ClearPath Financial Partners

ClearPath Financial Partners President Ryan Kittredge and Partner, Financial Planner Molly Brown talk about steps to take if you receive an inheritance. Often the best initial step upon receiving an inheritance is to pause, do nothing immediately, and take inventory of all assets and paperwork. Ryan and Molly say the most common mistakes made by inheritors include making emotional purchases, cashi...

How can parents and grandparents help their children financially without jeopardizing their own future? That question is at the center of a new conversation with Ryan Kittredge, President of ClearPath Financial Partners, who joined Radio Worcester to discuss the delicate balance between generosity and long-term financial security. “The biggest thing is having a game plan so that you can help witho...

Ryan Kittredge, president of ClearPath Financial Partners, joined Radio Worcester to explain the complexities of Social Security, including how the Social Security Fairness Act eliminated WEP and GPO provisions and why the timing of when you claim benefits can have major financial consequences.

This episode of the ClearPath Financial Partners podcast focuses on financial planning for individuals entering the crucial three-to-five-year window before retirement — a period Ryan Kittredge describes as the moment when planning must shift from aspiration to precision. Kittredge explains that these final years are when retirement strategies should become fully mathematical, locking in income st...

The beginning of the new year can be an ideal time for a financial “reset,” offering a clean slate to review tax planning, cash flow, and investments. On this edition of the ClearPath Financial Partners Podcast, President and Advisor, Ryan Kittredge discusses key financial strategies for the end of one year and the beginning of the next. Ryan emphasized the importance of proactive tax...

Ryan Kittredge, President ClearPath Financial Partners, talks about personal insurance. Be sure to check out our previous podcast on insurance. One of the things Ryan wants people to understand is the importance of Long-term disability insurance. He tells us it is an underutilized form of personal insurance and vital in protecting one’s future earning ability. As Ryan notes “if you can’t afford to...

Ryan Kittredge of ClearPath Financial Partners welcomed Andrew Zawada of Zawada Insurance Agency for an in-depth discussion about the role of risk management particularly property and casualty insurance in a smart financial plan. Andrew explained the importance of working with an independent insurance agency, which can shop policies among multiple carriers and advocate for clients when needs chang...

ClearPath Financial Partners President Ryan Kittredge joins the Talk of the Commonwealth to explain the ongoing effects of a government shutdown. Kittredge explained that the shutdown’s direct financial impact on the average person was minimal, though a prolonged shutdown posed greater risks to the market by delaying key economic data. “A prolonged shutdown, if it’s going past a few weeks or a mon...

Ryan Kittredge, ClearPath Financial Partners, discusses how individuals approaching retirement should assess and manage investment risk within their portfolios. He looks at the subjective nature of risk, emphasizing volatility and the importance of diversification. Kittredge highlights a recent trend of pre-retirees being more heavily invested in stocks than in the past, often due to market perfor...

Ryan Kittredge, ClearPath Financial Partners, discusses the key differences between traditional IRAs and Roth IRAs, and when it may be beneficial to consider a Roth conversion. Roth conversions involve moving funds from a traditional IRA or 401(k) to a Roth IRA, which requires paying taxes on the converted amount upfront. Many investors balk when they hear that but as Ryan explains depending on yo...