Empower Your Retirement

There's a new word in inflation since the pandemic started.  It's called "Skimpflation."  Companies are "skimping" on the quality or products and services.  In this episode, Frank and Nick discuss the quality of their financial services.  There's no "skimpflation" here.  See omnystudio.com/listener for privacy information.

With the ever present threat of inflation, how does this affect your retirement?  Frank and Nick explain how to cope with this in your portfolio.  Also, they will explain some great tax strategies to reduce your retirement taxes to almost nothing.   See omnystudio.com/listener for privacy information.

As the year is coming to a close, how is your portfolio doing?  Any questions or concerns?  On this episode Frank and Nick talk about what you should be thinking about to enhance your portfolio and get ready for the new year.  You should think about ROTH conversions and saving money on taxes in your retirement. See omnystudio.com/listener for privacy information.

When it comes to money, you might be surprised that couples have varying opinions on how to save and spend.  Not all couples are on the same page.  On this episode, Frank tells a story of how a couple was not on the same page with their portfolio as they were approaching retirement.  But this story doesn't have an unhappy ending. See omnystudio.com/listener for privacy information.

After celebrating A Better Way Financial's 10-year anniversary, what is the most satisfying part of the job? Frank has his surprising answer.  Also, there going to be a $3.5 trillion tax resolution.  Did you know about this?  Frank and Nick will explain what it entails and how this will affect you. See omnystudio.com/listener for privacy information.

At one time bonds were a big part of your portfolio.  But with lower interest rates, bonds are going by the wayside.  So what do you do?  On this episode, Frank give the history of bonds and educates you on how to replace them with annuities.  He'll discuss the good and bad of them and how to lessen your risk in your retirement. See omnystudio.com/listener for privacy information.

You know you'll be getting Social Security.  Usually you might think that it's normal to take it at age 62.  But hold on, there's more you need to know.  There are many factors of when you need to take it or even delay it.  On this episode Frank and Nick explain those factors and help you navigate when the right time to take it is for you. See omnystudio.com/listener for privacy information.

Tax season will be here before you know it.  How do you prepare?  Should you think about ROTH conversions?  Well, Frank and Nick explain what you should do and what you should know about the new tax laws and how they will affect you.   See omnystudio.com/listener for privacy information.

So what is your overall goal of your retirement?  The usual answer is never running out of money.  But what about stress?  Also, Frank tells the story of finding a large amount of hidden money in a client's portfolio. See omnystudio.com/listener for privacy information.

If you have a pension, consider yourself lucky.  If you have a government pension they might be underfunded.  How do you deal with this?  Frank explains how to do this and not to have to worry.  Also, people spend more time preparing for a vacation than they do for their retirement.  Frank has one simple rule for your retirement.  You need to take control. See omnystudio.com/listener for privacy i...

2020 was not a good year for many reasons.  But one good thing that happened is that more people became millionaires!  And with all that money, you need to be aware of the taxes that come with it.  On this episode Frank and Nick tell you how to avoid paying Uncle Sam and develop a strategy to save more money on your taxes in retirement. See omnystudio.com/listener for privacy information.

Roth or not Roth?  That is the questions.  On this episode Nick and I talk about should you have ROTH in your 401k.  He explains about how much it could save you and your family on taxes.   See omnystudio.com/listener for privacy information.

On this episode, Frank talks about what are some of the most common questions that clients are asking and what are their concerns.  Also, where should you get your financial advice? See omnystudio.com/listener for privacy information.

Do you know what "Asset Rich" means?  Most people don't.  So Frank explains what this is and tells a story about who is affects.  Also, what is the most common missing step in your retirement?  It's the "Written Plan."  Most people do not have one.  Nick will tell you the importance of why you need one. See omnystudio.com/listener for privacy information.

When you retire and want to spend time and money on your Grandkids, how do you go about this?  Frank explains the possibilities on how to get the most out of your money.  Also, how do you deal with inflation in your retirement?  Did you think about that?  How do you build that into your plan?  Frank will go over ways to help you save money and become more efficient in your retirement. See omnystud...

Have you ever thought about how inflation will affect your retirement portfolio?  Frank will explain this and help develop solutions on how to protect yourself from the inevitability of inflation. See omnystudio.com/listener for privacy information.

We had a "Black Swan Event" at the beginning of the Covid pandemic.  Nobody saw this coming, as is the definition of a Black Swan Event.  But is another one on the horizon?  How do we get to the point of a Black Swan Event?  Frank and Nick explain how we build up to such an event and how to prepare for it.   See omnystudio.com/listener for privacy information.

On this episode, we talk about Nick's upcoming wedding and how he's preparing financially.  How should you prepare for your wedding and your financial future.  What about getting married when you're older?  Frank and Nick talk lightheartedly about what you should be preparing for. See omnystudio.com/listener for privacy information.

As President Biden's tax plan is going into effect, what should be expect for future tax hikes? Frank and Nick will give their thoughts on the future of what we can expect from what will be paying in taxes.  Also, how they help their clients with their taxes. See omnystudio.com/listener for privacy information.

If you've set all your bills to  autopay,  chances are that you never realize what fees you are paying.  It's easy to set it and forget it, but when it comes to your portfolio, you shouldn't do that.  Do you even know what fees you are paying?  Frank and Nick explain all the fees you don't know about and how to remedy that issue. See omnystudio.com/listener for privacy information.

When you first signed up for your 401k, did you think about the taxes that you will eventually have to pay on them?  Probably not.  On this episode, Frank and Nick talk about once when you hit the age when you have to start taking your RMD's, you need to look out for the tax man.  Do you know your tax situation?  They will explain how you can develop a strategy to avoid having to pay those hefty t...

Annuities are considered good or bad, however you look at them.  Frank will discuss both the good and bad and what are you best annuity options.  Which ones does A Better Way Financial use and how they can benefit your retirement portfolio. See omnystudio.com/listener for privacy information.

Many people feel they need to lower their spending once they retire.  You don't have to do that.  Nick explains how you don't have to do that and tells a story about how he helped them do just that.  And how can annuities help you achieve those goals, all while explaining what exactly they are.   See omnystudio.com/listener for privacy information.

As the National Debt gets higher, how does this affect interest rates and the cost of living?  How should we be prepared?  Frank explains why there is so much debt and how you can plan your your financial future. See omnystudio.com/listener for privacy information.

So you're retiring.  You're no longer receiving a paycheck from your employer.  What do you do now?  How do you replace that paycheck?  Frank and Nick explain how you can do this and make your retirement worry free.  And if you're a small business owner, how you can use the sale as part of your plan. See omnystudio.com/listener for privacy information.