Diamond NestEgg

0% Treasuries vs $238,000: which is better and for whom? How might you organize your portfolio to generate the income you need while not running out of money? And what role do Treasuries play vs other types of bonds and fixed-income-like investments?  Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses...

Retire early, withdraw money from your 401(k) before 59 1/2 and avoid the 10% early withdrawal penalty - let's talk about a smart and simple way to do this that not many are probably even aware of and how it can also reduce the risk of getting fined by the IRS  Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate how you lead with insight from today’s most influe...

Treasuries, agencies, and even an up to 9.65% 1st year “teaser rate” on a multi-year guaranteed annuity (MYGA) - might these be something for you?  Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to kno...

Fidelity has a new up to $100 service fee to buy certain ETFs on its platform, from June 1, 2026  - how will this impact you, if at all? Will your ETF purchases at Fidelity get more expensive? And do you know how the brokerage firm makes money when you, as the investor, pay zero commission on your ETFs? Plus, do Schwab and Vanguard plan on doing something similar? Drop us a note - what do you want...

JBBB is paying 6.21% with monthly cash payouts at the time of this taping, significantly higher than T-Bills at the moment. Is JBBB safe enough for you? Or might JAAA or the T-Bills be better or safer? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income...

These are the last few days to buy April I-Bonds - buy now or wait until May or even October? We'll also talk about the higher-than-expected real yield on this past week's 5-Year TIPS auction, plus whether you can find 5% or higher MYGAs (multi-year guaranteed annuities) right now. Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg...

The $849 billion of private credit in annuities and insurance companies have regulators worried - what about you? And what can you do to protect yourself when you buy an annuity, or any other insurance product for that matter? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰...

3.99% SGOV vs 4.97% CSHI (as of 04/20/2026) TTM returns: which T-Bill ETF may be the better choice for you? CSHI is the NEOS Enhanced Income 1-3 Month T-Bill ETF. Learn how CSHI generates additional returns on T-Bills, how it compares to SGOV and whether CSHI may be right for you or not. Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate how you lead with insight fr...

Up to 15.04% cash distributions on the NASDAQ 100 & up to 12.50% cash distributions on the S&P 500: what is a call option and how does it work, why might an investor trade call options, and what's our perspective on covered call strategies? Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate how you lead with insight from today’s most influential executi...

Our long-awaited I-Bond rate projection for May is finally here! What is our May I-Bond rate projection and would we personally buy now or wait? Who might want to consider the upcoming 5-Year TIPS auction instead? Or perhaps nominal Treasuries? And how much higher are the current rates on multi-year guaranteed annuities (MYGAs) vs similar-term Treasuries? Drop us a note - what do you want to hear...

The highest-yielding government-guaranteed mortgage-backed security (MBS) was paying 5.634% on April 13, 2026 on Schwab's platform. Let's walk through how to buy an MBS from Ginnie Mae in today's video as well as some key items an investor may want to keep an eye on. Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate how you lead with insight from tod...

How to increase your monthly Social Security check by up to 77% potentially with a single premium immediate annuity (SPIA)  👉 that's what we'll be covering in today's video, including the payout option that you should choose to get the potential maximum payout from your SPIA and your Social Security check, as well as some key factors to consider before implementing a SPIA-to-Social...

A US-government backed bond that pays 5% or even a bit more is what many in our community often ask about & that's what we'll be talking about in today's video: 1. What are mortgage-backed securities (or MBS)? 2. What are the risks of MBS? 3. What are some MBS paying right now? And where can I find them?  Drop us a note - what do you want to hear about next? Support the show 💎...

War is raging in the Middle East: what's safe now & how might you want to invest depending on your age? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to know about top rates, higher-yielding...

Guaranteed retirement income at age 55 or older? Let’s walk through how much your safe & predictable monthly check for life might potentially be with a single premium immediate annuity (SPIA), depending on gender, age and other factors. Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen an...

13.94% forward dividend yield on a business development corporation (BDC) and  some are paying even more? Might this be a buying opportunity? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to know abou...

How long will you live & how can annuities help reduce longevity risk? What exactly is a single premium immediate annuity (SPIA), how does it work & is it better for you than a bond ladder? Email jennifer@diamondnestegg.com & we will connect you with a colleague who will create your customized annuity plan for you. Drop us a note - what do you want to hear about next? Support the show...

Is private credit really a $2 trillion ticking time bomb for markets? In Part 2 of our Private Credit Mini-Series, we break down the current "run" on private credit funds - from interval funds gating redemptions, to BDCs trading at steep discounts, and what the latest hard data shows about credit losses. Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate h...

Private credit has returned 10.34% on average over the past 5 years, 10.6 percentage points more than investment-grade bonds. What is private credit, how are these returns possible, and what are the risks? Is this the next subprime crisis waiting to happen?  Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily...

$2,400 to $3,100 every month for life? Let's get to know a unique, not often-talked-about type of annuity that continues to guarantee top payouts right now and it may also help lower your required minimum distributions and taxes - see how much you might get every month for the rest of your life 👉 what is a QLAC (qualified longevity annuity contract) and who should buy a QLAC ? Drop us a note...

Here’s our take after 30+ years - is Fidelity, Schwab or Vanguard better? Who wins on the lowest fees, the best rates, security, etc. and should you switch? Plus, what should bond investors keep in mind? Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate how you lead with insight from today’s most influential executives. Listen on: Apple Podcasts   Spotify Supp...

Buying the S&P 500 upside with full downside protection via a 7% to 9% fixed indexed annuity (FIA). Learn how FIAs work, the advantages & disadvantages and who might consider buying one. Drop us a note - what do you want to hear about next? C-Suite Perspectives Elevate how you lead with insight from today’s most influential executives. Listen on: Apple Podcasts   Spotify Support the s...

Bad financial times have historically coincided with/been preceded by U-shaped yield curves - what we have right now. Is the current U-shaped yield curve an omen for what's to come and should you stop buying 2, 5 and 7-Year Treasury Notes? Plus, what's the difference between a normal, U-shaped and inverted yield curve, and what do they mean? Drop us a note - what do you want to hear abou...

Buy the dip vs protecting your money: does war necessarily mean a market crash? What can we learn from past conflicts? And how can you best protect your money right now? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club a...

An up to 15.92% APY-equivalent cash bonus offer from Morgan Stanley that’s FDIC-protected - and their biggest cash offer yet. Is this better than the Marcus by Goldman Sachs cash bonus offer, and what's the catch? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercha...