Coasting In Retirement with Josh Null

For this week's episode we're going to start with a trope that our industry uses over and over again, usually for good reason: you've climbed the financial mountain and reached the top and you are now ready to retire, but how do you get back down the mountain without falling off? So let's discuss 4 retirement income strategies and help you decide which one might be the best for your situation.

In general, stocks are ultimately valued by a combination of a company's underlying fundamentals (its ability to generate profit and cash) and the collective market forces of supply and demand. But this week's Space X IPO throws these notions out the window. Josh is joined by Payton this week to discuss why.

On this week's episode, Josh and Michelle talk about the history of money, particularly the history of the US dollar, and more importantly, why money and monetary policy matters so much to investors.

Josh is joined by Jay Stubbs this week as they discuss the 3 risks that your portfolio can't outrun. They are more personal and for the most part are choices you can make in your financial plan to reduce or eliminate the impact.

On this week's episode, Josh discusses the different types of financial advisors and what they do it at Gulf Coast Financial Advisors  

On this week's episode, Josh and Michelle talk the hot topic in the retirement planning space, Roth Conversions. Mistakes in a Roth conversion can cost an investor thousands of dollars, and as with most things their industry, there's the good, the bad, and the ugly.

In our industry, there's something Josh calls the "401k Rollover Shark". On this week's episode, Josh and Michelle are going to give the shark repellant you need so that the 401k rollover sharks don't leave your retirement accounts maimed, or worse yet, torn to bits.   

In this week's show, Josh asks Jay a simple question: has life insurance ever been easier to get than right now?

On this week's epsiode, Josh will describe somewhat complicated investing concepts and ways you can navigate not only this current stock market, but future stock markets that will undoubtedly experience more volatility as the United States, and really the world, navigates a rapidly changing investing environment. 

Michelle is back with Josh on this week's episode to compare some real-life returns of annuities vs advisory investment accounts.

Josh and Jay revisit their "B.O.S.S. Series", an acronym that stood for "Business Owner Strategies & Solutions", where they discuss key topics that mature business owners can use to potentially reduce taxes, plan for the future of their business and how to reward and retain key employees.

Michelle is back with Josh Null to attempt to answer the question: should investor's hold individual stocks in their retirement accounts?

On this weeks show, Josh discusses what we learned this past year, that is, things we learned about investing, or financial planning, or risk management, or basically anything that pertains to our audience, then later we ask Jay for his thoughts on what financial decisions and activities we recommend for folks to start the new year.

For today's show, we are going to attempt to answer the question: Is my generation and any other generations old enough to have adult children, are we raising a generation of gamblers?

With all of this concerning news floating around regarding an AI bubble, mass layoffs, and high inflation, Josh brings on John Luke Tyner to dicuss why investors should remain bullish heading into 2026.

Today we are going to explain why your broker is a dinosaur, and why, if your financial advisor isn't leading with financial planning, and only handling your investments, they are go the way of the do-do bird in our business.

This week, Josh has a CPA on the show to discuss taxes! We asked this CPA, Sam to come up with 3 tax topics that seem to be top of mind for you mature business owners.

Josh is joined by Jay Stubbs to cover everything health insurance related and Cigna's group solutions on this week's episode of Coasting in Retirement!

On this week's episode, we will cover specific action items Josh derived from paying attention to his happiest retired clients combined with his own personal opinions on choices he's made that have made him happier. No, Josh is not retired, not by a long shot, but he's lived a broad and expansive life and has made a ton of mistakes and learned incredibly valuable lessons from them.

While we've done past episodes where we discussed what we do at Gulf Coast Financial Advisors, what we've haven't done to date is produce a show that spells out the type of client we are looking for, our ideal client so to speak, and that is exactly what we are going to do today.

Do I need life insurance in retirement? Most of us carry some type of life insurance during our working years to replace the catastrophic loss of income to our surviving dependents if we prematurely pass away. But what if the kids are grown, the debt is paid, and our surviving spouse has plenty of assets and income to financially survive the passing of a loved one?

On this week's episode, we discuss 2 questions with John Luke. 1. Are we in a stock market bubble? And 2. If we are in a bubble, does it matter?

There are many commentators and market analysts claiming that we are in the middle of another stock market bubble, this one fueled by sky-high market valuations of tech companies that are heavily investing in artificial intelligence, or AI for short. There's a saying that history doesn't repeat itself but it does rhyme, so over the next 2 episodes were going to do a deep dive on the current state...

For our listeners that love to travel like Michelle and I do, our topic for today's episode is "How to travel affordably in retirement" and it was inspired by a recent trip that you and I took. How about we fill in the listeners in about our trip?

One of the most common questions we get from clients is what should they do with their 401k, specifically the question "What should I do with my 401k when I retire?". And more often than not the 401k accounts are probably the largest retirement assets a client has. So what I want to do today is answer this question, and probably just as important, answer what NOT to do.