East Texas Mortgage Guy Podcast

# 🎙️ YouTube Description (Copy/Paste Ready) Mortgage rates just hit their highest point in about 9 months, and a lot of people are asking the same question: “Should I wait for rates to drop before buying a house?” In this episode, Brian Hammond, the East Texas Mortgage Guy, breaks down: * Why mortgage rates are rising * How inflation, oil prices, and global events impact rates * Why buyers are STI...

Thinking about buying your first home in East Texas? A lot of first-time buyers make the same mistakes—and some of them can cost you time, money, or even the house you want. In this episode, Brian Hammond, the East Texas Mortgage Guy, breaks down the top 5 mistakes he sees buyers make and how to avoid them so you can move forward with confidence. If you're buying in Lufkin, Nacogdoches, or any...

Thinking about buying a home in East Texas? One of the biggest mistakes buyers make is focusing only on the price instead of the monthly payment. In this episode, Brian Hammond, the East Texas Mortgage Guy, breaks down what a $250,000 home actually costs per month—including principal, interest, taxes, insurance, and more. If you're buying in Lufkin, Nacogdoches, or anywhere in East Texas, this...

Thinking about buying a home in East Texas? This is where you start. In this episode, the East Texas Mortgage Guy breaks down the step-by-step home buying process in 2026—from getting prequalified to closing. You’ll learn: Why most buyers start the process the wrong way What “prequalified” actually means How to avoid costly mistakes Whether you're buying in Lufkin, Nacogdoches, or surrounding...