DURHAM TALENTS CHANNEL

The Interview Series #17: Infinite Banking: The Friendly Financial Environment w/ Joe DeFazio In this episode of the Interview Series I have another great conversation with my friend Joe! I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He’s an authorized IBC Practitioner, has an interesting personal story aro...

Quotes Series #0135 “The Little Man Can’t Get Ahead” I hate this saying. It stinks. It stinks of defeat. It stinks of self-sabotage. Heard it? Thought it? Felt it? I hope you kick this line of thought to the curb. EVERY ONE can become their own banker and that means financial control, less risk, more efficiency and most importantly, the right kind of thinking for success. ⚔️ LIVE & LEAVE A LASTING...

Ep. #0119 Infinite Banking: Who, What, When… In this episode I hosted a life Q&A and took that opportunity to provide a framework of the Who, What, When, Where, Why and How of vetting, understanding and implementing Infinite Banking. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️ 🌎THE WEBSITE: www.durhamtalents.com 🎬START HERE (The Presentation): https://youtu.be/FWY2-VigpUk ✅TO SUBSCRIBE: https://youtube...

QUICK TAKE #0049 Infinite Banking & College In this Quick Take I share some perspective on pursuing college with a particular focus on the financial considerations as it can pertain to Infinite Banking. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️ 🌎THE WEBSITE: www.durhamtalents.com 🎬START HERE (The Presentation): https://youtu.be/FWY2-VigpUk ✅TO SUBSCRIBE: https://youtube.com/c/jessewdurham If you have...

The Interview Series #16: Becca Is Back! In this episode of the Interview Series I have another great conversation with Becca Wilhite. Becca is a wife, mother, Authorized IBC Practitioner and Author of the enjoyable and educational, Beaver Bankers book. To reach out to Becca or to buy her book 📘you can go to www.salientsolutionsibc.com I hope you enjoy and learn! ⚔️ “LIVE & LEAVE A LASTING LEGACY...

QUICK TAKE #0048 Arbitrage In this Quick Take we cover what arbitrage is, what it is not, and plainly explain why Infinite Banking is NOT about arbitrage. Take caution when hearing that you can experience arbitrage by borrowing at a certain rate from a policy, while earning another, greater rate from the policy, thus inherently earning arbitrage simply by borrowing against a policy’s cash value, w...

Quotes Series #0134 “A Fool And His Money Are Soon Parted” In this episode we weigh in on an age-old saying about people having a hard time hanging on to their money. R. Nelson Nash addressed this in his book, Becoming Your Own Banker, by first drawing attention to several human problems, one of which is Parkinson’s Law, which states that we tend to spend all that we earn. So, let us be prudent an...

The Interview Series #15 Joe DeFazio - Part 2 In this episode of the Interview Series I have a conversation with Joe DeFazio about his personal and professional experience with Infinite Banking. I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He’s an authorized IBC Practitioner, has an interesting personal st...

The Interview Series #15: Joe DeFazio - Part 1 In this episode of the Interview Series I have a conversation with Joe DeFazio about his personal and professional experience with Infinite Banking. I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He’s an authorized IBC Practitioner, has an interesting personal s...

EncycloMedia Series #20 Policy Splits In this installment we cover “Policy Splits”. The proper structure of a whole life insurance policy, from a mutual company, that pays dividends is an essential aspect of owning and operating a private banking system, but the “policy split” is not the only contribution to a proper structure. It is extremely important to have a robust entity that will be there f...

Whole Life Insurance Costs Too Much! Myths, Mysteries & Misconceptions #21: Whole Life Insurance Costs Too Much It does? Compared to what? I’ve said it before: a Prius and a Peterbilt are both vehicles but, they are built for different purposes and therefore have different values. I mean, I could go on (and in fact I do, as there is an episode to listen to) but, you get the idea. There’s more to t...

Quotes Series #0133 “It’s Not About Timing The Market But, Time In The Market” In this episode we consider the perspectives from the saying about “time in the market” vs “timing the market; and we do so with an Infinite Banking lens. Firstly, investing and saving are very different things. We’re told to “save for retirement” via investing in the market, usually with government qualified plans, whi...

Ep. #0118 Infinite Banking With Our Children - A Day In The Office In this episode I had the opportunity to discuss Infinite Banking with clients and prospective clients while our sons were in the office with me. I enjoy sharing work time with my children and they even got to interact with the audience. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️ 🌎THE WEBSITE: www.durhamtalents.com 🎬START HERE (The Pres...

QUICK TAKE #0047 Diversification In this Quick Take we take a different look at what’s traditionally implied regarding “Diversifying” by using an Infinite Banking perspective. You see, there are two ways to earn: people at work and money at work. When you are your own banker, you are putting your money to work like the banks put money to work; and it’s very profitable and a simple way to “diversif...

Infinite Banking: Policy Checklist (Anniversary) I myself was introduced to Infinite Banking through a presentation in 2015 where I was then encouraged to read Becoming Your Own Banker by R. Nelson Nash. You have my strongest encouragement to do the same, if you have yet to do so, and pursue the source material for this paradigm-changing concept for yourself. This video outlines a set of reminders...

EncycloMedia Series #19 MEC - Modified Endowment Contract In this installment we cover the Modified Endowment Contract (MEC) as it relates to implementing Infinite Banking. There are times (almost always) to avoid MEC’s. There are also times where one would consider purposefully creating a MEC. As Nelson said, “When you know what’s going on, you’ll know what to do”. Enjoy this exposure to these to...

The Interview Series #14: “Coach” Doug Peacock In this episode of the Interview Series I have a conversation with “Coach” Doug Peacock about his Infinite Banking journey. We had a great conversation about his career, how he found Infinite Banking and what he’s doing today. To contact “Coach” Doug you can find him at www.peacockwealthgroup.com ⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️ 🌎THE WEBSITE: ww...

Quotes Series #0132 “Banks Lend Umbrellas In Sunshine” In this episode we consider the ironic idea that “a bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain”, as said by Robert Frost. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like...

Myths, Mysteries & Misconceptions #20: Part Of Your Premium Goes To A Savings/Investment Account Yikes! No. Just. No. You have no savings account by owning a whole life policy. You have no investment account by owning a whole life policy. A Whole Life Policy is not part insurance and part savings. I mean, I could go on (and in fact I do, as there is a video on this here) but, you get the idea. The...

Quotes Series #0131 A “Boatload” of Money In this episode we consider the saying of a “boatload of money. It’s an age-old dilemma that I believe can provoke a mental image of ancient ships laden with ware for market all the way to a speedboat trafficking contraband. For the average All-American, the simplest, most sure (and legal) way to a “boatload” of money over your life time is with implementi...

Infinite Banking: How Much Premium? How much premium should you pay to start Infinite Banking? Good question! It’s a common one. My Answer… You pick. I believe that when you know what’s going on, you will know what to do. Now, when you do know what’s going on, then it’s time to get going; and as James Neathery says, “It’s all conversation until someone writes a check”. So…what do YOU think is an a...

QUICK TAKE #0046 Infinite Banking, Income & Deductions When it comes to implementing Infinite Banking, many factors should be considered from procuring your very first whole life insurance policy, all the way through expanding your system over your lifetime. Age, Income, taking deductions and much more come into this conversation. Live & Leave A Lasting Legacy. Become your own banker. If you have...

Infinite Banking Q & A #20 In this episode we address questions and comments about the Infinite Banking Concept concerning whole life insurance, using policies for banking and much more. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️ 🌎THE WEBSITE: www.durhamtalents.com 🎬START HERE (The Presentation): https://youtu.be/FWY2-VigpUk ✅TO SUBSCRIBE: https://youtube.com/c/jessewdurham If you have any topics you’...

EncycloMedia Series #18 Cash (Surrender) Value In this installment we Cash/Surrender Value! Having a cash value to whole life policies that you privately own allow for Infinite possibilities in your Banking life when you understand and implement certain Concepts. See what I did there? ;) Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation ca...

Quotes Series #0130 “Spending Money Like A Drunken Sailor” In this episode we consider the saying of “Spending money like a drunken sailor”. It’s an age-old dilemma that we all must confront; to spend all that we earn. In fact it’s the first place to start to win with money; to save what you earn. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any quest...