Dave and Dharm DeMystify

Fabian Mohr, CEO of UnitPlus and Johan Hellman, CEO of ETFmatic talk about UnitPlus, a new product offering customers instant access through a debit card to their investments. It is true product innovation in the fintech space!

In this episode, it's back to the 2 D's alone. Dharm demystifies the topic of Composable Banking for Dave.

Hubert Danso is the CEO of the institutional infrastructure investment platform, Africa Investor. Hubert talks to us about the potential of Africa to drive a green industrial revolution, and the importance of investment to make that happen.

Our guest this week is Gail Bradbrook, one of the founders of Extinction Rebellion (XR). We talk to Gail about the Climate Emergency, the aims and approach of XR and why Gail believes that the entire financial system has to change.

This week we welcome Aiko Yamashita, leader of the Norwegian Bank DNBs ESG data task force. Aiko talks about what they are doing, why they are doing it and how it is being accomplished.

We welcome Peter Glyman from Jack Henry and Ben Soppitt from Unifimoney to chat about the work that they are doing together to bring an investment solution to the Community Finance Institutions. Through Jack Henry's Banno solution, Unifimoney enables Community Banks and Credit Unions to offer their customers investment solutions, including cryptocurrencies.

Araminta is the founder of Mint Studios, a content specialist company working with Fintechs to maximise the sales opportunities of focused and SEO-friendly content. She chats about how to use content to drive acquisitions.

In this episode, our guest is Theodora Lau, joint author of the book "Beyond Good". We chat with Theo about the book and some of the stories it spotlights. We also talk through some of the emergent trends in fintech, such as #BNPL, which are not always positive forces for change.

Simon talks to us about the payments side of open banking, and why this is an emergent opportunity that he identified with the launch of his latest venture PENG which provides an alternative to cards for point of sale purchases. To find out more: https://www.youtube.com/watch?v=KFOAxDBE-TA And https://pengpay.io/

We discuss with Kareem Saleh of Fairplay how bias has found its way into the algorithms that financial institutions use for decision making, and what Fairplay is doing to address the issue.

In this special episode for Earth Day, we chat with Communique's Gihan Hyde, ecolytiq's David Lais, and the author and fintech expert Chris Skinner about how financial services can respond positively to the challenges of our impact on the planet!

We chat with Maria Harris from the Digital Cat Consultancy about the changes she is working on regarding how homes are bought and sold in the UK as Chair of technology for the Home Buying and Selling Group.

In this episode, we chat with Stina Söderqvist, Science Manager from Dreams, a Customer Engagement and Well-Being platform from Stockholm. Stina talks about how they are using behavioural science to create a product that is focused on making saving as easy as spending.

This week's guest is Guy Dickinson, the founder of Betacarbon, a fintech hailing out of Sydney, Australia. Guy talks to us about the problems with offsetting, and how Betacarbon is looking to help towards a net-zero future by tokenising carbon credits.

We chat with John Findlay, CEO and Co-Founder of Lemonade XP, a learning experience and digital adoption platform that is designed specifically for financial institutions.

In this special episode, Dharm and I chat to Lou Carlozo from the Bankadelic podcast about what we think is important!

In this episode, we chat with Dexter Penn, the founder of Kalgera, a company using AI to identify and protect the vulnerable from financial harm. Dexter trained as a doctor, and it was his experiences on the wards that led him to found the business.

In this episode, Dharm and I chat with the incredible Ken Okoroafor, co-founder (with his wife Mary) of the Humble Penny, a personal finance site with the mission of helping people Create Financial Independence and Money Joy. Ken talks to us about his aims with the Humble Penny and why he believes there is an advice gap!

In this week's podcast, Dharm and I chat with John Blicq. John is an Associate Director of Innovation for NAB, and also the author of the fascinating book ‘𝘿𝙞𝙜𝙞𝙩𝙖𝙡 𝙏𝙬𝙞𝙣𝙨, 𝙩𝙝𝙚 𝙉𝙚𝙭𝙩 𝙃𝙪𝙢𝙖𝙣 (𝙍)𝙚𝙫𝙤𝙡𝙪𝙩𝙞𝙤𝙣’ that explores the way the emergence of DigitalTwins and DigitalHumans will eclipse banks and insurance companies who are only equipped to service physical humans with physical assets. We discuss the b...

In this episode, our guest is the incredible Richard Turrin, who helps demystify the concept of Central Bank Digital Currencies (CBDC). Based out of China, Richard has a ringside seat on how China is transforming into a cashless society - a theme picked up in his latest book Cashless. He talks us through what a CBDC is and why he believes they are the future.

In this weeks episode, we talk to Nick Heller, CEO and Founder of the fintech Tomato Pay and Jonathan Holman, Head of Digital for Corporate & Commercial Banking at Santander, about SME's being an underserved segment and how a fintech and a bank are collaborating to address that.

In this weeks episode, we chat with John Saunders and Conor McDermott from Monument Bank. Monument has recently been awarded a full and unrestricted bank licence in the UK. It has a very targeted proposition focusing on lending and saving to the affluent. John tells us about the history of the bank, and Conor talks to us about how the lending products can add real value to customers.

Our guests are Brett King and Richard Petty, who talk about their new book: The Rise of Technosocialism: How Inequality, AI and Climate Will Usher in a New World. In this very timely publication, we discuss how the confluence of Climate Change, Technology and Social changes will profoundly affect society and how humanity can respond.

This week we chat with Ulrich Pietsch, CEO and co-founder of Ecolytiq, a company based out of Germany that provides a Sustainability-as-a-Service® solution that enables financial institutions to offer their customers environmental footprinting and personalised impact offsetting and ESG investments.

This week in part 2 of a 2 part special, we chat with Craig Massey and Richard Boase from Satoshi Block Dojo about their mission to educate, train and elevate start-up entrepreneurs. We talk about the opportunity, the BSV (BITCOIN) standard, and why they are both convinced Craig Wright is Satoshi Nakamoto.