Dave and Dharm DeMystify

This week in part 1 of a 2 part special, we chat with Craig Massey and Richard Boase from Satoshi Block Dojo about their mission to educate, train and elevate start-up entrepreneurs. We talk about the opportunity, the BSV (BITCOIN) standard, and why they are both convinced Craig Wright is Satoshi Nakamoto.

We chat with Gillian Lee about how DBS Bank uses personalisation to enhance its customer proposition through its Intelligent Bank strategy and proposition.

Laura and Holly Pomfret set up Financielle, a service aimed at helping women become more financially confident and adept. They realised that many financial products do not speak to women, leading to a lack of trust, low financial confidence and a lack of action when it comes to investing for the future.

Paul Schulte helps demystify Crypto, Proptech and how China is using these technologies to transform society and the implications for the West. Paul is the founder and editor of Schulte Research, a company researching banks, financial technology, bank algorithms and credit algorithms. He has just written a book about the digital transformation of property in China. We chat crypto, prop-tech, 5G an...

This week, our guest is Gihan Hyde. Gihan has recently launched Communique, a consultancy focused on helping brands with their ESG communications. Gihan helps demystify ESG and talks about why it is so important to fintechs and the FS industry more broadly.

This week we chat with Paula Rothman, the Social and Content Lead from the Brazilian bank Nubank. Paula talks to us about why Nubank is so successful at harnessing the power of social media. Nubank has over 40 million customers and a valuation of $55bn, so they must be doing something right!

Our guest is Afshan Dadan co-founder of Whitesight, a Fintech research and insight company. We chat to Afshan about their proposition, what they are hoping to achieve and the Fintech scene in Indian.

Listen in to some proper fintech history as Dharm and I look back to when we worked with the Woolwich Building Society to deliver online and mobile banking in the late 1990's. We are joined by Brian Cox who was the project lead at the time. The Woolwich were pioneers and we were lucky to be there. The Woolwich was later sold to Barclays.

We chat with Chris Skinner about purpose-driven banking and some of his predictions for the future that have come true. Chris Skinner is known as one of the most influential people in technology and an independent commentator on the financial markets and fintech through his blog, the Finanser.com.

In this weeks episode, we talk to Dorel Blitz VP of Strategy and Business Development at Personetics. Dorel talks to us about how personalisation is delivering customer value through the Personetics platform, and how automation and self-driving finance are the future.

In this weeks episode, Dharm and I chat with Benjamin Fernandes. Benjamin is the founder of Nala (https://www.iwantnala.com/), a fintech based out of Tanzania. Nala is on a mission to make remittances to East Africa, faster and cheaper. Benjamin's story and passion for solving problems speak to the incredible story that is FinTech in Africa!

Our guest this week is Helene Panzarino. Helene is an experienced fintech professional, former banker, investment readiness consultant & business advisor. She is a creator of fintech innovation programmes, lecturer, board member and author. Helene talks to us, about SME banking.

This weeks guest is Martin Hyde, the Head of HSBC Kinetic, the recently launched mobile banking proposition focused on small businesses. Martin talks about why the Bank launched Kinetic and how it fits into HSBC's portfolio of commercial offerings. He also talks very passionately about why a customer-led, design thinking approach was adopted for the project to get Kinetic launched.

In this specially extended show, our guests are Peter Deming, Warburg Pincus's MD for London and European Head of FS and Tom Bentley CCO of Vodeno, one of Warburg's recent acquisitions. We chat about Warburg's vision and acquisition strategy and how these are being driven by the seismic changes happening in financial services, including embedded banking, Baas, mobile and enriching the customer exp...

On this week's show, we welcome Ben Joakim. Ben is currently Head of Strategy for Principality Building Society and is a NED for FinTech Wales. He was previously founder and CEO of a FinTech start-up Disberse (https://www.disberse.com/), whose mission was to ensure greater transparency, velocity and accountability between donors and receivers in the aid sector. Ben talks about his experience at Di...

In this episode, the 2 D's become 3, as Dave and Dharm chat to Dan Phipps from Truth Consulting Partners about Digital Transformation. Dan was until recently Head of Digital for HSBC in Asia and was one of the driving forces behind digital change and adoption in the Bank. Dan gives us the benefit of his experience over the last decade, providing valuable observations and insight that will appeal t...

This week, Dave and Dharm talk to Samora Kariuki from Finbank S.A. in Burundi about FinTech in Africa. Samora is incredibly knowledgeable and insightful about the topic having worked in digital finance for many years. A big takeout; how digital is truly globalising so much. Samora publishes a brilliant newsletter: Fintech Frontier (https://frontierfintech.substack.com/) which is well worth subscri...

Dave and Dharm have a fascinating discussion with Yves Roesti and Fraser Wilkie of Synpulse and Nick Wilde from Thought Machine about why Asia is rapidly becoming one of the most advanced regions for FinTech. Tied into this, we also discuss why the future of digital FS requires a much more creative and customer-centric approach.

In this episode, Dave and Dharm look across the fintech landscape and chat with Jim Marous about a wide range of topics, including the trip to China that Dave and he went on last year. Jim offers such a wise perspective on what is going on and truly demonstrates, why he is one of the top 5 fintech influencers in the world.

In this episode, Dave and Dharm talk to the amazing April Rudin about WealthTech. She helps demystify the digital opportunity in wealth management and gives a direct and honest appraisal of key trends in wealth management including mobile and social media. April is CEO of the global wealth management marketing firm, The Rudin Group, (https://therudingroup.com) and has been recognised by Onalytica...

In this weeks episode, Dave and Dharm chat to Jerry Blanton. Jerry was formally the Head of Customer Experience Design and Marketing at CitiBank FinTech Asia and EMEA, based out of Singapore. Jerry talks through why the Brand is important and helps demystify why it is so much more than a logo and corporate colour palette.

In this episode, Dave and Dharm are joined by Rahul Sanghi and Aaryaman Vir who DeMystify the India Stack. They talk about what it is, its origins, what has been achieved so far and the incredible opportunity it offers India for innovation in Fintech going forward. For further reading on the subject look no further than https://tigerfeathers.substack.com/ and the article "The Internet Country. How...

In this episode, Dave and Dharm chat to Ron Shevlin, Director of Research at Cornerstone Advisors and Senior Contributor at Forbes, Fintech Snark Tank (bit.ly/FintechSnarkTank). We discuss with Ron emerging trends in the US financial services landscape and how these compare to the UK. He also discusses how communities of interest are the new community banking opportunity.

In this episode, Dave and Dharm chat to the legendary David Birch, who helps to demystify the topic of digital identity. David does an incredible job of taking this complex subject and making it understandable.

In this episode, we talk to the award-winning Archie Hesse, CEO of GHIPSS. GHIPSS is a subsidiary of the Ghanaian Central Bank with a mission to re-engineer Ghana's payments system. Its mandate was to make it simple for citizens to access banking, ensure banking was flexible to use and secure. GHIPSS has transformed Ghana's underlying infrastructure, ensuring that the Ghanaian banking system is tr...