Credit in Focus

In this episode of Credit in Focus , we explore how alternative data is helping lenders expand access to credit for thin‑file and credit‑invisible consumers, without increasing risk. Drawing on research from over four million credit card applications, we break down why nearly a quarter of applicants lack a traditional credit footprint and how solutions like RiskView™ make 95% of them scorable. Joi...

Delinquency is rising and confidence in traditional credit data is waning. In this episode, Carrie Coker , Senior Director of Market Planning for Servicing and Recovery, Denise Cross , Director of Consultative Solutions for Servicing and Recovery and Joe Jarpe , Senior Manager of Data Science, explore delinquency behavior, behavioral risk signals, alternative data and transiency to explain why man...

As the economic landscape shifts heading deeper into 2026, lenders are navigating a more complex and uneven risk environment defined by widening financial divides, rising delinquencies, regulatory uncertainty and evolving borrower behavior. In this episode, host Zach Tondre , Director of Market Planning at LexisNexis Risk Solutions, is joined by Carrie Coker , Senior Director of Market Planning fo...

In this episode, Kevin King , Vice President of U.S. Credit Markets and Neil Allen , Head of Credit Risk Strategy for UKI explore how alternative credit data is reshaping lending decisions around the world. Moderated by Stewart Watterson of Datos Insights, the conversation brings together regional perspectives to unpack key findings from the 2025 Alternative Credit Data Impact Report . Together, t...

As the economy moves deeper into 2026, credit and collections decisions are carrying greater consequences, especially for small businesses. In this episode of Credit in Focus , Carrie Coker and Amy Crawford unpack rising consumer and SMB delinquencies, aggressive federal enforcement and the ripple effects collections can have on local economies. They explore how early-stage intervention, AI-driven...

In this episode, we explore what “alternative data” means and why defining it matters for credit risk management around the world. Moderated by Stewart Watterson of Datos Insights, LexisNexis Risk Solutions experts Kevin King and Neil Allen discuss the growing complexity of credit data, the challenges caused by inconsistent terminology and the impact on innovation, regulation and consumer trust. ...

As student loan repayments resume after a four-year pause, millions of Americans are feeling the financial strain and so are businesses. In this episode of Credit in Focus , host Carrie Coker , Senior Director of Market Planning, Servicing and Recovery, is joined by Andrea Bell and Andrew Henderson to unpack the ripple effects of student loan obligations on consumer behavior and credit risk manage...

In this episode, Zach Tondre (US) and Neil Allen (UK) dive into the global challenge of financial inclusion, especially for consumers who are new to credit.  From unbanked populations to young adults aging into credit, they explore the barriers that prevent access to financial systems and the opportunities that lie in alternative data. Hear real-world stories, market insights and how lenders can t...

In this episode, Kevin King , VP of US Credit Risk & Marketing Strategy, and Kim White , Senior Director of North America Fraud & Identity, dive deeper into the complex world of first-party fraud, building on insights from Season 1 . They explore how early payment defaults (EPDs) can mask first-party fraud and why distinguishing between identity and intent-based behaviors is critical for l...

Jim Kraus , Vice President & Principal at KS&R moderates a conversation with Hemant Deulkar , Senior Director of Market Planning and John McWilliams , Director of Consultative Solutions at LexisNexis Risk Solutions about the findings from a survey of 150 professionals responsible for customer acquisition strategy at financial institutions across the United States. In this episode, you will...

In this episode, Amy Crawford , Senior Director of Market Planning, and Kristin Carlson-Vinjamuri , Senior Data Scientist at LexisNexis Risk Solutions, dive into exclusive data from LexisNexis Risk Solutions revealing key shifts in the small business credit landscape including a spike in credit inquiries, rising charge-offs among small businesses, changing lender behavior across industries and mor...

In our season 2 premier mini-sode, Carrie Coker-Aivaliotis, Senior Director of Servicing and Recovery, Denise Cross, Director Consultative Services for LexisNexis Risk Solutions , and Missy Meggison, General Counsel and Director Auriemma Roundtables, discuss how bankruptcy filings are rising, but debt settlement is growing even faster. We explore how these trends are reshaping collections, complia...

In this episode, we’re joined by Robert Schrimpf , Director of Market Planning, and Craig Stokum , Senior Director of Sales, as they unpack the evolving dynamics of credit risk in the automotive industry. From the growing influence of alternative data to changing consumer behaviors and the push toward a seamless omnichannel car buying experience, this conversation offers valuable insights for lend...

Wesley Smith , Senior Director of Strategy for International Credit Risk, Mauro Villarreal , Director of Market Planning for Global Digital Credit Decisioning and John McWilliams , Director of Consultative Solutions deep dive into why understanding credit risk in emerging markets is crucial for lenders in the broader financial ecosystem.   They also discuss the challenge of assessing consumers wit...

Join Brian Christein , Senior Vertical Solutions Consultant and Kristin Carlson , Senior Data Scientist at LexisNexis Risk Solutions as they discuss industry best practices for commercial underwriting strategies and small business commercial credit health trends. Visit risk.lexisnexis.com to learn more about industry trends, customer strategies and insights into the business credit industry. DISCL...

Michael Bernard , Senior Analyst for Retail Banking at Celent moderates a conversation with Carrie Coker-Aivaliotis , Senior Director of Market Planning for Servicing and Recovery, Denise Cross , Director of Servicing and Collection Solutions and Andrea Bell , Senior Solutions Consultant about the findings and takeaways from the survey results of 155+ professionals across first- and third-party co...

What is one of the most vexing challenges in credit risk management? First-party fraud. Kevin King , Vice President of U.S. Credit Risk, Zach Tondre , Director of Credit Risk Decisioning and Wesley Smith , Senior Director of Strategy for International Credit Risk discuss why this threat is so hard to define, difficult to identify and complex to defend against even if you spot the risk. Visit risk....

Gain a better understanding of the role alternative data plays in personalized marketing strategies. Hemant Deulkar , Senior Director of Data Driven Marketing sits down for a conversation with John McWilliams , Director of Consultative Solutions to discuss the importance of trust and personalization in driving consumer choice. They emphasize the evolving limitations of traditional credit data and...

This episode was recorded the week of January 6, 2025. Gain insights into the top 5 credit risk trends that span the customer lifecycle that will have the biggest impact on risk managers and collection professionals heading into 2025.  Kevin King , Vice President of U.S. Credit Risk, Zach Tondre , Director of Credit Risk Decisioning, Carrie Coker-Aivaliotis , Senior Director of Servicing and Recov...

Unpack the ramifications globally from the 2024 Consumer Lending Confidence Report that was recently executed by Datos Insights in partnership with LexisNexis® Risk Solutions. Stewart Watterson , Strategic Advisor at Datos Insights moderates a discussion with Kevin King , Vice President of U.S. Credit Risk, Wesley Smith , Senior Director of Strategy for International Credit Risk and Neil Allen , H...

Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join us to discuss actionable insights and emerging trends in credit risk management. See opportunities where others see risk. Credit in Focus is brought to you by LexisNexis® Risk Solutions....