Conversations with Preshel

Unfinished tasks don't scream; they linger. After missing a month of episodes, I realized that inconsistency compounds just like interest. I promised daily episodes. I failed to deliver. Onee missed day became a month. In this episode, I share lessons on default, drift and restructung. We are back!

Is your money lazy? If it sits in a standard checking account earning 0.01%, it is sleeping on the job. In this episode, we explain why digital banks and money market funds can afford to pay you 10x-100x more than traditional banks. We break down the difference between High-Yield Savings (for the US market) and Money Market Funds (for the Nigerian market), and give you a safety checklist to keep y...

Interest is just rent for money. But are you the tenant paying it, or the landlord collecting it? ​After doing a personal audit of my own accounts, I realized how easy it is to gloss over the acronyms on a bank statement. Today, we demystify the "Alphabet Soup" of banking terms. ​We explain why APR is like the hidden fees at an Airbnb checkout, and why APY is the secret to growing your savings. ​I...

I woke up this morning, opened my laptop, and saw a distorted, glitching mess. The screen was gone. My first reaction was panic. But my second reaction was to laugh. Why? Because the universe is testing me on the exact book I just finished reading. ​In this quick update, I share a real-life lesson from Chapter 10 of The Psychology of Money : "Save Money" We talk about why you should "save for noth...

How did a janitor with little or no education leave $8 million to charity, while smart investors went broke? Today, we wrap up our episodes on The Psychology of Money with 5 Univeral and Factual truth that can change your financial destiny. Plus, I'm giving away a ftee document with the 20 Best Quotes and Questions from the entire book. Comment or DM to get notes!

The more you want something to be true, the more likely you are to believe a story that overestimates the odds of it being true. Why do we believe in get-rich-schemes? Why do poor people keep buying lottery tickets even though it burns their very little finance? In today's episode i sharr a personal story about how I chased after "False Hope", and we answer the hard question: How do you draw the l...

Did you know that the Wright Brothers flew the airplan for five years with almost nobody paying attention to them? But wheh they crashed in 1908, it was front page news immediately. Im this episode, we ask and answer the big question: Why do humans obsess over bad news?

We are great at preparing for risks we can see (like car accidents). But how do you prepare for the risks you can’t envision? In Chapter 13 of The Psychology of Money , I explore the concept of Margin of Safety, Bill Gates cash strategy and reasons why we seem to avoid making rooms for error!

Founders are buying domains. People are signing up for gym memberships. Investors are buying stocks. Today, I explain the January effect and provide a practical strategy to apply this mindest to your own bank account this January!

Getting money is one thing. Keeping it is another." ​This week, I explore the difference between creating wealth and preserving it. I break down the "Step-Up in Basis" tax advantage, a powerful tool that allows long-term survivors to pass wealth to their heirs tax-free. Learn why humility is your best financial assets, and how to avoid the mistakes that wipe out compounding.

The Ice Ages weren't caused by cold winters, and wealth isn't build by huge returns. In this episode, I discuss the power of compounding, the secret behind Warren Buffet's fortune and the "hidden" tax benefit of Compounding!

In this episode, I am diving into Chapter 1 of the book "The psychology of Money" to explore how our personal experiences shape the way we handle finance. Let's get right into it!

In this episode, I begin an interesting topic that often gets discussed by teenagers - Dating. Is it okay to have a boyfriend/girlfriend as a teenager? In today's episode, I talked about peer pressure and how to handle it!

In today's episode, I share a personal story on my first step in fighting my fear of COMMITMENT. I just took the biggest risk I have ever taken in my life, and for the next six months, I have to fight and stay committed. I really want you to journey with me!

Conventionally, we are drawn to updates and upgrades. But you don't have to fix everything. There are some things that if they are not broken, you should not try fixing.

This episode describes a common concern amongst several people, especially those that lacked exposure as kids. The fear of mingling is a real thing, and most times it stems from the fear of being different. Are you terrified of meeting and mingling with new people?

Many people, when they are faced with the fear of losing a relationship, their response is carefulness. But the irony is that being careful about something is more detrimental to a relationship, and can turn the fear into a reality. In this episode, I talk about how to handle the fear of losing a relationship.

Many times, we are told to let go and forget about our past. But if we throw away the past because of bad the bad things that happened, what about the good ones?

This episode is a recap of the session we had with Victor on monday. I summarise the 4 tips that Victor used to fight his fear of failure. Are you still battling with fear of failure? Then this episode is for you!

At times we get caught up, having certain feelings for those friends we spend so much time with. And sometimes, the next thing we think about is dating them. In this episode, I answer the question - should I date my friend?

In this episode, I have with me in the studio Victor. Victor talks about his experience about the fear of failure and also shares some practical tips he used to overcome his fear. This is one episode you do not want to miss!!!

In this unconventional opinion series, I talk about motivation. In my opinion, action precedes motivation and motivation is overrated. Listen to this episode to know how!!!

Do you find it difficult to strike a conversation with strangers, for friendship or even business? Do you dread being ignored or embarrassed by strangers? In this episode I narrate my encounter with a stranger and further share some tips on how to strike conversations with people you have not met before. Listen and share your thoughts with me!

Indeed, the fear of success is a thing and a lot of people experience it even without knowing. In this episode, I elucidate on the subject.

Want to know the posting schedule? Listen to this episode