Cowboys and Cufflinks

How do good people end up making bad financial decisions?   In this episode of Cowboys & Cufflinks , Jeff Mathies and Caleb Moore uncover six of the most common sales tactics used to pressure people into financial products that may not fit their goals.   From high-pressure seminars to "today only" offers and confusing product pitches, they explain how emotion often replaces education, and why that...

Will you run out of money in retirement? It's one of the biggest fears retirees and pre-retirees face, and in this episode of Cowboys & Cufflinks, Jeff Mathies breaks down the retirement planning strategies that can help you prepare for the unexpected.    From inflation and market volatility to healthcare costs and retirement income planning, this conversation explores the real questions people ar...

Bad investment advice can quietly destroy an otherwise solid retirement plan. In this episode of Cowboys & Cufflinks , Jeff Mathies breaks down some of the biggest investment mistakes people make today, including chasing past performance, relying on artificial intelligence for investment decisions, and falling for cryptocurrency hype.   If your investment strategy is built on predictions, trends,...

In this episode of Cowboys and Cufflinks, Jeff Mathis and Steve Fultz discuss some of the most common retirement planning mistakes people make with 401(k)s, Social Security, investing, estate planning, and financial decision-making.   They break down why so many families feel overwhelmed by retirement planning, how fear-based financial advice impacts decision-making, and why having a written retir...

In this episode of Cowboys & Cufflinks, Jeff Mathis and Caleb Moore break down when to claim Social Security benefits, common mistakes retirees make, and how timing can impact your long-term retirement income. They also discuss retirement planning, longevity risk, toxic financial relationships, and why having a personalized income strategy matters more than ever. What You'll Learn • When it may ma...

In this episode, we break down how taxes can impact your retirement income and what you can do now to reduce that burden over time.   If most of your savings are in IRAs or 401(k)s, you could be setting yourself up for higher taxes later without even realizing it.   This conversation explores how government policy, required minimum distributions (RMDs), and rising national debt could affect your r...

In this episode of Cowboys & Cufflinks, we break down the most common retirement savings mistakes, why so many people fall behind, and what you can still do to improve your situation, even if you're getting a late start.   If you're worried about not having enough saved for retirement, this video will help you understand your options and next steps.    You'll learn: ·        The biggest retirement...

In this episode of Cowboys & Cufflinks, we break down the most common portfolio mistakes , including "junk drawer" investing, poor diversification, hidden fees, and messy retirement income planning.   If you've ever looked at your investments and weren't sure what you actually own or how it all works together, this episode will help you identify what's wrong and how to fix it.   In this episode, y...

Most people don't realize they're following bad financial advice until it's already impacted their results.   In this episode of Cowboys & Cufflinks , we break down the biggest financial advice mistakes, how to identify red flags in financial planning, and why taking advice from the wrong sources can cost you over time, especially when it comes to investing and retirement planning.   If you've eve...

In this episode of Cowboys & Cufflinks, we break down the most common DIY investing mistakes , how overanalyzing and chasing trends can hurt long-term results, and why structured financial planning matters, especially when preparing for retirement.   If you're managing your own investments or thinking about it, this episode highlights key risks that can impact your financial future.   In this epis...

In this episode of Cowboys & Cufflinks , Jeff Mathis and Caleb Moore take a step back from the noise and walk through how markets have historically responded during times of global conflict. From World War I to more recent events, the data tells a story that often contradicts what investors feel in the moment.   This isn't about ignoring what's happening in the world. It's about understanding how...

In this episode of Cowboys & Cufflinks , Jeff Mathies and Caleb Moore break down some of the biggest retirement planning mistakes they're seeing right now, from loaded mutual funds and expensive annuities to fear-driven investing and waiting too long to plan.   They also discuss why media headlines create unnecessary panic, how healthcare and taxes can complicate retirement, and why many investors...

Artificial intelligence is everywhere right now, including investing. But should AI be trusted to build an investment portfolio? In this episode of Cowboys & Cufflinks, Jeff Mathies and Caleb Moore break down how AI works, where it can be useful, and why long-term investing decisions still require context, judgment, and a coordinated plan. Topics include: Why AI relies heavily on past data Why mar...