Crushing Debt

Welcome to show 200 of The Crushing Debt Podcast! To kick off 2020, I talk about the Top 20 ideas to reduce or eliminate your Debt.   I talk about everything from Bankruptcy to Negotiations, and everything in between (if I listed them all here, you wouldn't need to listen to the show). I really appreciate all of you who have listened to a single episode or subscribed to the show, or supported it i...

A confession - I miscounted and thought that today's episode would be Episode 200 of The Crushing Debt Podcast, so when you listen to that episode next week (please subscribe to the show - its free), it will sound like it was supposed to be released today. Therefore, for Episode 199, I thought I'd talk a bit about networking.  Where do I network, why, and what are some different ideas I have to ge...

This week's guest on The Crushing Debt Podcast wants you to attain financial independence or less outside of the Wall Street Casino.  He is the host of the Income Hacker podcast, Ryan Wright. You can go to his website - www. DoHardMoney.com/Crushing-Debt-Podcast for a free copy of his book "How to Get More Money Than You Can Handle" and check out his Real Estate Guide to Finding Deals. Ryan and I...

On this week's episode of The Crushing Debt Podcast, Jack Bosch, The Land Guy. Jack came to the United States in 1997 with two suitcases. We talk about Jack's system for land flipping, which has made him financially independent.  Jack focuses on land valued between $10,000 and $100,000, and we talk about the three (3) types of properties he invests in and who he sells to, plus his Financial Philos...

Michael Watkins was a guest on the Crushing Debt Podcast almost 100 episodes ago, in Episode 97, talking about tax savings through cost segregation. In today's episode, Michael and I discuss wealth transfer, including, his company Tampa Bay Advisory, LLC, his start in the financial services industry, advice for people nearing retirement, and Michael's new project, Retirement Tampa Bay. My take-awa...

In this week's episode of the Crushing Debt Podcast, we interview our friends from Tax Resolution Task Force - Andrea Pope Bauman, CPA, and Jake Blanchard, Esq. I've known Andrea as a Chapter 7 Bankruptcy Trustee, a position she held for nearly 20 years prior to recently stepping down from that role. However, prior to being a Trustee, Andrea was an IRS Revenue Officer. She's taken that experience...

Happy Thanksgiving from The Crushing Debt Podcast and Yesner Law. While it has become an annual tradition to use the show to list what we are most proud of accomplishing in the previous year, I also talk about two topics, inspired by listeners, on today's show: 1. Why did I form an LLC if it doesn't protect me? 2. As the seller of real estate in Florida, what do I have to disclose (the Johnson v....

On this week's episode of The Crushing Debt Podcast, we interview our long-time friend and referral partner, Barb Kyes, managing partner of ActionCOACH Tampa Bay. Long-time listeners may remember that we had Barb's daughter, Juliet Kyes on the show way back in Episode 63 and we're thrilled to have Barb on this week's show. Contact Barb at Barb@ActionCOACHTampaBay.com or www. ActionCOACHTampaBay.co...

In this week's episode of The Crushing Debt Podcast, I interview Robert Farrington, The College Investor. Robert started his website and blog - www. TheCollegeInvestor.com - in 2009 after hearing some pretty scary financial advice that he was not okay with. His website is filled with personal financial topics for millennials (and others), with a focus on escaping student loan debt. Robert also has...

On this week's episode of The Crushing Debt Podcast, we interview Mark Willis of Lake Growth Financial Services.  Mark is a Certified Financial Planner, and Host of The Not Your Average Financial Podcast. On today's show, we talk about: How can an entrepreneur "fire" their banker. How can people meet their financial milestones without unnecessary risk? How to protect your assets in the event of a...

Happy Halloween! This episode of the Crushing Debt Podcast is all about Bare Bones, or Skeleton Bankruptcy Petitions (I guess that's two spooky topics). A normal bankruptcy petition is in the range of 50 pages, although the first 6 - 7 pages are all that's needed to file and start the case. That's what we mean by "bare bones," only the first 6 - 7 pages, followed up at a later date by the remainin...

On this week's episode of the Crushing Debt Podcast, we highlight our sponsor, Tampa Business Funds, LLC and Steve Hechtman, through their website EasyStartUpFunds.com and TampaBusinessFunds.com. You may recall Steve, and his eclectic ukulele from Episode 164 - Alternative Business Lending. Do you need startup funds for a new business, CBD grow facility, equipment leasing, construction equipment f...

What did you always want to know about bankruptcy but were too afraid to ask? We've got some great listeners of The Crushing Debt Podcast who send in questions from time to time, and if they have these questions, likely you do too. On today's episode, we answer about: - Reaffirmation Agreements - Lien stripping in Chapter 13 - Filing bankruptcy for personally guaranteed debt of an LLC Please conti...

On this week's episode of the podcast, I interview Certified Financial Planner David Wilson Flores. David and I talk about: - How to lower the cost of college and maximize financial aid to minimize debt. - Creating a year end financial planning checklist to save money and minimize savings. You can read David's successful blog and get more information at www. PlanningToWealth.com  or email him dire...

This week, we have our friend Chris Calandra with Elliot Wealth Management Services, LLC, as a guest talking about the seven wealth building rules: 1. Importance of Goal Setting 2. Preparation is Key 3. Developing a Wealth Building Plan 4. You Need a Team 5. Tracking Progress 6. The Power of Diversification 7. Be Careful with Debt You can find Chris at ccalandra@elliottwealth.com  or www.elliottwe...

This week's episode of The Crushing Debt Podcast is the result of a client question - what happens to judgment liens that attach to inherited property? First we have to talk about when liens attach to property and the different kind of liens, then we have to discuss what happens when the person passes who owes the debt.  This week's episode touches on both lien and probate issues. If you have a ju...

Did you know that the Bankruptcy Court for the Middle District of Florida will be the first bankruptcy court in the Country to roll out a program designed to help borrowers repay student loans in a bankruptcy? As of October 1, 2019, the US Bankruptcy Court for the Middle District of Florida will begin to offer a modification program within the bankruptcy to help borrowers negotiate and reduce the...

In last week's episode of The Crushing Debt Podcast, we interviewed Cole Boling of The Boling Group Coaching & Consulting Services. Those who recall, Cole also has a background as a Realtor and it was his wife, Jamie, that was the listener who reached out to me. This week's episode of the show is my interview with both Jamie and Cole around their real estate business.  Jamie is a Realtor with Kell...

It's great meeting fans of the Crushing Debt Podcast, which is how I met my guests this week, and next week. Cole Boling, owner of The Boling Group Coaching and Consulting Services, has over 2500 hours of coaching businesses large and small on setting and achieving goals. While Cole started as a Real Estate Agent, his coaching programs fit any type of business owner, including Realtors and other p...

In this week's episode of The Crushing Debt Podcast, I'm joined again by our associate attorney Lauryn as we discuss a few different topics, including a few listener questions. What is a TRIM Notice? Lauryn's first hearing (solo) as an associate attorney How we helped two different clients eliminate garnishments How we scared off a creditor with one letter Listener Question - how a lien can be rem...

This week's Crushing Debt Podcast Episode is inspired by a few financial advisors we know, including past guests like Forrest Baumhover, and our sponsor, Chris Calandra with Elliot Wealth Management Services. When someone files bankruptcy, their concern is "what can I keep?" That question is answered by reviewing the debtor's exemptions - those things protected under State or Federal Law.  One of...

In this week's episode of The Crushing Debt Podcast, I again visit the Freddie Mac (Federal Home Loan Mortgage Corporation - FHLMC) Exclusionary List. For those who don't know what it is: if a real estate professional (Realtor, Mortgage Originator, Title Company, Inspector, Appraiser, Attorney, etc.) finds themselves on the List, they cannot participate in a real estate transaction involving Fredd...

We have a special guest host on today's episode of the Crushing Debt Podcast, but don't let the cuteness distract you from the content of the episode. Today's episode is a discussion of Florida Statute 501.1377 - Violations involving homeowners during the course of residential foreclosure proceedings. The statute defines: Equity Purchaser Foreclosure-Rescue Consultant Foreclosure-Related Rescue Se...

Last month was a bit rough. But I've always been a believer in mindset and the power of mindset to lift someone out of a bad mood. I appreciate all of you as listeners of the show and thought I would share some of my favorite positive quotes, as a way to lift myself out of this funk, and as a way to help you when you hit a rough patch. Some of these are mine, or I've heard from family. Others I've...

Crushing Debt Podcast audience, meet Lauryn Fabrizio, our new associate attorney at Yesner Law. Lauryn will be joining me from time to time to "co-host" the show, answer your questions, and provide additional knowledge and an additional perspective. On this week's show, we answer a few listener questions regarding various issues, including landlord/tenant law. To contact me with questions, please...