Diamond NestEgg

The top 5 CD rates of up to 5.00% and the top MYGA rates up to 6.30% for five years: who might want to buy CDs vs Treasuries vs MYGAs? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to know about top r...

A CD-like product that may potentially triple your money (tax-free) for long-term care? And without a formal medical interview or underwriting? Up to $6,790 per month, potentially tax-free for a 65-year-old female in the best risk class who invests $100,000 now and needs long-term care at age 85? See how this annuity with long-term care rider works, and who might (and might not) want to consider i...

SCHD (Schwab US Dividend Equity ETF): Is SCHD the best dividend fund when the S&P 500 and everything else around you is collapsing? Or are VIG, VYM and FDVV better? Which dividend fund wins? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN...

Are you foolish to lock in rates at 5%+ now? Or even 6%+? Especially as Treasury yields seem to be freefalling week-after-week? Where did Treasury yields close out the week, and what are the top rates on multi-year guaranteed annuities and fixed indexed annuities with income riders that will guarantee you a lifelong income? Drop us a note - what do you want to hear about next? Support the show 💎...

Up to 44.5% S&P upside on a market-linked CD from JP Morgan? Principal-protected and FDIC-insured too? Are market-linked CDs better than bank CDs, fixed indexed annuities (FIAs) and structured protection ETFs (buffer ETFs)? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰...

Cashed out of the market to stay safe? But are you losing money in your money market fund? Should you really keep all your cash in a money market fund and how much more could you earn with a 10-Year Treasury and/or multi-year guaranteed annuity? Annuities explained! Let's walk through the five different types of annuities that interest our Diamond NestEgg community and how you can go about ch...

Best places for your cash during uncertain times? Is SGOV better than BIL, VBIL, T-Bills & money market funds like VUSXX FZFXX & SNSXX? Which would we choose? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and...

Can VYM protect you against a market crash? The answer may surprise you. Let's review Vanguard's High Dividend Yield ETF: 1 - How does VYM select the stocks it invests in? And is VYM’s portfolio really set up to be  defensive in a crisis? 2 - What is the track record of VYM? Has it historically delivered predictable and growing dividends? And what about total returns? 3 - Who might want...

NOTE: We would highly recommend that you watch this episode on YouTube as the visuals are fairly important in this episode. Rates are at multi-year, and even multi-decade highs! Lock in up to $22,195 with a 30% bonus on this top fixed indexed annuity with income rider before rates come down and/or it disappears? This is one of the best offers that has crossed our desk this year so far for an inves...

A 30% extra bonus right now for up to $22,195 in guaranteed lifelong income per year on a $100K investment? Let's talk about one of the most attractive offers on a fixed indexed annuity with income rider that has crossed our desk recently, and see what the specific rates and conditions are, and how much an investor might earn from this special FIA with an income rider while rates are at multi...

Should you "buy the dip" with SCHD? 393% dividend growth over the past 13 years - is SCHD (Schwab’s US Dividend Equity ETF) really the best of both the “income” and the “growth” worlds and a good source for inflation-protected income? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Je...

How high might yields go? A 5.91% 10-Year Treasury or possibly even a 6.10% 30-Year Treasury? Plus, what might bring them crashing down again, and what should investors do now?  Watch on in Part 2  of our Treasury Yields To Infinity & Beyond Series and find out! Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for mo...

Are bond yields headed to infinity and beyond? What a crazy week it’s been for Treasuries, with the 7-year auction yield hitting a 33-year high! What can you do if you missed this week's auctions? And what do the latest top rates look like for fixed indexed annuities (FIAs) and multi-year guaranteed annuities (MYGAs) look like? Drop us a note - what do you want to hear about next? Support the...

6.00% for 5 years? Or 6.05% for 7 years? Which would you go for? So, the Fed raised rates for the first time in three years to fight inflation. Equity markets ended the week more or less unchanged, with bond yields mostly up, but the very long end flat, and even down. Is this a lifetime opportunity for top rates or are you waiting for higher? Drop us a note - what do you want to hear about next? S...

Tech bubble, inflation, war 👉 what might be the best defensive play at the moment - VOO | VFIAX & VFINX or a defensive fund like PFPRX? Let's compare the historical performance of these S&P 500 leaders vs a permanent portfolio like the one that Harry Browne popularized at the height of the Vietnam War and our country's 1970s inflation/stagflation crisis! Drop us a note - what do...

The 10-year Treasury note skyrocketed very close to the magical 5% last week, with yields up by double-digit bps across the board - that's a lot in bond-land. What drove this rise in Treasury yields and what are the top Treasury, FIA and MYGA rates showing right now? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube...

What if you retirement plan fails? What’s your target number? And are you afraid to run out of money halfway through retirement, or have you actually stress tested your income, taxes, Social Security and spending to see how long your savings may last?  Let's talk about how you can do this and improve your chances of success using Boldin's retirement and financial planning software! Drop...

9.64% yield on baby bonds from Adamas Trust: might ADAMH with its 9.875% coupon be right for you? Many people have never heard of baby bonds, and they are not easy to find on most popular brokerage platforms, so let's go through what they are, their advantages and disadvantages, and where can you find them!  Drop us a note - what do you want to hear about next? Support the show 💎 Join our 20...

Over the past 20 years, total inflation was a staggering 64%. Well - imagine getting an inflation-adjusted guaranteed paycheck that lasts for as long as you live? Let's talk about COLA riders and inflation-protected annuities that can help you do this, and see what the numbers might look like! Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond...

6.00% for 5 years? Or 6.05% for 10 years? Which would you go for? So, the best August jobs report in almost 30 years was released last Friday, on the heels of renewed shooting and bombing in the Gulf. In the end, markets pretty much continued their recent trends, meaning stock prices and bond yields all went up, but by how much and is this a lifetime opportunity for top rates or are you waiting fo...

Fidelity just released their 2026 Retiree Health Care Cost Estimate & its the highest its ever been. What can you do to prepare for this?  Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to know abo...

Is Fidelity’s fee-charging FXAIX better than Fidelity’s no-fee FNILX? The answer may surprise you! See how Fidelity's no-fee ZERO funds (FNILX, FZROX, FZIPX & FZILX) have performed relative to their fee-charging equivalents (FXIAX, FSKAX, FSMAX & FTIHX) & whether the switch might be right for you.  Drop us a note - what do you want to hear about next? Support the show 💎 Join our...

Looking for higher-yielding income investments? JBBB is paying 5.97%, with monthly cash payouts. Is JBBB safe and stable enough for you? What's our perspective? Or is JAAA better? What's the difference between the JBBB, JAAA & T-Bills? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses fr...

Is the Fed ready to raise rates again? T-Bill yields jumped higher than they have in weeks, and so did everything up to 7 years, following Fed Governor Warsh's renewed commitment get inflation back down to 2% at this past Friday's annual Jackson Hole meeting  Are markets buying it and where did Treasury and annuity rates end the week? Drop us a note - what do you want to hear about next?...

6% agency bonds: the last time this happened was over 3 years ago, and we are now at similar levels. Are agency bonds as safe as Treasuries and what are the risks? Drop us a note - what do you want to hear about next? Support the show 💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!  💰 Supercharge your income 👉 JOIN our VIP Investment Club and be...