Coffee Money

Our family budget system took us from $0 to $350K net worth in 3 years. Here's the exact bank account setup we used. We used this same cash flow system to save $50,000 in 2025 on top of buying an investment property. It's a sinking funds and bank account budgeting system we've built and refined over 7 years, specifically designed for parents who deal with money anxiety, spending guilt,...

I came into 2026 with more momentum than I'd ever had. We hit every single financial goal in 2025 — for the first time in my life. I had the system, the clarity, the plan. Ten days in, everything stopped. I found out I was pregnant with baby number two — and the first trimester hit me in a way I could never have prepared for. For three months I couldn't cook, couldn't exercise, couldn&...

You don't need more discipline. You don't need a better planner. You don't need a 17-step morning routine...you need one thing: to show up. In 2025 I achieved every single goal I set: 1. two half marathons, a 24-minute PB, 2. an investment property, 3. saved $50,000 4. got a promotion, 5. completed 75 Hard. And I did all of it as a working Australian mum with a toddler, a full-time leg...

Christmas budgeting in Australia is a trap — and we fell straight into it. We overspent by $4,000 in one season without a single purchase feeling irresponsible. This is what actually happened, and the system we're putting in place so it never happens again. We'd sprint saved all year, hit every financial goal, and then completely unravelled in the last six weeks of December. Not because we...

Saving for a house deposit in Australia feels impossible...until you understand what's actually stopping you. In this episode I break down exactly how we saved $5,000 a month on a $9,000 take-home, how much deposit you actually need (spoiler: it's probably not 20%), and why most people's savings plans collapse by month three. This is She's Into Property Episode 2 — where I'm fi...

Do this and you won't know yourself next year. Disorganisation is expensive. Wealthy people know it. The rich reduce resistance and minimise decision fatigue. THIS exact system helped me hit every single goal for 2025 including: 1. buy our first investment property, 2. save $50,000, 3. get a promotion, 4. run a half marathon,5. complete 75 Hard, and6. run a 2nd half marathon with a 24 min PB T...

We went from $7k to buying an investment property within 6 months using this technique. This is our story and the goal setting strategy you need to employ to buy your first investment property in next 12 months. Please be careful with what you buy - it's a risky time in the market. DO YOUR RESEARCH INTO CYCLES. Can't wait to see you win! K love you byeee ResourcesBOOKS you MUST read in 202...

This video shows you exactly how to build a RICH LIFE through value led goal setting. Join me for a chatty cafe admin session. Time Stamps: Thanks for getting coffee with me, k love you byeee 3Drop me a voice note at https://www.instagram.com/bymajella/For business enquiries, you can reach me at bymajella@gmail.comMusic prod. Anno Domini BeatsDISCLAIMER: Majella is not a financial advisor. The inf...

Property has entered the Group Chat with She's Into PropertyLet's clear up that first time investor fog and get you on the property ladder! Can't wait to see you win! Okk love you byeee 3Time StampsResourcesBOOKS1. The secret wealth advantage by Akhil Patel 2. The secret life of realestate and banking by Phil Anderson 3. Rich dad poor dad by Robert KiyosakiPODCASTS I LIKE4. This is Pro...

MID YEAR RESET Part 1: The Financial Audit. Let's lock in to our cafe work date. Time Stamps: Thanks for getting coffee with me, k love you byeee 3 Drop me a voice note at https://www.instagram.com/bymajella/ For business enquiries, you can reach me at bymajella@gmail.com DISCLAIMER: Majella is not a financial advisor. The information contained in this video does not constitute financial or other...

GET READY TO BUY MY FIRST PROPERTY WITH ME!!! Introducing the mini series: "She's into Property"!!!! I'm beyond excited to be bringing you along on our property journey. Thanks for being here, k love you byeee 3Let's be insta friends!https://www.instagram.com/bymajella/By Majella Blog at https://www.bymajella.com/You can see my Startup here: Yourcompass https://www.yourcompass.com.au​For business...

A babymoon is the best thing you can do before your whole world changes. Do what you need to, take extra hours, work a side hustle on fiverr, whatever you need to in order to earn the money to take that babymoon. Also - a great gift idea for babyshowers - airbnb voucher for babymoon!!!! K love you byeee! Dave Ramsey video: https://www.youtube.com/watch?v=vkeXd_AT5iE Instagram: Let's be friends...

From Chamberlain Coffee, to Sabrina Carpenter's espresso and Graham Stephan's Bankroll Coffee - coffee is a huge niche that influencers have tapped into in their marketing. We look at why coffee is a tough business, how influencers need an exit strategy (like Dave Ramsey's exit plan for Ramsey Solutions) and other influencer owned businesses that have been more successful like Sour Strips by Maxx...

Know the signs of addiction. Know your finances. That is all. K love you byeee! Dave Ramsey video: https://www.youtube.com/watch?v=42MDWZ0j3V8 Other videos mentioned: 1. Caleb Hammer: https://www.youtube.com/watch?v=3t0NxhkDTrs 2. George Kamel https://www.youtube.com/watch?v=jrSF5dajBrM 3. Matt D'Avella: https://www.youtube.com/watch?v=elOvC989LD0&t=896s Instagram: Let's be friends https://www...

Our money wrap up!! I go over pretty much everything that happened with our money this year, including how our income grew, how much money we saved, invested and spent in 2024. Thanks for being here, k love you byeee 3 The creator I think is hilarious @monica_geldart Get to know me https://www.instagram.com/bymajella/ By Majella Blog in the works at https://www.bymajella.com/ You can see my Startu...

Is relating to a Dave Ramsey call the low point of my life? Yes. But does that mean we can only go up from here? Also yes. I didn't expect to be handed a mirror like that!!!! This isn't something I was ever expecting, to relate to a call like this. But it's OK, we're on the rise. K love you byeee! Instagram: Let's be friends https://www.instagram.com/bymajella For business enquiries, you can reach...

Don't be apart of the 92% of adults who fail their NY resolutions in 2025. Setting up this year so that every year is the best year of your life. Thanks for being here, k love you byeee 3 Get to know me https://www.instagram.com/bymajella/ By Majella Blog in the works at https://www.bymajella.com/ You can see my Startup here: Yourcompass https://www.yourcompass.com.au​ For business enquiries, you...

Reframing failures into wins so that we can get into a success spiral & gain some momentum. Thanks for being here, k love you byeee 3 Get to know me https://www.instagram.com/bymajella/ By Majella Blog in the works at https://www.bymajella.com/ You can see my Startup here: Yourcompass https://www.yourcompass.com.au​ For business enquiries, you can reach me at bymajella@gmail.com Music prod. Lu...

Cut the bullshit. The time is now. It's time to live the life you were put on this earth to live. Get your ass up. Let's go. Thanks for being here, k love you byeee 3 Get to know me https://www.instagram.com/bymajella/ By Majella Blog in the works at https://www.bymajella.com/ You can see my Startup here: Yourcompass https://www.yourcompass.com.au​ For business enquiries, you can reach me at bymaj...

Wondering why our savings never seem to grow, despite feeling like we spend less than everyone around us... sound familiar? We're in the spending saving cycle!! Today we dive deep into the yo-yo budget phenomenon and uncover the money mindset that is keeping you in this frustrating cycle, and unable to save money. Thanks for being here, k love you byeee 3 Get to know me https://www.instagram.com/b...

An honest chat about going back to full time work, in a brand new career as a corporate lawyer at a Big Law firm after maternity leave. I go into all the things I'm doing to prepare my family for the transition back to work after maternity leave and how I'm feeling about putting my 1.5 year old in full time day care for the first time. I worked part time since my baby was 7 months old, but full ti...

Struggling with managing your finances and feel like you're just bad at money? You’re not alone, but here's the truth: you’re holding yourself back. The belief “I’m bad at money” is a self-fulfilling prophecy that is keeping you from financial success. What you say matters. A simple tweak in your mindset will make a world of difference. Thanks for being here, k love you byeee 3 Get to know me http...

We're rebuilding our lives and our marriage after a prolonged period of financial stress and money struggles. We're putting in the work and fighting for each other every single day. Choosing the hard now, so we don't have to live a hard life forever. Thanks for being here, k love you byeee 3 Get to know me https://www.instagram.com/bymajella/ By Majella Blog in the works at https://www.bymajella.c...

Wow what whirlwind. I can't actually believe that this has happened to us. In this episode, I unpack and process the events that lead us to being BROKE.I map out our money plan moving forward, our next career steps and give a net worth update!! We're getting there!! Choosing the hard now, so we don't have to live a hard life forever. Thanks for being here, k love you byeee <3 Get to know me htt...

A throw back to when I was 41 weeks pregnant with $2000 in our bank account. Believe it or not, our situation actually got about 100x worse after I filmed this episode. Stay tuned for what happened once baby was born and our lives were turned upside down. How we survived this is still beyond me. Thankful to be coming out the other end!!! To anyone going through financial hardship, I see you. Keep...