Do I Have To Adult Now?

Send a text Ben and Abbie asked and we are delivering !  We are going to do a series of episodes to explain "investing", and this is a simple introduction including a brief explanation of stock markets and some terminology used when talking about investing. This series will cover as many investing topics as we can but do message us if you want us to cover your interest! Thanks for listen...

Send a text It's finally here! The episode we've been waiting for - everything about Car Insurance with expert insurance broker John Grindley, Director of Garratts Insurance (part of Brown & Brown) with lots of information to help you understand car insurance. You can contact John at jgrindley@garrattsinsurance.co.uk  www.garrattsinsurance.co.uk Thanks for listening - don't forg...

Send a text In a throwback to last year, we are re-running the Christmas episode which talks about ways to limit the spending around this time of year. With the cost of living no better, it seems a good idea to highlight the discussions that Kristen and Izzy had on this topic Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us...

Send a text What a cracker we have for you! Moo, (Amanda Munden) is an expert personal stylist who once was the face of Sky One! She shares her expert knowledge on how to approach buying clothes, how to be more sustainable, and how to calculate the all important 'price per wear'. Follow Moo on Instagram or contact her via her website You can join her Moostyle VIP group on Facebook too Th...

Send a text Kristen tries to help anyone applying for Student Finance either as a student or parent. She explains how it is repaid and some tips if you are entitled to more financial support. The link to the section of the Government website which covers this topic is here  The salary calculator mentioned is on the Red Star Education website  Thanks for listening - don't forget to subscribe,...

Send a text Isn't it just another tax? Maybe! Kristen explains National Insurance in a basic and simple way but for more of the detail check out the Government website Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses -...

Send a text A short episode for Kristen to explain what tax codes are used for, what they indicate and how to check if they are correct. The link to the Gov. UK pages on tax codes is here  Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our sel...

Send a text Kristen talks to Aaron Abbott from Against The Odds , a CIC promoting education and awareness of gambling, and gambling harm. Follow them on Instagram This episode does discuss addition, mental health and suicide. If you need support please reach out to Aaron, to Samaritans or Ripple Suicide Prevention You can also use Samaritans: Call 116 123 or Shout: Text 85258 Thanks for listening...

Send a text Income Tax is a HUGE subject, but we have to start somewhere so in this episode Kristen and Nick talk you though the basics, including the current rates and banding. Here is the salary calculator mentioned in the episode You can find information from the Government on Income Tax Rates on their website Thanks for listening - don't forget to subscribe, share and review Check out our...

Send a text In this episode Iz asks Kristen to explain all the details about credit cards, how they work, how interest is added as well as explaining terms like 'money transfer' or 'balance transfer'. We mention a few times the episode we did on credit & debt with Sheryl Armer from Adcroft Hilton  in last season - go check it out! Thanks for listening - don't forget to...

Send a text Our expert guest Corey Ryan is owner and director of Corbellin a specialist property investment company who shares his experience and dispels some of the 'get rich quick' myths around property investment. He also shares some of pitfalls which inexperienced landlords need to watch out for. Corey is happy for you to follow his socials and contact him if you have questions. Than...

Send a text In this short episode Kristen talks about the phenomenon of putting all your pensions in the same place - these are pension transfers and you should listen to this episode before going ahead with any self-advised pension transfers Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook...

Send a text So excited for this episode! One of Kristen's favourite things to support clients with is setting financial goals and objectives, getting them excited about what is possible and showing clients how to make their dreams a reality. Please email if you want us to send you the pdf of the goal setting sheet as mentioned Thanks for listening - don't forget to subscribe, share and r...

Send a text In this, the first episode of Season 2, Kristen explains The State Pension and the 'triple lock'. Here is the link to a BR19 form Information on the new State Pension is on the Government website To calculate your State Pension age, the calculator is here   Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See...

Send a text A couple of days late as we are on a Dona Kirkham holiday! In this episode Kristen and Dona talk about the cost of holidays and some great tips and ideas to make the most of your pound, dollar, yen, euro ...... you get the idea Dona is an expert holiday booker and if you want her help, please contact her here Thanks for listening - don't forget to subscribe, share and review Check...

Send a text Often considered only for rockstars and pro footballers, prenuptial agreements are actually useful for many different people as a way of protecting wealth and property - especially family money and businesses. In this episode we talk to expert lawyer Helen Lucking of Napthens about how making a prenup can help in wider financial planning, how to make sure it will stand up in court and...

Send a text Kristen is joined in this episode by lawyer Sarah Savage of Bexley Beaumont , a specialist in assisting tenants and landlord's with renters rights, talking us through tenancy agreements, the new laws and what they mean and even donkeys as pets. Sarah can be contacted by email sarahsavage@bexleybeaumont.com Shelter, the homelessness charity, can be found here  Thanks for listening...

Send a text Warning! This episode discusses financial abuse and other mental health topics. Richard is a therapist and well-being consultant with extensive experience in the area of financial abuse. He and Kristen discuss this sensitive topic, how to recognise abuse and it's impacts. Victim Support: Offers free and confidential support 24/7 for anyone affected by crime. They can be reached at...

Send a text The legal process of buying a house - conveyancing - can feel daunting if you have never done it before. Jonathon is an expert property conveyancers and shares his wisdom in this episode to help the house buying process make sense. If you need him, you can contact Jonathon at the firm's office The Stamp Duty Calculator is here and more information on Stamp Duty is here Thanks for...

Send a text In this episode Kristen explains the basics of the workplace pension also called auto enrolment. Here is the link to the Government website which details the current levels of contributions and salaries. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok...

Send a text Something a little different in this episode! Expert confidence coach Sue Blackhurst gives us plenty to think about if we want to raise our self belief especially if we are going to job interviews or asking for a pay rise, with an interesting sausage analogy You can follow Sue's Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our we...

Send a text Debt is sometimes unavoidable, but what happens when it gets hard to handle. Sheryl Armer, of insolvency practitioners Adcroft Hilton, talks to Kristen about the consequences of debt and what practical steps and help is available if you need it. You can contact Sheryl via her website or email her sheryl.armer@adcrofthilton.co.uk. You can call her 01253 299 399. They can also be found o...

Send a text When Gareth, founder of Sherbert Lemon found that more of his clients were working with NFTs, he opened an office in Dubai and learned everything about both NFTs and cryptocurrency We have a chat about both, and in simple terms explain how they work and discuss how NFTs are being used Following Sherbert Lemon on Instagram here Thanks for listening - don't forget to subscribe, shar...

Send a text Kristen starts to tackle pensions - a huge topic, so starting with the basics of a personal pension including a description of tax relief Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE...

Send a text In this episode, we are joined by Craig McMeekin from Lease Your Car who explains the different types of car finance agreements available in the UK with some helpful information and tips if getting a car is on your financial goal plan. Craig can be contacted on 0333 996 2202 or email him craig.mcmeekin@leaseyourcar.co.uk Craig's Instagram here Thanks for listening - don't for...