Interest rates on the rise and just how far could they go? 25.05.2022 15:18

Welcome to episode 10 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we provide a market update on the mortgage landscape; with interest finally on the rise and us entering a tightening cycle. What does it means for rates and How far will they go this year? If you like...

Season 2, Episode 9 - All the different insurances associated with Property Ownership 18.05.2022 12:22

Welcome to episode 9 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we discuss the different types of insurances associated with property(Home, Building, Contents, Landlord, Strata, etc) If you like the content make sure you let us know by hitting the thumbs up and sub...

Season 2, Episode 8 - Market update, Clive Palmer, Fixed rates up but Variables down?! 11.05.2022 16:20

Welcome to episode 8 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we provide a market update on the mortgage landscape; Varirable rates dropping but Fixed rates increasing?! Election time and campaigns being used on cost of living. If you like the content make sure y...

Season 2 Episode 7 - Personal debts and debt consolidation loans. 04.05.2022 7:44

Welcome to episode 7 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss everything you need to know about Debt Consolidation Loans. There purpose and why they can be beneficial for some expats. If you like the content make sure you let us know by hitting the thumb...

Season 2 Episode 6 - Divorce and what happens with shared Properties and Mortgages 27.04.2022 12:42

Welcome to episode 6 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss a tough topic which is Divorce/Seperation. We go into how this impacts asset break up on property and mortgages as well. An important topic to discuss. If you like the content make sure you le...

Season 2 Episode 5 - Lenders Mortgage Insurance, everything you need to know! 20.04.2022 12:25

Welcome to episode 5 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss everything you need to know about Lenders Mortgage Insurance(LMI). - What is it? - Why does it exist? - How does it impact us? If you like the content make sure you let us know by hitting the...

Season 2 Episode 4 - A market update on the state of the finance landscape in Australia. 20.04.2022 11:49

Welcome to episode 4 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss a bit of a finance market update on the Australian economy, interest rates and what is the RBA thinking? If you like the content make sure you let us know by hitting the thumbs up and subscrib...

Season 2, Episode 3 - An interview with a Buyers Agent: Henderson Advocacy 23.03.2022 26:30

Welcome to episode 3 season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss with Jack Henderson Managing Director of Henderson Advocacy - https://henderson.com.au/. The approach they take when working with their clients, Views on building a property portfolio the righ...

Season 2, Episode 2 - Foreign Currency, how it impacts the mortgage process and managing the FX risk 17.03.2022 13:32

Welcome to episode 2 of season 2 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss the impact of different currencies on getting a mortgage with the different tiers depending on the country you reside and this FX risk can be managed. If you like the content make sure you...

Season 2, Episode 1 - Buying off the Plan, The process for Expats and The Key Risks to be aware of. 17.03.2022 17:08

Welcome to another Season of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode, we discuss buying off the plan for expats, the mortgage process with buying off the plan and lastly the key risks expats need to be aware of. If you like the content make sure you let us know by hitting the...

Episode 12 - Fixed Rates on the Rise Rapidly and Variable not budging just yet? 25.02.2022 19:23

Welcome to episode number twelve of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode we discuss what the difference is between fixed and variable rates, as well as a market update and what it means for you! If you like the content make sure you let us know by hitting the thumbs up and...

Episode 11 - Negative Gearing. What is it and Why do people do it? 25.02.2022 20:36

Welcome to the eleventh episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode we discuss Negative Gearing. Some of the key points we consider include: * What is negative gearing? * How is it done on properties? * Why do people do it? *What benefits does it provide? If you like th...

Episode 10 - Difference Between A Buyers Agent vs Real Estate Agent 22.11.2021 15:34

Welcome to the tenth episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode we discuss what the difference is between a Buyers agent versus a Real Estate agent and who works for who. Some of the key points we consider include: * What is the difference between a buyers agent versus...

Episode 9 - Common Terms When Buying a Property As A Expat 15.11.2021 18:26

Welcome to the ninth episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode we run through some of the common terms that an Australian expat needs to know when buying a property in Australia. Today we run through the following terms and what they mean: * Subject to finance * Uncon...

Episode 8 - Do the Lending Criteria Changes Affect Expat Australians 08.11.2021 18:22

Welcome to the eighth episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode we run through the recent announcement by the Australian Prudential Regulatory Authority (APRA) instructing Australian Banks to amend the assessment rate. We discuss the following points in today's episod...

Episode 7 - What Is The Pre Approval Process For Australian Expats 01.11.2021 18:15

Welcome to the seventh episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In this episode we run through the steps an Australian expat needs to take when looking to obtain pre-approval for a home loan from a Australian bank: * What is a fully assessed pre-approval and how is that different fr...

Episode 6 - What Banks Consider When Assessing a Australian Expat Pt 2 25.10.2021 14:16

Welcome to the sixth episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In today’s chat as part of our two part series on what banks consider when assessing a Australian expat for a mortgage we discuss: * What is the Household Expenditure Measure (HEM) and how does it effect your mortgage app...

Episode 5 - What Do Banks Consider When Assessing a Australian Expat Pt 1 18.10.2021 14:24

Welcome to the fifth episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In today’s chat as part of our two part series on what banks consider when assessing a Australian expat for a mortgage we discuss: * What are the main points banks consider when assessing a Australian expat for a loan? *...

Episode 4 - Common Challenges Australian Expats Face Securing A Loan 11.10.2021 20:17

Welcome to the fourth episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In today’s chat we discuss: * Common challenges Australian expats face when securing a loan * How does the country you live in affect your ability to obtain a loan * Does the currency you earn affect whether a Australian...

Episode 3 - Can A Australian Expat Get a Construction Loan? 26.09.2021 18:35

Welcome to the third episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In today’s chat we discuss: * Can a Australian expat obtain a construction loan? * What does a Australian expat need to be careful of when applying for a construction loan? * How do you work out how much you can borrow wh...

Episode 2 - What Is A Equity Loan and Can Australian Expats Obtain One 13.09.2021 14:17

Welcome to the second episode of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australia mortgage whilst you are a Australian expat. In today’s chat we discuss: * What is an equity loan and how is it different to a mortgage? * Is a equity loan the same as a line of credit? * What can you use a equity loan for? * Can a Australian expat obtain a equity...

Episode 1 - The Launch of the Mortgage Podcast for Australian Expats 05.09.2021 20:23

Welcome to our first episode of the #ExpatMortgage Podcast where we discuss the latest issues of securing and maintaining a Australia mortgage whilst you are a Australian expat. In today’s chat we discuss: * Who is Atlas Mortgages and why did we set this up? * Refinancing an Australian mortgage as an expat * Can a non-Australian citizen obtain a Australian mortgage? * How does tax residency affect...