Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Chairman Kyle S. Hauptman's Testimony Before the House Financial Services Committee. Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the ins...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ This epsiode covers the FDIC Risk review for 2026. Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out. Hire us and gain: • Peace of m...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Proposes to Modernize Rules on Loan-Related Compensation The NCUA Board has issued a proposed rule that would update a regulation last revised more than 30 years ago — the rules governing how credit union employees and officials can be compensated in connection with loans to members. What NCUA is proposing: Adding a new regulator...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Proposes to Eliminate Financial Literacy Training Deadline for New FCU Directors The NCUA Board has issued a proposed rule that would remove the requirement that each federal credit union director attain a working familiarity with basic finance and accounting within six months of being elected or appointed. What NCUA is proposing...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Proposes to Streamline Vital Records Preservation Rule The NCUA Board has issued a proposed rule to simplify and streamline Part 749, the regulation governing credit union vital records preservation programs. The proposal responds to years of industry feedback that the current rule, particularly its appendices, has become unneces...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Proposes to Eliminate Prescriptive Limits on Third-Party Serviced Indirect Vehicle Loans The NCUA Board is seeking comment on a proposed rule that would remove the agency's longstanding regulation governing federally insured credit union purchases of indirect vehicle loans serviced by third parties. Comments are due by May 26, 20...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA is proposing to streamline its rule on the purchase, sale, and pledge of eligible obligations (12 CFR 701.23). What NCUA is proposing: Remove the prescriptive lists of items that FCUs must address in their written purchase, sale, and pledge policies Remove the detailed code of conduct in paragraph (g) governing conflicts of inter...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA's 2025 Annual Report audio book style Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out. Hire us and gain: • Peace of mind duri...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA request for feedback on data collections. Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out. Hire us and gain: • Peace of mind...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA just released its 2026 Annual Performance Plan, and it offers a clear look at where the agency is focusing its resources this year. Here are the highlights: What NCUA is announcing: 17 annual performance goals supported by 23 performance indicators, all aligned to the new 2026-2030 Strategic Plan A commitment to issue at least 30...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA just released its 2026-2030 Strategic Plan, laying out the agency's priorities for the next five years. Here's what credit union leaders should know. What NCUA is announcing: Three strategic goals: safeguarding federally insured credit unions, enabling access to cooperative financial services and responsible innovation, and stren...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Proposes to Loosen Associational Common Bond Rules The NCUA Board has issued a proposed rule that would amend the associational common bond provisions of its Chartering and Field of Membership Manual. Comments are due by June 8, 2026. What NCUA is proposing: Eliminate the automatic bar that currently disqualifies an associational...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ The NCUA just released its 2026 Supervisory Priorities (Letter 26-CU-01), giving credit unions a heads-up on where examiners will be focusing this year. Here's what you need to know: The NCUA is doubling down on balance sheet management, with particular attention to lending, interest rate risk, liquidity, earnings, and capital adequac...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Changes for Corporate Credit Unions – 12 CFR 704.8 and 704.15 NCUA is proposing to amend its regulations for corporate credit unions by removing the requirement that a corporate credit union’s asset and liability management committee (ALCO) must have at least one member who is also a member of the corporate credit union’s board of dir...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/  the Board, seeks comment on a proposed rule to remove the segregated deposit and collateral requirements when a federally insured credit union, referred to as a F I C U, acts as a surety and guarantor. Removing this regulation will provide F I C U s with greater flexibility to design products that meet member needs. F I C U s would r...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA's 2026 Priority Letter to Credit Unions is out! Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out. Hire us and gain: • Peace of...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/  The NCUA Board, referred to as the Board, is issuing this proposed rule to streamline its regulations governing advertising and the notice of insured status. This proposed rule would eliminate provisions concerning the official advertising statement. This action is undertaken to reduce regulatory complexity, and the intended effect i...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/  The NCUA Board seeks comment on a proposed rule to remove the regulations related to approval and policies on making loans to other credit unions. While this provision would no longer be codified in regulation, Federal Credit Unions would remain subject to statutory requirements related to making loans to credit unions. Federally ins...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/  The N C U A Board is publishing this proposed rule to amend the requirements for federally insured credit unions to report catastrophic acts to the agency. By providing more time for federally insured credit unions to notify the agency of the occurrence of a catastrophic act and by eliminating the specific list of items to be documen...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Episode Title Credit Card Risk, Consumer Stress, and the 18 Percent Reality Episode Description In this episode, Samantha Shares reviews key findings from the Consumer Financial Protection Bureau’s latest Consumer Credit Card Market Report and explains what they mean for credit unions. The discussion focuses on how credit card usage h...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Changes for Guidelines for Safeguarding Member Information – 12 CFR 748 Appendix A NCUA is proposing to remove Appendix A to part 748, guidelines for safeguarding member information, from the Code of Federal Regulations. Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA insider...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Show Notes In this episode of Samantha Shares , we present an audio version of the Semiannual Risk Perspective from the National Risk Committee, Fall 2025 , issued by the Office of the Comptroller of the Currency. This report provides a comprehensive overview of conditions in the federal banking system, including balance sheet strengt...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Changes for Guidance on Response Programs for Unauthorized Access to Member Information and Member Notice – 12 CFR 748 Appendix B NCUA is proposing to remove Appendix B to part 748, guidance on response programs for unauthorized access to member information and member notice, from the Code of Federal Regulations. Are you worried about...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ "Most banks maintained relatively consistent reliance on Federal Home Loan Bank advances — including during periods of financial stress." — Government Accountability Office The GAO just dropped a detailed report examining the Federal Home Loan Bank system during COVID-19 and the March 2023 banking stress. Here's what they actually fou...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Changes for Supervisory Committee Audits and Verifications – 12 CFR 715 NCUA is proposing to amend its regulations governing supervisory committee audits to eliminate unnecessary, redundant, and overly prescriptive provisions. Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone! We're ex-NCUA i...