Empower Your Retirement

What if you did all your financial services online? Are there advantages of doing so?  Do you think this will be easier and save you time money?  That's up to you.  On this episode, Frank and Nick explain the advantages of working with a human being instead of a robo advisor.  See omnystudio.com/listener for privacy information.

As you are well aware of, 2020 was not a great year, even at the beginning we had a market crash.  Frank and Nick talk about the ups and downs of the market and how they can help you develop a strategy to help you weather the storm of the market as you're approaching or in retirement. See omnystudio.com/listener for privacy information.

Of course the market is always going to be volatile.  But how will this affect you once you're near or in retirement?  What strategies can you use to protect you and ease the stress of these markets.  Nick will explain and keep your mind at ease. See omnystudio.com/listener for privacy information.

On this episode, Frank Nick and I recreate a scenario of what it's like when a client or potential client comes in to discuss their retirement.  What questions do you have?  What questions to Frank and Nick have for you?  And what you need to know for your future retirement.   See omnystudio.com/listener for privacy information.

Looking ahead to 2021 what should your retirement goals be.  In this episode Nick talks about how you should be preparing for the new year and what are some of your retirement goals?  Do you want to travel or buy that vacation house? And we will hear some of Nick's retirement bucket-list items. See omnystudio.com/listener for privacy information.

So what is the economy?  Is it just the Stock Market?  How does this affect you in your retirement?  Frank explains in the episode what kind of risk you should take in your retirement.  He will also educate you about taxes and how to utilize a Roth IRA in your retirement portfolio. See omnystudio.com/listener for privacy information.

One of the biggest decisions you will make in life other than marriage and having kids, is finding the right financial advisor that fits you best.  Nick and I explain what you should be looking at in your next financial advisor.  The good and bad.  At the end of the day, it's all about you and your finances. See omnystudio.com/listener for privacy information.

One important part of your portfolio is "Long Term Care."  Chances are, you're going to need it.  But paying for it can be costly and detrimental to your funds.  Frank explains some strategies to help reduce your stress dealing with it and to help fund it.   See omnystudio.com/listener for privacy information.

To better plan for the rest of this year and into 2021, Frank explains how ROTH conversions should be applied form your IRA's and how it will save you money on your taxes in the future.  And with the news of the feds raising the RMD age, how can this help you keep money from Uncle Sam. See omnystudio.com/listener for privacy information.

We go over the last presidential debate and discuss what will happen in the financial future.  Nick explains what will happen with our taxes and how using charitable giving will decrease your tax bill. See omnystudio.com/listener for privacy information.

Should you turn your 401k into a ROTH?  Frank explains how this will benefit your tax situation and even how that will benefits your Social Security.  Also how is this pandemic affecting your retirement plans?  Should you postpone your retirement?  Frank will let fill you in, See omnystudio.com/listener for privacy information.

On this episode, Nick and I discuss how people spend more time browsing Netflix than they do planning for their company benefits.  And are you thinking about selling your small business to fund your retirement? Nick gives advice and tells a story about one of his clients and how he saved him tons of money on his transaction. See omnystudio.com/listener for privacy information.

On this episode, Nick explains the difference between wills and trusts as you figure out your estate planning.  Also, how to make your money last 20-30 years into your retirement, like mixing up your investments and explaining what the 4 percent rule it.  See omnystudio.com/listener for privacy information.

Who you choose to vote for in November is up to you, but is it a good idea to vote for the opposite party in the Congressional elections to protect your retirement?  Frank gives his opinion on this, as well as how Spam, the canned lunch meat relates to income.  Also we'll talk about how to set minds at ease when couples don't agree on everything with their portfolios. See omnystudio.com/listener f...

On this episode, Nick talks about how much you should be putting into the stock market as you're approaching and in retirement.  And, with the current epidemic and the upcoming election, he explains that we should be revisiting our retirement strategy especially for those being laid off and forced into early retirement.  See omnystudio.com/listener for privacy information.

How should you prepare for inflation in retirement? Nick and I discuss what your risk tolerance should be, along with inflation-adjusted accounts and even taxes in retirement.   See omnystudio.com/listener for privacy information.

So, what are you paying in fees in your portfolio?  Most people don't know.  Where are those hidden fees?  On this episode, Frank and Nick expose those pesky hidden fees in your portfolio and how to alleviate them.   See omnystudio.com/listener for privacy information.

With many companies laying off employees and even forcing some into early retirement, how will this affect you and what should you do?  Frank and Nick will explain this.  Also, with the upcoming Presidential election looming, what strategies should you take with your finances. See omnystudio.com/listener for privacy information.

On this episode Frank and I talk about former MLB player Bobby Bonilla and the pension his agent set up for him and how it pays him over the next 20 years.  Also the annuity debate and are they right for you. See omnystudio.com/listener for privacy information.

So what is the most important part of planning for your retirement?  Author Patrick Kelly says it's asking for help.  Lots of people plan their own retirement.  Frank and Nick elaborate on this topic and give scenarios when you may need help with your retirement. See omnystudio.com/listener for privacy information.

Whether you're smoking a brisket or figuring out your retirement, having the right tools is essential.  Frank and Nick talk about a great piece of meat to smoke and a great piece of advice for your retirement. See omnystudio.com/listener for privacy information.

Finding the right person to trust with your hard-earned money can be stressful.  Frank and Nick give advice on how to go about doing so.  And with all the volatility in today's market, we will discuss how to prepare for the next Bear market.   See omnystudio.com/listener for privacy information.

On this podcast episode, Nick and I talk about a survey where 80% of people don't have a retirement plan even though they're spending an exorbitant amount of time in front of their smart phones and computers.  We'll talk about how little time it actually takes to come up with a plan and what are the five steps to your retirement. See omnystudio.com/listener for privacy information.

On this episode, Frank and I talk about weather handling your own finances is good or bad.  Frank tells stories about some of his clients and how he helps them through the process. See omnystudio.com/listener for privacy information.

Frank and I chat about how he came into the retirement business over 30 years ago and his relationships with his clients.  Also we will discuss what he and Nick cover in their online retirement webinars. See omnystudio.com/listener for privacy information.