Expat Mortgage Podcast

A lot has landed in a short space of time, and Australian expats need to pay attention. In this episode, Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) cut through a week of major policy shifts and market moves. They cover what softer inflation means for RBA expectations, why a weaker AUD is quietly working in expats' favour right now, and what the closure...

In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper outlines how Australian expats living in the UK can buy, refinance, and invest in Australian property. Through a practical presentation, Jeremy explains how lenders assess UK-based income—including salary, bonuses, business income, and RSUs—while also highlighting the key factors that can influence borrowing capacity. Additionally,...

In this episode of the Atlas Expat Mortgage Podcast, Managing Directors Jeremy Harper and James Ridley unpack the Reserve Bank of Australia's June interest rate decision and what it means for Australian expats, property investors, and borrowers. They discuss the RBA's decision to hold the cash rate at 4.35%, the outlook for inflation, and why future rate movements remain uncertain despite differin...

In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper and James Ridley discuss the latest property, rental, and lending market trends ahead of the Reserve Bank of Australia's June meeting. They explore the diverging performance of Australia's capital cities, softening conditions in Sydney and Melbourne, persistently low rental vacancies, and the potential impact of recent Federal Budg...

In this special episode of the Atlas Expat Mortgages Podcast, Managing Director - APAC, James Ridley is joined by Ben Turner, Managing Director of Atlas Tax, to replay our Australian Federal Budget 2026-27 webinar. Together, they unpack the most significant proposed changes to Australian tax and property legislation in decades, including reforms to capital gains tax, negative gearing, discretionar...

In this episode of the Atlas Expat Mortgage podcast, Atlas Wealth Group Managing Directors James Ridley and Jeremy Harper unpack the practical implications of the proposed 2026–27 Federal Budget reforms for Australian expats at every stage of the property journey. The discussion explores how the proposed changes to capital gains tax, negative gearing and discretionary trusts may impact Australians...

In Season 7, Episode 19 of the Atlas Wealth Expat Mortgage Podcast, Jeremy Harper and James Ridley unpack the proposed tax and property reforms announced in the 2026–27 Australian Federal Budget. The episode covers the potential impacts of changes to negative gearing, capital gains tax (CGT), and discretionary trusts, along with what these proposals could mean for Australian expats and property in...

In this episode of Atlas Expat Mortgages, Director, Jeremy Harper is joined by Kristan Johnson, Founder & Principal Buyers Agent, Johnson Property Co. They discuss why Sydney’s Inner West continues to attract strong interest from Australian expats. With changing market conditions and rising interest rates, they explore what expats should consider when buying property from overseas, where opportuni...

In Episode 17 of the Expat Mortgage Podcast, Jeremy Harper and James Ridley break down the latest inflation jump to 4.6% and what it means for interest rates and expat borrowers in Australia. They discuss key inflation drivers like fuel, housing, and government spending, and why further RBA rate hikes are likely. The episode also covers the impact on mortgage repayments, fixed vs variable decision...

In Episode 16 of the Expat Mortgage Podcast, host Jeremy Harper is joined by Daniel Stocco from Quixley Real Estate to unpack what’s really happening in Melbourne’s property market. They explore shifting buyer demand across inner-north suburbs, the emergence of a “K-shaped” market, and how affordability pressures and tighter lending conditions are influencing purchasing behaviour. The conversation...

With the Australian Federal Budget fast approaching, uncertainty is building across the property market — especially for expats. In this episode of the Expat Mortgages Podcast, Atlas Wealth Group’s Jeremy Harper and James Ridley break down the latest developments, including proposed changes to capital gains tax (CGT), potential limits to negative gearing, and how rising interest rates are impactin...

In episode 14 of the Expat Mortgage Podcast, Navigating the Perth Property Market, host Jeremy Harper is joined by Adi from Folk Buyers Agency. They deep dive into the Perth property market and what it means for Australian expats looking to invest. Jeremy and Adi explore the rapid growth across Perth, with median house prices surpassing $1 million, strong rental yields, and continued demand driven...

In Episode 13 of the Expat Mortgage Podcast, Fuel Excise, Rates and Expat Property, Jeremy Harper and James Ridley break down back-to-back rate hikes, rising fuel costs, and the temporary fuel excise cut—and what it means for Australian expats with mortgages. They explore how inflation is influencing interest rates, why rate cuts may not be coming soon, and what this means for borrowing and proper...

In Episode 12 of the Expat Mortgage Podcast - Australian Expat Q&A, hosts Jeremy Harper and James Ridley answer questions from clients and listeners on the latest Australian property and lending landscape. From the RBA cash rate at 4.10% and rapidly rising fixed rates to surging construction costs and tighter borrowing for expats, the hosts provide practical guidance to help navigate the challenge...

In Episode 11 of the Expat Mortgage Podcast - Australian Economic Update, hosts James Ridley and Jeremy Harper unpack the latest RBA rate rise to 4.10% and what it signals for borrowers and investors. They explore how geopolitical tensions in the Middle East are driving inflation risks—particularly through rising energy prices—while highlighting a more divided RBA outlook, with a narrow 5–4 vote r...

In Season 7, Episode 10 of the Expat Mortgage Podcast, hosts James Ridley and Jeremy Harper unpack key considerations for Australian expats navigating property and finance ahead of the March RBA announcement. They discuss rising inflation driven by global energy markets, potential interest rate increases, and how proposed capital gains tax (CGT) reforms could affect investment strategies. The host...

In Season 7, Episode 9 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley discuss the RBA’s February 2026 decision to raise the cash rate to 3.85% and what it means for Australian expats with mortgages or property plans in Australia. They explain how lenders responded with higher variable and fixed rates, the impact on borrowing capacity, and the key economic forces shaping the market,...

In Season 7, Episode 8 of the Expat Mortgages Podcast, Jeremy Harper is joined by Zac Bunston, Founder of Bunston Studio, to discuss what Australian expats need to know when building or renovating property in Australia while living overseas. The conversation explores the realities of managing construction projects remotely and why success often depends on locking in the design brief early, underst...

In Season 7, Episode 7 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley provide an update on the Australian mortgage and property market for expats. They discuss how rising interest rates and the 3% APRA buffer are affecting borrowers, particularly first-home buyers, and explore potential government policy changes that may influence lending and property strategies in 2026. The episod...

In Season 7, Episode 6 of the Expat Mortgages Podcast, Managing Director - Mortgages, Jeremy Harper is joined by James Anderson, Founder and Director of Bluestone Property to unpack Melbourne’s latest market movements. Frankston has been the clear standout, delivering 15–17% annual growth as buyers recognised its relative value within the south-eastern corridor. Improved sentiment, strong investor...

In Episode 5 of Season 7, hosts Jeremy Harper, Managing Director - Mortgages and James Ridley, Managing Director - APAC unpack the RBA’s February 2026 cash rate increase and what it means for Australian expats with mortgages. With the official cash rate rising by 25 basis points to 3.85%, this marks the first rate hike in over two and a half years, and they break down the implications for homeowne...

Welcome to Season 7, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack the December quarter CPI data and what it signals for interest rates, borrowing capacity, and lending conditions moving into early 2026. They discuss why inflati...

Welcome to Season 7, Episode 3 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack current lending trends, including updates on trust lending, a limited-time owner-occupier variable rate offer, and early signs of softer market momentum followin...

Welcome to Season 7, Episode 2 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack recent bank rate movements, including fixed-rate increases from major lenders, and what these changes signal about interest rate expectations for the year ahead....

Welcome to Season 7, Episode 1 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we kick off 2026 with a detailed property market outlook, covering expected growth trends, interest rate sentiment, inflation data, and how government incentives are shaping buyer behaviour. We also...