Every Day is Saturday

In this episode, Brad and Derek share the story behind their strategic merger, exploring their friendship, industry insights, and vision for the future of their financial services organizations. Discover how their collaboration aims to serve families better and stay ahead in a changing industry.    

In this episode of Retirement Redefined, Brad Gotto discusses the often-overlooked financial implications of losing a spouse, commonly referred to as the 'widow's tax.' He explains how the tax situation changes dramatically for the surviving spouse, leading to increased tax bills and financial complexity. Brad emphasizes the importance of planning ahead to mitigate these impacts and ensure financi...

In this episode of Retirement Redefined, host Brad Gotto speaks with Kaycee Stanley, founder of the Real Hope Project, about the importance of giving back and the impact of foster care and adoption. They discuss Casey's journey into nonprofit work, the mission of the Real Hope Project, and how they create videos to help children in foster care find forever families. The conversation highlights the...

In this episode of Retirement Redefined, Brad Gotto delves into the essence of financial literacy, emphasizing that it's not merely about knowledge but about behavior and decision-making. He outlines a practical framework for achieving financial literacy by focusing on life goals rather than numbers, advocating for simplicity in financial planning, and the importance of defining what 'enough' mean...

In this episode, Brad Gotto discusses the true meaning of financial literacy, emphasizing that it goes beyond mere knowledge. He explores how emotions and behaviors significantly influence financial decisions, often leading to irrational choices. The conversation highlights the importance of having a financial plan, the role of a financial advisor, and the need for consistent habits to achieve lon...

In this episode of Retirement Redefined, host Brad Gotto discusses the implications of receiving a tax refund, emphasizing the importance of understanding why you may have received the refund, how to best utilize it, and ensuring that any decisions made align with overall financial goals. He encourages listeners to ask critical questions about their tax situation and to consult with financial advi...

In this episode, Brad Gotto discusses the essential questions to ask when hiring a financial advisor, emphasizing the importance of understanding fiduciary standards, compensation models, and the services offered. He highlights the need for transparency in financial services and the significance of building a personal connection with your advisor, as this relationship is crucial for managing one's...

In this conversation, Brad Gotto talks more with Chad Greenway as he reflects on his journey from professional football to entrepreneurship, emphasizing the importance of family, personal growth, and finding purpose beyond sports. He shares insights on transitioning to life after football, the challenges of starting a business, and the value of self-awareness in navigating identity crises. Gotto a...

In this conversation, Brad Gotto welcomes Chad Greenway who reflects on his journey from a small town in South Dakota to becoming a star linebacker for the Minnesota Vikings. He discusses the challenges of transitioning from a professional athlete to life after football, emphasizing the importance of identity, family, and community. Greenway shares insights on his upbringing, his time at the Unive...

In this monthly market commentary, Brad Gotto and Tim Holland discuss the current state of the market as we enter 2026. They reflect on the bull run's performance, the implications of AI on productivity, and the potential impact of tariffs and administration decisions on the economy. The conversation emphasizes the importance of diversification and staying committed to long-term financial plans am...

In this conversation, Brad Gotto and Carly Carlson discuss the journey of Matt Eicheldinger, a former middle school teacher turned author. They explore themes of patience, long-term thinking, and the challenges of building a meaningful career. Matt shares his experiences with rejection, the motivation that kept him going, and the importance of self-driven learning. He talks about his extensive jou...

In this episode of Retirement Redefined, Brad Gotto and Carly Carlson discuss the significance of January in financial planning. They emphasize the importance of early tax preparation, reviewing contribution limits for retirement accounts, and the necessity of evaluating overlooked benefits and insurance. The conversation highlights the consequences of delayed financial planning and offers strateg...

In this episode of Retirement Redefined, host Brad Gatto continues the series introducing the FIAT Wealth Management team. The conversation features key team members, including Carly Carlson, Ashley Milot, Cooper Hitt, and Kaylee Schmidt, who share insights on their roles, personal experiences, and the growth of the company. The episode emphasizes the importance of teamwork, leadership, and innova...

In this episode of Retirement Redefined, host Brad Gotto introduces listeners to the team at Fiat Wealth Management, highlighting the growth and changes within the organization. The episode features conversations with new advisors Aaron, Lauren, and Darren, who share their experiences, insights, and personal stories. The discussions emphasize the importance of client education, the emotional aspec...

In this episode of Retirement Redefined, hosts Brad Gotto and Carly Carlson along with guest Derek Swedberg, CEO and Owner of PACK Companies discuss the significance of having a clear entrepreneurial vision and how it shapes both business and personal life. Derek shares his journey from a competitive childhood influenced by his grandfather to founding PACK Wealth, a firm dedicated to helping famil...

In this episode, Brad Gotto and co-host Carly Carlson discuss the emotional and logistical challenges of caregiving for aging parents. They are joined by Erin Holland, who shares her personal journey of navigating her parents' care, including the importance of early conversations about health and legal decisions. The discussion covers the complexities of cognitive decline, the necessity of legal d...

In this conversation, Brad Gotto and Tim Holland discuss the recent performance of the markets, focusing on the positive trends in Q3, particularly in small cap stocks. They explore the implications of US debt and the weakening dollar, while also contrasting optimistic and pessimistic views on the future of the economy. The discussion emphasizes the importance of patience and diversification in in...

In this episode, Brad Gatto concludes the discussion on 'The Psychology of Money' with a focus on personal confessions regarding money management. He shares insights from Morgan Housel's final chapter, emphasizing the individuality of financial decisions and the importance of balancing spreadsheet logic with personal comfort. Brad also reflects on his own financial habits, the challenges of saving...

In this episode, Brad Gotto reviews Chapter 19 of 'The Psychology of Money' by Morgan Housel, focusing on the importance of balance in financial success. He discusses the significance of consent in financial decisions, universal truths in finance and healthcare, and the need for personal values in financial planning. The episode emphasizes managing money for peace of mind, defining success on one'...

In this episode of Retirement Redefined, hosts Brad Gotto and Carly Carlson along with special guest Michael Folker discuss the principles from the book 'The Psychology of Money' by Morgan Housel, focusing on the importance of behavioral finance in investing. They explore how personal beliefs and stories shape financial decisions, the impact of social media and AI on investor behavior, and the com...

In this episode, Brad and Carly welcome Skip Johnson and Austin Schmitt as they discuss the importance of real estate diversification in investment portfolios. They explore the appeal of real estate as a tangible asset, the misconceptions surrounding it, and the various ways to invest passively without becoming a landlord. The conversation also covers the risks associated with real estate investme...

This episode features Brad Gotto's market commentary, focusing on the recent volatility in the markets, the future of the US dollar, and the current opportunities in non-risk assets. They explore the economic landscape, the impact of inflation, and the importance of having a long-term investment strategy. The conversation emphasizes the need for financial planning and the potential for growth in a...

In this episode of Retirement Redefined, Brad Gotto explores Chapter 17 of 'The Psychology of Money' by Morgan Housel, focusing on the theme of pessimism and its seductive nature in financial decision-making. He discusses how fear and negative headlines often dominate conversations, leading to a pessimistic outlook that can hinder financial planning and personal growth. Brad emphasizes the importa...

In this episode of Retirement Redefined, host Brad Gatto and guest Tim Holland discuss the implications of the One Big Beautiful Bill, focusing on the Tax Cuts and Jobs Act and its effects on consumers and financial planning. They explore the changes in tax legislation, including deductions and exemptions, and the complexities of navigating the tax code. The conversation also addresses concerns ab...

In this episode of Retirement Redefined, hosts Brad Gotto and Carly Carlson explore how personal experiences and upbringing shape financial decisions. They discuss the importance of understanding client mindsets in financial planning, the impact of geographical and age differences on financial perspectives, and the need for effective communication in financial relationships. The conversation empha...