DURHAM TALENTS CHANNEL

Infinite Banking: You’ve Got A Policy!! Now What? In this episode we congratulate your on embarking in a whole new financial paradigm through Infinite Banking!! Congratulations!!! Implementing this concept is a lifestyle! It is NOT a “set it and forget it” approach to finance. In this video we recall the Principles, the Problems and the Process you will use now that you have the ideal Product. We...

QUICK TAKE #0045 Management Fees It is deceptive how destructive a management fee can be. 2% doesn’t sound like a big deal, does it? I didn’t think so either. But…it’s devastating. Let’s talk through it. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request...

Infinite Banking Myth: Just Use A HELOC Myths, Mysteries & Misconceptions #19: Just Use A HELOC Yikes! I mean…you could… but… Who do you want controlling the banking function in your life? Can you use a HELOC for Infinite Banking? Yes. Do you own the bank that would *possibly* give that line of credit? No. Do you earn dividends from the bank that controls HELOC’s? No. Do you control repayment of l...

EncycloMedia Series #17 Owner, Payor, Insured & Beneficiary In this installment we cover the roles of owner, payor, insured & beneficiary when it comes to whole life insurance and Infinite Banking. Sometimes the same person may fill out more than one of these roles and sometimes each role is fulfilled by a separate person. Every situation is different. Some roles can change, there may be more than...

Becoming Your Own Banker Book Review Ep. #21 Part 5 -An Even Distribution of Age Classes In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers the creation of an even distribution of age classes. It’s the topic of creating a privati...

Quotes Series #0129 “A bank is a place that will lend you money if you can prove that you don’t need it.” In this episode we consider a saying from Bob Hope when he said, “A bank is a place that will lend you money if you can prove that you don’t need it.” From his humor in old times black and white movies to this sage wisdom concerning personal finance Bob Hope gives plenty to discuss. LIVE & LEA...

Infinite Banking Myth: Whole Life Only For High Net Worth People Myths, Mysteries & Misconceptions #18: Whole Life Is Only For People Who Have Maximized Other Investments First Yikes! No. Just no. A look at history, the characteristics of whole life insurance and the principles of Infinite Banking will help us discern the overarching dilemma that is demolishing the average all-American’s finances,...

QUICK TAKE #0044 The Lie of the Lump Sum (Nest Egg) We aren’t birds but, if having a “nest egg” is important to you, it would be a fowl negligence to disregard the certainty of compound interest in whole life insurance. Let’s talk through it. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or a...

The Interview Series #13: Becca & The Beaver Bankers In this episode of the Interview Series I have a conversation with Becca Wilhite. Becca is a wife, mother, Authorized IBC Practitioner and Author of the enjoyable and educational, Beaver Bankers book. We had a great conversation about her life, her exposure to Infinite Banking and her journey to where she’s at today. To reach out to Becca or to...

EncycloMedia Series #16 “Overfunding” In this installment we cover the term, “Overfunding” “Overfunding” is a misnomer. It is used illegitimately to describe whole life insurance policies for Infinite Banking. Reference Ep.#3 in our Myths, Mysteries and Misconceptions Series where I address “overfunding”. https://youtu.be/Kwm-Mg7P8S0?si=yU75ze1xCyYhJYxa Enjoy this exposure to these topics and feel...

The Life Lessons Series #06: LLC’s, Lone Rangers and Lines of Business In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Life Lesson we talk business of business. Every expense for your business is finan...

Quotes Series #0128 “Just Because You Can Afford It, Doesn’t Mean You Should Buy It” In this episode we consider a saying from Suze Orman. She said, “Just because you can afford it, doesn’t mean you should buy it”. Now, Suze Orman isn’t the biggest fan of whole life insurance, to say the least but, this saying is SO true! So let’s give credit where we can and evaluate what is being said here. LIVE...

Myths, Mysteries & Misconceptions #17: Get 25x Your Living Expenses Why not 19? Why not 8? Why not 37? Seriously though. Who are you to tell me, or anyone, that? I get that some metric can be thought provoking and potentially helpful but, there’s a lot to discuss here. Let’s clear this mystery up! LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any quest...

QUICK TAKE #0043 Cost of Capital Capital has a cost to it! It is worth something yes, but, it also has a COST to it. It is so easy to not know this because we are not taught this at school, home, work, etc. Therefore, the average person does not address this fact in one’s own personal finances. Let’s talk through it. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you...

Becoming Your Own Banker Book Review Ep. #20 Part 5 - Better ROR In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers the tendency to think that we can “get a better rate of return with…” This train of thought completely misses the...

EncycloMedia Series #15 Becoming Your Own Banker - Infinite Banking In this installment we discuss Becoming Your Own Banker - The Infinite Banking Concept as conceived, codified and communicated by R. Nelson Nash. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is de...

The Interview Series #12: Linus Nolt In this episode of the Interview Series I have a conversation with Linus. Linus is a husband, father and former Mennonite. He shared his journey with me from wanting a truck, a phone and ultimately…whole life insurance policies for a private banking system. Linus has implemented Infinite Banking for some years as a consumer and is now a licensed agent helping o...

Quotes Series #0127 “More Month Than Money” In this episode we consider the saying of having “more month than money”. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Ne...

Infinite Banking Q & A #19 In this episode we address questions and comments about which companies are best, what you can do with policy loans, an agent’s role in the IBC, credit scores and more. It’s all about the Infinite Banking Concept concerning whole life insurance, using policies for banking and you “Living and Leaving A Lasting Legacy”. If you have any topics you’d like to see covered, if...

QUICK TAKE #0042 Inflation Inflation attacks, burdens and can stump us all if we ignore it and don’t address it. Many don’t know what inflation is. We hear about it all the time but, as in many situations, we may think we know what it is and that not be the case. Then, we must address it. The best way that I know how is with Infinite Banking! Let’s talk through it. Live & Leave A Lasting Legacy. B...

Myths, Mysteries & Misconceptions #16: Borrow From The Death Benefit So, you think you can pay a premium one time and then borrow from the full death benefit amount….? Yikes! No. There’s more to this misleading idea than at “face value” (pun intended;) Let’s clear this myth up! LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this...

Infinite Banking EncycloMedia Series #14 Per Stirpes In this installment we cover the term, Per Stirpes Per Stirpes, “by branch” in Latin, has a relevance to Infinite Banking as it relates to designating beneficiaries for life insurance policies. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our Encyc...

The Life Lessons Series #05: Legend of the Durham Clan In The Life Lessons Series we cover specific practicable aspects of vetting, understanding, implementing and scaling a privatized monetary system with the Principles, Philosophy, Paradigm, Process & Product necessary for Infinite Banking. In this Lesson, I share what our first 5 years looked like being exposed to, implementing and living out b...

Quotes Series #0125 & #0126 DOUBLE HEADER: “Hold The Bag” & “Go Big Or Go Home” In this episode we consider a couple of sayings found in financial circles. I had the pleasure of having our sons in office to discuss and share these saying, with an Infinite Banking lens as always, and hope you learn and enjoy! LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you hav...

Becoming Your Own Banker Book Review Ep. #19 Part 5 - The Cost of Acquisition In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers the cost of acquisition of finance. In this section of the book, Nash shares historical examples, a...