Seasoned Finance

Dollars In The Dirt

Business EN ↓ 35 episodes

Welcome to Dollars in the Dirt with Brecken Curtis, the no-BS podcast for Australian farmers and graziers who want to grow their operations and build real wealth. Hosted by Brecken Curtis, Award Winning Agricultural Finance Broker, this podcast breaks down farm loans, property finance, and agribusiness lending strategies that actually work. From rural property loans to cattle station finance, you'll get straight answers on agricultural finance without the jargon. Each episode delivers practical insights on farm expansion, loan structuring, and navigating the finance challenges facing beef prod...

Author

Seasoned Finance

Category

Business

Podcast website

seasonedfinance.com.au

Latest episode

Jul 9, 2026

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Episodes

#035 - The TRUTH About Scale, Finance and Risk in Modern Agriculture 09.07.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled In this reaction episode, Brecken breaks down the biggest misconceptions in agriculture, from land price spikes to why scale only works when the foundations of a farming business are strong. He unpacks why good operators grow...

#034 - Buying Grass, Not Dirt: When Season Drives the Market 07.07.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Across southern Queensland and New South Wales, producers aren’t chasing expansion, they’re chasing grass. In this episode, Brecken breaks down why the market has shifted from strategic land buys to desperate feed buys, the h...

#033 - What The Budget Means For Graziers 01.07.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled The latest federal budget is shaping up to hit graziers harder than most realise. Changes around trust structures and capital gains tax could directly affect how you expand, restructure or hand the farm to the next generation...

#032 - Full Stock From Day One or Build Slowly? I Ran The Numbers. 25.06.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Most producers think keeping debt low is the safest move, but running a multi million dollar property at 30% capacity is one of the fastest ways to drain cash flow. In this episode, Brecken breaks down the real numbers behind...

#031 - Why Graziers Need More Than The Banks Financial Advice 23.06.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled On a $15M cattle operation, the biggest risk is not the loan, it is taking strategy from someone paid to protect the bank. In this episode, Brecken breaks down the difference between bank advice and business advice, the hidde...

#030 - The Real Cost Behind Farming Decisions 18.06.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled In this reaction episode, Brecken breaks down the real issues behind rising production costs, equipment debt traps, net worth tracking, succession pressure and why operators get squeezed when they’re not across their numbers....

#029 - 900 Rural Bank Branches Gone (Regional Banking Crisis) 11.06.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Regional Australia has lost nearly 900 bank branches in nine years, and the impact on agricultural lending is far bigger than most producers realise. In this episode, Brecken breaks down what the closures mean for complex fin...

#028 - Stop Letting Your Bank Build Your Farm Budget 09.06.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Banks build compliance budgets to protect their loan book, not to grow your business. In this episode, Brecken shows how to take control of your numbers, restructure finance, and build a strategic growth budget that reflects...

#027 - The $2.9B Farming Revolution (Virtual Fencing!?) 03.06.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Virtual fencing has moved from gadget to $2.9B industry, but banks don’t automatically fund innovation. In this episode, Brecken shows how to build a bulletproof finance case so lenders see the upside, not just the risk. ◼️ W...

#026 - The $1.48 Trillion Farmland Valuation 28.05.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Australian farmland has hit $1.48 trillion, but higher valuations don’t automatically make producers wealthier. In this episode, Brecken breaks down how top operators turn unrealised equity into resilience, cash flow and long...

#025 - How to Read a Bank Term Sheet (And Spot the Hidden Traps) 26.05.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled A low interest rate can look like a win, but the real cost is buried in the structure, the fees and the fine print. In this new episode, Brecken breaks down the five step framework he uses to read a term sheet properly and ex...

#024 - Ranking Banks For Ag Finance 20.05.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Choosing a bank is not just about the lowest rate, it is about finding a lender that understands agriculture and can structure a deal that fits your operation. In this new episode, Brecken ranks the major banks based on real...

#023 - The Most COMMON Farm Finance Questions I Get Asked 14.05.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled A lot of producers think growth under Albanese is impossible, but the operators still expanding aren’t relying on luck or waiting for policy to shift. They’re building a business model that can absorb rising costs, tightening...

#022 - What Does Growing Your Farm Look Like Under Albanese 12.05.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled A lot of producers think growth under Albanese is impossible, but the operators still expanding aren’t relying on luck or waiting for policy to shift. They’re building a business model that can absorb rising costs, tightening...

#021 - What the RBA Rate Rises Mean For Farmers 06.05.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled A lot of producers assume rising rates are the thing that will break their business, but the real damage shows up when cash flow is tight and there’s no structure in place to absorb the pressure. In this episode, Brecken brea...

#020 - Reacting to Viral Clips About Fuel Costs, Fertiliser and Farm Pressure 30.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled This episode breaks down a series of viral clips about government spending, fuel campaigns and urea supply, and looks at how these issues land inside real farm businesses. The focus stays on what producers can control, how to...

#019 - How Farmers Can Survive The Diesel Crisis 28.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Diesel prices are hitting margins harder than almost any other input, and most producers simply absorb the cost and hope for a drop. This breakdown shows how to restructure your finance, protect cash flow and manage volatilit...

#018 - Reacting to the Realities of Being a Farmer 22.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled This episode dives into the real pressures farmers are facing, from soaring land prices to foreign ownership concerns and new laws allowing farmland to be seized for renewable energy projects. Brecken reacts to viral clips th...

#017 - Most common mistakes farmers make with their property loans 17.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Signing loan documents and filing them away feels harmless, but that “set and forget” approach quietly drains profit every year. In this episode, Brecken breaks down the eight mistakes he sees across hundreds of farm loan rev...

#016 - How to Actually Compare Farm Loan Options (Step by Step) 14.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Most farmers compare loans by chasing the lowest interest rate, but that’s rarely the cheapest option. In this episode, Brecken breaks down the seven‑step framework he uses to compare farm loans properly and calculate the rea...

#015 - Australian Farmers Are About To Become VERY Rich (If They Do This) 08.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Australian agriculture has just hit a record $100 billion valuation, and it’s creating one of the biggest wealth‑building opportunities the sector has ever seen. But most farmers won’t benefit from it. In this episode, Brecke...

#014 - Reacting To The Global Shocks Driving Up Farm Costs In Australia 02.04.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Global conflict, rising input costs and supply disruptions are hitting Australian agriculture harder than most people realise. In this episode, Brecken reacts to viral clips about fertiliser shortages, diesel scarcity, rising...

#013 - How To Use Finance To Actually Grow Your Farm [Full Breakdown] 31.03.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled A lot of producers are sitting on an asset that could fund their next expansion, but they don’t realise how to unlock it. In this episode, Brecken sits down with Richard Brimblecombe from Legacy Livestock to unpack how livest...

#012 - The Paperwork You NEED To Get Your Farm Loan Approved 25.03.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled Most farmers get knocked back not because their operation is weak, but because their paperwork isn’t telling the bank what it needs to see. In this episode, Brecken breaks down the exact documents lenders expect and why prese...

#011 - Reacting to HIDDEN Finance Traps in Farming 19.03.2026

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled In this episode, Brecken reacts to viral farming and banking clips and breaks down why so many operators feel stuck with high costs, confusing bank decisions and machinery repayments that quietly choke their borrowing power....

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