Come To Find Out

Send a text Ever wonder if refinancing right now actually saves you money—or just sounds good? We get honest about the one test that cuts through the noise: your break-even. By anchoring the decision to your real costs, monthly savings, and how long you’ll stay in the home, you can act with confidence instead of waiting on a prediction no one can guarantee. With Brendon Bland back on the mic, we m...

Send a text Think your mortgage rate is carved in stone? We open the black box and show how rates are actually built—by margins, overhead, and secondary market pricing—not just headlines about the Fed. Joining us is veteran loan expert Sean Morrow of Affinity Group Mortgage, who explains why two borrowers with similar profiles can see very different offers and how a hybrid lender model can unlock...

Send a text The headlines might declare "Fed Cuts Rates!" but what does that actually mean for your mortgage? If you've been confused by seemingly contradictory financial news or wondering why mortgage rates sometimes move in the opposite direction from Federal Reserve announcements, this episode delivers the clarity you need. Mortgage expert Brendon Bland returns to break down one...

Send a text Kevin Alexander from Search to Close pulls back the curtain on what truly happens during real estate transactions, revealing why your choice of title company could be the difference between a smooth closing and a financial nightmare. Title insurance isn't just another closing cost—it's crucial protection for what's likely your largest investment. Kevin shares eye-opening...

Send a text Diving into the world of property management with Derek Morton of NetGain Property Management reveals how a simple philosophy—"we try not to suck"—transformed into a thriving business managing 650 rental units in just nine years. Derek's journey began in the title industry where he felt he'd hit a professional plateau. Seeking economic stability through market fluct...

Send a text When financial news feels overwhelming, Brendon Bland of Neighborhood Loans joins us to make sense of it all. With his remarkable ability to translate complex economic concepts into practical advice, Brendon tackles today's most pressing financial concerns for homeowners and homebuyers alike. The episode begins with a deep dive into the federal student loan situation affecting mil...

Send a text Caught in the real estate catch-22 of needing to sell your home before buying a new one? This episode with mortgage expert Nathan Lindley breaks down how bridge loans can transform your buying and selling experience, potentially saving you thousands while reducing stress. Nathan explains how bridge loans allow you to tap your existing home equity to purchase your next property before s...

Send a text Buying a new home while still owning your current one is one of the most stressful financial scenarios homeowners face. This spring market dilemma keeps countless qualified buyers on the sidelines, trapped between the fear of contingent offers being rejected and the burden of potentially carrying two mortgages. Jodi and Lisa from Ruoff Mortgage join us to reveal a game-changing solutio...

Send a text Steve Greaves reveals the powerful story behind Tithe Lending – a mortgage company built on giving 10% of revenue to community causes. This principled approach doesn't just feel good; it transforms lives by funding organizations tackling homelessness, supporting education initiatives, and even helping human trafficking survivors. What makes this conversation particularly enlighten...

Send a text Tired of hearing that the sky is falling on the housing market? Mortgage expert Brendon Bland cuts through the noise to deliver clarity about what's really happening with mortgage rates amid tariffs and economic changes. Contrary to alarming headlines, we're actually experiencing a four-month low in mortgage rates, with gradual improvements expected throughout 2024. Brendon e...

Send a text Dive into the world of home warranties with this enlightening episode featuring Dianna Silver from SafePro Home Warranty. We explore why SafePro is redefining expectations in the home warranty realm, demonstrating a community-centered approach that puts empathy and customer satisfaction at the forefront. Discover the benefits of using a local service, where claims are handled by people...

Send a text Unlock the secrets of navigating the mortgage market in 2025 with insights from Brendan Bland of Neighborhood Loans. Despite forecasts of lower rates, we're seeing mortgage rates holding strong in the mid-six to mid-seven percent range. Why? A robust economy and lingering inflation worries are the culprits, and Brendan is here to explain why a significant drop isn't on the ho...

Send a text Imagine facing a financial storm so severe that it uproots your entire life. Mike Russell, a veteran in the real estate world with three decades of experience, lived through this during the 2008-2009 economic downturn. Mike shares his deeply personal narrative of navigating the treacherous waters of foreclosure and bankruptcy, revealing how vulnerability and self-compassion became his...

Send a text Unlock the mysteries of foundation repair with RK Bob Brown, the mastermind behind "Foundation Repair Secrets." Bob takes us on a journey through his transformative career from architecture and finance student at Arizona State University to the founder of a successful concrete and foundation repair company. Discover why understanding foundation repair is crucial for homeowner...

Send a text Unlock the door to homeownership with Brendon Bland, our go-to VA loans expert, who returns to enlighten us on an often-overlooked benefit for veterans: the VA loan. Gain insights into the transformative potential of these loans, including a 0% down payment option that could be a life-changer for veterans and their families. Brendon helps us navigate the sometimes murky waters of VA lo...

Send a text Prepare to gain a comprehensive understanding of how political events, especially elections, shape market behaviors with insights from our special guest, Brendon. Discover the nuanced ways markets react to the political climate, regardless of electoral outcomes, and the pivotal role of institutions like the Federal Reserve in navigating economic conditions. Brendan guides us through th...

Send a text Unlock the potential of your home equity with our eye-opening conversation featuring Nathan Lindley from Gold Star Mortgage. Nathan shares his expert insights on innovative Equity Sharing Loans, a groundbreaking option for homeowners seeking alternatives to traditional refinancing. This financial tool allows homeowners to partner with investors by sharing a portion of future home equit...

Send a text Discover the inspiring journey of Carl Sliwinski, founder of The Heating and Cooling Pro, as he opens up about overcoming personal battles and finding redemption in the HVAC industry. From dealing with depression and addiction in his early life in central Ohio to transforming these challenges into a thriving business, Carl’s story is a powerful testament to resilience, hands-on learnin...

Send a text Unlock the secrets of strategic home buying and selling with Nathan Lindley from Gold Star Mortgage. Learn how bridge loans can become your best ally in the real estate market, offering the flexibility you need to purchase your dream home before selling your current one. Nathan shares insider tips on utilizing home equity to bypass sales contingencies, making your offers more attractiv...

Send a text Unlock the secrets of commercial lending tailored specifically for small business entrepreneurs with our expert guest, a seasoned local lender. Discover the crucial steps needed to secure a commercial loan, from registering your business to crafting a compelling business plan. We break down the nuances between residential and commercial lending, emphasizing the importance of a strong c...

Send a text Unlock the secrets of modern real estate financing with our latest episode of "Come to Find Out." This week, we're joined by Nathan Lindley from Gold Star Mortgage, who unveils the transformative potential of Debt Service Coverage Ratio (DSCR) loans in the ever-changing Florida property market. Discover how these loans offer a simplified, income-focused approach to secur...

Send a text Ever wondered how to cut your insurance premiums by more than half without losing coverage? Join us as we sit down with Ethan Hamby from East Street Insurance, an expert who helped transform my family's insurance costs from a burdensome $1,000 a month to a manageable $465. Ethan, inspired by his father's career in insurance, brings a wealth of knowledge and shares how his age...

Send a text Unlock the secrets behind securing affordable and comprehensive home insurance in Florida as we welcome back Kevin from TopQuote Insurance. Discover how TopQuote sets itself apart by offering policies from a multitude of carriers, ensuring you find the best premiums and coverage options. Kevin sheds light on common misconceptions surrounding Florida's home insurance market, explai...

Send a text Is it possible to secure a mortgage without navigating the complexities of traditional banking? Join me on this episode of "Come to Find Out" as Nathan Lindley from Gold Star Mortgage Financial reveals the advantages of working with a non-depository bank focused exclusively on mortgages. Discover creative loan solutions such as bank statement loans and financing for non-warra...

Send a text What if securing affordable, comprehensive home insurance in Florida wasn't as impossible as it seems? Join us this week on "Come to Find Out" as we uncover the intricacies of the Florida insurance market with Brian and Kevin from Top Quote Insurance, and Chris from Search 2 Close Title Company. Experience firsthand insights into how Top Quote Insurance provides an exten...