Michela Allocca
Don't Depend On Daddy
Learn how to run your life without chaos. Don’t Depend on Daddy blends wellness, routines, and real-life systems to help you feel more grounded, organized, and independent. The conversations are practical and honest, focused on habits that stick, structure that supports your energy, and learning how to take care of yourself without chaos or burnout. The goal is to build independence through small, intentional choices - and create a life that you actually enjoy living. New episodes every Wednesday
Author
Michela Allocca
Category
Podcast website
Latest episode
Jul 8, 2026
Where to listen?
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Episodes
69. Asking the Right Questions and Negotiating EVERYTHING ft. Matt Schulz 31.07.2024 57:42
On this episode of DDOD, Michela is joined by Matt Schulz to discuss tactics for advocating for and negotiating your money! Matt Schulz is a credit analyst at lending tree, and has been featured on national shows like good morning America, today show, NBC nightly news and more to share his expertise around personal finance and taking control of your financial life. His book, Ask Questions, Saving...
68. Ask Michela: (Personal) Dating, Travel Plans, Books, Spending/Splurging, & More! 24.07.2024 33:26
This week Michela is answering your personal questions! She shares an update on how dating is going, future travel plans and a big trip for 2025, how she organizes future purchases, her "menu" for emotional shopping, books she is reading, combining finances and more! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2...
67. Catch Up + A Few Favorites: East Coast Recap, My Thoughts on SF & More! 17.07.2024 32:56
On this episode of DDOD, Michela does a formal life catch up from her last few weeks of travel. Between her time in NYC, on Cape Cod, and in SF - she shares a ton of new life updates and perspectives! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk...
66. 5 Unconventional Money & Career Lessons I've Learned in my 20s 10.07.2024 24:23
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela shares 5 new money...
65. Freakout to Freelance: My Career Transformation in my 20's 03.07.2024 25:50
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this SPECIAL episode of DDOD, Michela is reading...
64. Why Taking a Pay Cut Was the Best Career Decision I've Ever Made 26.06.2024 32:20
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela tells the story of...
63. The Blueprint to Build a Powerful Personal Brand 19.06.2024 42:00
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.br...
62. Recipe for a Hot Girl Summer (Steps, Protein, Body Care, Makeup, and more!) 12.06.2024 47:40
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.br...
61. How to Save Money at the Grocery Store & Waste Less 05.06.2024 34:16
On this weeks episode, Michela shares 5 tips to save more money at the grocery store! She keeps her grocery budget between $250-$300 per month by implementing the 3-2-1 method, shopping her pantry, and implementing the other strategies she talks about. If you are looking to trim your grocery budget, this episode is for you! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOT...
60. I'm in my ~Hobby Era~ and You Should Be, Too!! 29.05.2024 41:44
In this episode, Michela talks all about hobbies! Over the last year, she has been focused on exploring different hobbies and figuring out what she is passionate about. Learn why hobbies are so important, all about the hobbies Michela has fallen in love with, and get ideas for a hobby you can start this year. Cool people have hobbies! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OV...
59. Optimize Your Wardrobe and Elevate Your Style ft. Lauren Morley 22.05.2024 43:55
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.br...
58. How I Cleared My Skin: Birth Control, Diet, Exercise, Products and Lifestyle Changes 14.05.2024 36:20
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.br...
57. Ask Michela (Career): Balancing a Side Hustle and a 9-5, Managing your Manager, Registering Your Business & More! 08.05.2024 58:58
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.br...
56. How to Start & Scale a 6-Figure Side Hustle 01.05.2024 1:01:56
On this weeks episode of DDOD, Michela breaks down how to choose a side hustle and the 4 phases to follow to get started. You'll learn the difference between skill-based and low/no-skill side hustles, how to come up with a side hustle idea, content marketing and leveraging social media for business, coming up with a service or offer idea, digital products and more! OWN YOUR CAREER: https://breakyo...
55. How I Am Upgrading and Elevating my Life in my Late 20s 24.04.2024 40:58
On this episode, Michela shares 3 ways she is upgrading her life in her later twenties. As part of the discussion, she covers lifestyle creep and when it is and is not OK and how to put a purchase into the context of your financial plan. OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1 Don’t Depend on Daddy Moment of the...
54. Side Hustle to 7-Figure Business: Lessons from 2 Years of Self-Employment 17.04.2024 41:15
On this episode of DDOD, Michela reflects on two years of working on Break Your Budget full-time. From major accomplishments (that are not properly celebrated) to key lessons and takeaways she's learned about working over the last 2 years, if you're someone who wants to start a business or is just looking for some re-assurance that you're on the right path, this episode is for you. OWN YOUR CAREER...
53. Spring State of the Union 10.04.2024 29:09
In this episode, Michela shares her ins & outs for spring 2024! She is in her fitness, hobbies, and homemaking eras and you'll hear more about each in this episode! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance...
52. 8 Ways to Elevate Your Career in Your 20s & Beyond 03.04.2024 51:31
On this episode of DDOD, Michela shares a special announcement about her brand new book, Own Your Career! Plus, she covers 8 ways you can elevate your career in your 20s and beyond, from defining success at work to upgrading your resume and starting a side hustle (and more!) OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccf...
51. Spring Clean Your Money, Career, & Life! 27.03.2024 44:00
Spring is OFFICIALLY in the air! On this weeks episode, Michela shares practical tips to organize and clean up your finances, refresh your career, and freshen up your space + personal life! SIDE HUSTLE GUIDE: https://breakyourbudget.myflodesk.com/ucl3676u06 RESUME TEMPLATE: https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69 Don’t Depend on Daddy Moment of the Week: https:...
50. 10 Things I No Longer Buy 20.03.2024 38:39
On this episode of DDOD, Michela shares 10 things she no longer is buying. Learn more about spending guidelines and find inspiration to reduce unnecessary spending so you can save more money! INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk...
49. Become Invaluable at Work: Career Lessons from the Career Contessa (Lauren McGoodwin) 13.03.2024 42:49
On this episode of Don't Depend on Daddy, Michela sat down with Lauren from Career Contessa. Lauren shares the most important career lessons she's learned, practical advice for navigating a career crisis, how to create and enforce boundaries in the workplace, and so much more! Career Contessa: https://www.instagram.com/careercontessa/ INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass...
48. Lessons I've Learned About Myself After One Year of Living Alone 06.03.2024 30:02
On this episode of DDOD, Michela shares her top lessons from one year (so far) of living alone. It is a less scripted and more self-reflective episode sharing how she has navigated self-discovery from living alone and become more self-reliant and self-aware. If you are someone who lives alone or desires to live alone, this episode is for you! INVESTING MASTERCLASS: https://breakyourbudget.com/mast...
47. How to Be Alone Without Feeling Lonely 28.02.2024 52:02
On this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status! Join the BYB Inner Circle: https://breakyourbudget.com/byb-inn...
46. Intentional Splurging: Buying Less and Buying Better 21.02.2024 1:02:02
On this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhaul HOW you spend, this episode is for you! Join the...
45. Ask Michela: Saving for House, Changing Careers, Choosing a Side Hustle, Plastic Surgery? 14.02.2024 49:27
On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more! RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqa...
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