Crushing Debt

One of my goals is to read - I've set a goal of 30 books in 2019 and I will smash that goal (I'm on book number 24 as this episode is released, although I was working on book 23 as I recorded the episode).  When I mention "reading" books, I mean legitimately reading physical books or books on my kindle. I am not including audio books, because I listen to podcasts while I drive around. In this epis...

On this week's episode of the Crushing Debt Podcast, I answer more listener questions related to foreclosure law and title law, and I continue to describe my love-hate relationship with foreclosure mediation. If you have questions that you want me to answer on future episodes, please interact with me on social media, send me an email at Shawn@YesnerLaw.com or contact me through the website www. Ye...

Nick Raithel has been a great friend and resource to The Crushing Debt Podcast, introducing us to some of our best guests, being a guest himself on episodes 64 and 91, and having me on his show - 7 Rules for Real Estate Investing. Nick was kind enough to provide us with a portion of the content from when I was on his show, Episode 9, which is the topic of today's episode. Nick and I talk about my...

This week's guest on the Crushing Debt Podcast is one I've been trying to get on the show since its inception, so I am so excited to have him on finally! Charles Shapero is the owner of Widget Bookkeeping & Tax, where his mission is to help his clients pay the lowest amount of tax legally possible using his knowledge of the Internal Revenue Code and his 20+ years experience as a CPA.  I met Charle...

This week's episode of The Crushing Debt Podcast is my interview with Adam Ulery and Kevin Galang, Tech Guys Who Invest. I had the honor to be guest number one on the Tech Guys Who Invest Podcast a while back and wanted to return the favor by having the guys on my show. Adam invests mostly in multi-family properties and Kevin invests mostly in promissory notes. They both invest as a way to get pas...

This week's podcast was inspired by our friend and Realtor Tom Scaglione, an agent at Future Home Realty. https://www.facebook.com/tom.scaglione Tom has forgotten more about the Tampa Bay Real Estate market than most Realtors will ever know. Tom posted about the various laws that passed during the 2019 FL Legislative Session like: Legislation related to expired or old permits Approval of remote no...

In this week's episode of the Crushing Debt Podcast, I interview Linda McElhaney. Currently, Linda works as a purchasing manager at Freedom Square Nursing. As a side-gig or side-hustle, Linda started a Mary Kay business and is now working on being a Director. Some benefits of having her Mary Kay business, Linda has: Learned to Budget, Plan and set Goals; Grown as a person and professional; Has Ext...

In this week's episode of the Crushing Debt Podcast, I talk about Preparation. Twice a year, my community has a garage sale.  I find Garage Sales to be low-risk environments to practice your negotiation skills. This is the fourth time I've had the opportunity to practice something at my community's garage sale to help my negotiation skills. If you want to listen to previous episodes on this topic:...

I'm excited about this week's episode of The Crushing Debt Podcast, because my guest didn't know she was going to record an episode when she walked into my office, and her boss has been trying to get on the show for a while now. I've known Madison Thayer, the Community Connector for SEC Inspection Services for a little more than a year.  I've know her boss, and the owner of the company, Melissa Me...

On this episode of The Crushing Debt Podcast, we talk about Solar with Tim Converse of Solar Solutions, Inc. Tim has owned Solar Solutions for more than 22 years and has been in the solar industry for 26 years. Tim's company can provide an energy audit to see if Solar is good for you.  You can use solar to heat your pool, power your house, and provide you a tax credit (which does diminish every ye...

In this week's episode of The Crushing Debt Podcast I talk about Discovery, the process by which the parties to a lawsuit determine, challenge, narrow, and identify the evidence to be used in proving their case to the judge and/or jury. There are different types of discovery.  Depositions are questions asked in an interview style, under oath. Request for Admissions are written statements that the...

This week, our guest on the show is Steve Hechtman of Rapid Approved Financing, LLC, an alternative business lender. Steve started the company in 2006 to be an additional source for lending if and when the banks won't lend money. Steve can help with hard money loans, business loans or real estate loans. All of Steve's loans are non-residential, meaning if the loan is going to be supported by your...

I've been saving up stories of banks (and their attorneys) doing things that make no sense, or doing things that are plain dumb. For example: Wells Fargo arguing with me over getting paid $30 too much in a short sale. Opposing counsel requiring an affidavit to cancel a sale on a loan that was paid off in full. Deutche Bank cancelling a sale to do a loan modification on a house the client wanted to...

We have Chris Calandra from Elliott Wealth Management Services back on the show to talk about the benefits of life insurance.  Chris and Elliott Wealth are now sponsors of The Crushing Debt Podcast, and you can support them by going to the website - www. ElliottWealth.com  to request your free 15-minute life insurance checkup. A service offered only to listeners of the Crushing Debt Podcast. In th...

In this week's Crushing Debt Podcast episode, we have a returning guest, Paul Moore of Wellings Capital. Paul was a guest on Episode 78 talking about reducing tax liability using multifamily investing, and promoting his book "The Perfect Investment." In this week's episode, Paul is back to talk about: 1. Two new private equity funds Paul has launched for real estate investors, an income fund and a...

In this week's episode of The Crushing Debt Podcast, I talk about a Federal law that went away, came back in the form of a Florida law, and now is back as a Federal Law - The Protecting Tenants in Foreclosure Act. The federal version of the law allowed a tenant to remain in his lease if the house was taken in foreclosure, except under certain circumstances. The Florida version of the law required...

In this week's episode of the Crushing Debt Podcast, I interview attorney Derek Bernstein.  Derek practices personal injury law, represents doctors in PIP (personal injury protection) lawsuits, handles family law matters, and represents small businesses. In this week's episode, we talk about: Derek's YouTube channel has over 70 videos on different legal topics; How Derek & I met (hint: SEO from ye...

When someone hires me to file a bankruptcy for them, one of their first questions is "how will this impact my credit?" My concern is eliminating their liability. What good is a credit score that is smashed from unpaid bills and creditors chasing you? Some topics I cover on this week's show: Should you be behind in payments to negotiate debt? How will negotiation of the debt affect your credit? Cre...

Welcome to the first episode of Year 4 of The Crushing Debt Podcast! This week's episode is an interview with Chris Calandra of Elliott Wealth Management Services, LLC. Chris is also the host of the Simply Financial Podcast , an innovative, comprehensive, informative and cutting edge Podcast that discusses financial topics ranging from personal finance, economics, politics and personal growth. Sim...

Welcome to the last episode of the third year of the Crushing Debt Podcast! When this episode is released, I will be at Podfest Multimedia Expo 2019, attending for the third year and speaking for the second year in a row! As I reflect on last year's episode of the podcast, I am really happy about the goals that I've accomplished between Podfest 2018 to Podfest 2019. I've got 3 goals for Podfest 20...

In this week's episode of the Crushing Debt Podcast, I review the major clauses of a standard Mortgage.  I remember closing on my house(s) and reading the mortgage.  Some sections I knew were boilerplate and some sections I slowed down to read.  Also, in the course of representing homeowners buying their first home, I typically read the mortgage. This week's podcast episode comes from a question f...

In this week's episode of The Crushing Debt Podcast, we talk to our friend and fellow attorney Scott Smith with Royal Legal Solutions, and host of the Real Estate Nerds podcast. Scott and I discuss asset protection issues for real estate investors, but could be used by any business owner, entrepreneur, or solopreneur. Specifically we talk about: - Business owner protecting themselves from frivolou...

On this week's episode of the Crushing Debt Podcast, I want to talk about real estate investing, specifically: - Entity Structuring (LLC v. C-Corp v. S-Corp) - Subject-to Transactions / Due on Sale violations - Wrap-around Mortgages - Using Florida Land Trusts - Investing Podcasts I listen to regularly - Investing in distressed properties Please listen to the episode if you want to learn how to ob...

In this week's episode of The Crushing Debt Podcast, we interview our friend Scott Carson of We Close Notes.  We first met Scott at Podfest 2018 and look forward to spending time with him again at Podfest 2019.  We were also happy to be a guest on Scott's Show - The Note Closers show . Scott buys and teaches others to buy non-performing debt at a discount, and then negotiates to help people stay i...

In this week's episode, we interview Ryan Abremski, Director of Business Development for Executive Care, a home care company. Health care costs are one of the main reasons that someone files for bankruptcy. As we age, health care becomes an increasing concern. But what if we're still "young" and need a bit of help around the house while recovering from surgery, or if we have some medical issue tha...