EnRich Your Life

Somewhere along the way, a lot of us stop making new friends. Then a spouse passes, retirement ends the daily contact with colleagues, or a move to a new town leaves you surrounded by people who already have their circles. The good news, your "social muscles" can be rebuilt, at any age. Host, Rich Leimgruber talks with Lorraine Novack, Regional Director of the nearly-50-year-old nonprofi...

Most families don't think about Medicaid until they're already in crisis. By then, the choices are narrower, the bills are bigger, and the conversation about what's still possible is one nobody wants to have on a hospital hallway. Rich is joined by Lori Bernabe, a Medicaid Service Coordinator with The Feller Group, an elder care and estate planning law firm. With 20+ years inside th...

What does it actually mean to plan for your health, not just react to problems? In this episode of EnRich Your Life , Rich sits down with Dr. Raymond Zakhari , a triple board-certified nurse practitioner in adult health, family practice, and psychiatric–mental health, and founder of Metro Medical Direct, to talk about what proactive health planning can look like as you move through your 50s and in...

Most people assume Medicare, Medicaid, or their family will handle their long term care. They won’t, at least not the way you're hoping. In this episode, host Rich Leimgruber sits down with Ray Hickson, a 25-year long-term care planning specialist, to unpack one of the most financially devastating blind spots in retirement planning. From nursing home costs topping $180,000 a year in New York...

Every time you download a free app, accept terms and conditions, or search online, someone is building a profile on you, and most people have no idea how detailed that profile really is. In this episode, Rich sits down with Jammie, founder of TechInHerStep and one of the leading voices in digital privacy education, to break down what's actually happening to your data, and what you can do abou...

Your relationship with money isn't just about numbers, it's about mindset. This episode explores how limiting beliefs, fear, and scarcity thinking prevent people from achieving financial freedom, and how shifting to gratitude and abundance can transform your wealth-building journey. Former hedge fund manager Joel Solomon shares unconventional strategies from his bestselling book The Nine...

Scaling a business sounds exciting, until growth starts creating chaos. In this episode of the EnRich Your Life Podcast, Rich Leimgruber sits down with Brian O’Connor, founder of Aevisor Solutions, to break down how business owners can scale with AI without losing control. Brian explains how operational discipline, clean data, and practical AI tools help founders improve cash flow, fix hidden inef...

Setting up a business retirement plan isn’t just about saving for later, it’s about reducing taxes, staying compliant, and making smarter decisions as your business grows. In this episode of EnRich Your Life, Rich sits down with a seasoned retirement planning Third Party Administrator (TPA), Brad Scherer. His role is to break down how business owners should think about retirement plans, what mista...

In this episode of Enrich Your Life, host Rich Leimgruber sits down with Julia Fuentes, a Financial Planning and Coaching Strategist at Vanguard with over 20 years of experience in financial services. They break down the complex world of Roth conversions, exploring when it makes sense to pay taxes now versus later in retirement. Julia shares her personal journey into investing, starting with her f...

Host Richard Leimgruber sits down with Stephanie Bellofatto, Director of Commercial and Residential Accounts at ServPro of Putnam County and Northwest Southeast Duchess County, to discuss a critical but often overlooked aspect of your life,  emergency preparedness. In this conversation, Stephanie reveals why high-net-worth homeowners and business owners frequently neglect disaster planning until i...

In this episode of the EnRich Your Life podcast , host Rich Leimgruber sits down with Marcel Benjamin, Fixed Income Strategist at State Street Investment Management, to discuss the essential shift in your financial strategy as you move from your wealth accumulation (growth) phase into retirement (income). Have you spent years building up your savings and are now wondering how to turn that nest egg...

When it comes to preserving wealth, minimizing taxes, and protecting your family’s future, advanced estate planning can make all the difference. In this episode of EnRich Your Life, host Rich Leimgruber sits down with Kylan Johnson, founder of Hudson Valley Estate Planning, to unpack real-world strategies for high-net-worth families and business owners. They discuss how trusts, tax laws, and prope...

In this episode of EnRich Your Life , host Richard Leimgruber dives into the power of goal setting, how clarity, mindset, and emotional intelligence work together to shape financial and personal success. Joined by Kristin Kenney , founder of High Gear Advisors and a Harvard-certified expert in negotiation and conflict resolution, they explore how aligning your goals with your emotions and values c...

Episode Description: Navigating the complexities of Medicare can be overwhelming, but this episode simplifies the process for those turning 65 or assisting a loved one. Host, Rich Leimgruber, speaks with certified Medicare insurance professionals Traci O'Brien, and Giovanna Sidoti, Medicare Agent, who break down the program's intricacies, from enrollment pitfalls to hidden costs. They ex...

Many parents and grandparents misunderstand how 529 plans work. In this episode, Rich Leimgruber talks with Kris Adrian, National 529 Specialist at JP Morgan, to clear up myths and explain how families can use these plans to fund education in a tax-efficient way. Our conversation covers how 529s have expanded beyond traditional college savings, what recent rule changes mean, and why every family s...

Crypto often feels like hype, headlines, and confusion. In this episode of EnRich Your Life , Rich sits down with Howie Levine of Bitwise to break it down in plain language, what crypto actually is, how blockchain works, and why Bitcoin, stablecoins, and ETFs are changing the investment landscape. Whether you’re crypto curious, skeptical, or simply want to understand how it might fit into a portfo...

We’re taking a short summer break! ☀️ No new episodes in August, but Rich will be back in September with fresh conversations on everything from Bitcoin and 529 plans to Medicare enrollment and setting wealth goals with clarity. He’s heading to the beach for some much-needed rest, and hopes you’re getting in some self-care too. Until then, catch up on any episodes you’ve missed. See you soon.   Fil...

In this episode, we break down private credit investing. What it is, how it works, and why more investors are using it to generate income with less day-to-day volatility. Chief Investment Officer from Flat Rock, Shiloh Bates, explains how these loans are structured, who borrows the money, and what makes this strategy attractive even in a high-interest-rate market. They get into real examples, the...

In Part 2 of this week’s conversation, we unpack CLOs, Collateralized Loan Obligations, and why they’ve quietly become a go-to income strategy for banks, asset managers, and sophisticated investors. Rich talks with Shiloh Bates of Flat Rock Global about how CLOs are built, who invests in them, and how you can tap into higher-yielding opportunities with decades of strong performance and surprisingl...

Think estate planning is only for the wealthy? Think again. In this episode, Rich sits down with estate planning attorney Samara Halpern to break down what you actually need, whether you’re 18 or 80. From wills and healthcare proxies to power of attorney and trusts, this conversation covers the essentials most people overlook until it’s too late. Episode Highlights: Why every adult over 18 needs a...

In Part 1 of this special two-part episode, Rich talks with David Sobel, Executive Director of the Alzheimer’s Association Hudson Valley Chapter, about the realities of Alzheimer’s, early signs, the role of caregivers, and how local families can access free support. Learn about breakthrough treatments, volunteer opportunities, and the incredible work happening right here in Westchester County. Key...

In Part 2 of our special episode with David Sobel of the Alzheimer’s Association Hudson Valley Chapter, we explore how to get involved, whether by walking, volunteering, or sponsoring, and the emotional impact of the Walk to End Alzheimer’s. We also break down key advocacy efforts, powerful fundraising events, and the 10 early warning signs to watch for. Key Highlights What the colored flowers at...

Aging and the family caregiving that comes with it is no longer a far‑off worry. Gerontologist Rebecca Lippel joins host Richard Leimgruber to unpack what today’s “silver tsunami” means for your wallet, your parents, and your own health. Together they tackle startling U.S. demographics, the role of advanced directives, why long‑term‑care insurance is best locked in by age 55, and how caregivers ca...

Life Insurance: How Much, What Kind, and When to Convert Life insurance feels opaque. In 30 minutes Rich Leimgruber and 30-year industry professional, Jim Feldesman unpack: • Term vs. permanent, plain-English math • The needs-analysis shortcut that beats “10× salary” rules • Hidden living benefit riders (critical illness, LTC hybrids) • How to properly complete your application • The one mistake t...

Most people don’t realize they’re underinsured, until it’s too late. In this episode, Rich sits down with insurance expert Ed Gajdosik to talk about the real cost of being underinsured, why flood insurance isn’t just for flood zones, and how umbrella policies protect your wealth when disaster strikes. They unpack what most people get wrong about auto and homeowners insurance, how inflation affects...