clear2closepod
Clear 2 Close Podcast
Welcome to the Clear 2 Close Podcast! Our hosts are Ryan Bolton, local mortgage expert with Patriot Home Mortgage and Carson Joens owner of Team Honey with Red Rock Real Estate. So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will have questions and answers, tips and...
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Author
clear2closepod
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Podcast website
Latest episode
Apr 11, 2025
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Episodes
I Found the SHOCKING Truth About Housing Affordability in Southern Utah 11.04.2025 26:05
Join your host, Ryan Bolton, a local mortgage expert, on the Clear to Close Podcast as he navigates the intricacies of buying and selling real estate. In each episode, Ryan brings you insightful discussions packed with tips, tricks, do’s and don’ts, and expert guests who share their knowledge on various aspects of the housing market. In this episode, Ryan is joined by Jared Blue from Infinity Titl...
Get Ahead of the Game with Mortgage N3rd's Expert Advice! 29.01.2025 26:04
Clear 2 Close episode 61- Mortgage N3rd Q&A! In today's show Ryan Bolton, Mortgage N3rd, takes on the internets mortgage questions! Please subscribe and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386 #mortgage...
Clear 2 Close Podcast EP060- Closing the Deal: Mortgage Insights and Strategies 15.01.2025 25:57
Welcome to the "Clear 2 Close" podcast, hosted by Mortgage N3rd Ryan Bolton. With over two decades of experience in the mortgage industry, Ryan provides invaluable insights into the real estate transaction process, from buying your first home to refinancing. Each episode is packed with tips, tricks, and expert advice on the mortgage loan process, including the essential steps, common pitfalls, and...
Clear 2 Close Podcast EP059- Year in Review: 2024 Real Estate and Mortgage Market Insights 08.01.2025 26:01
Join Ryan Bolton, local mortgage expert from Patriot Home Mortgage, as he welcomes Jared Plewe from Infinity Title for a year-in-review episode of the Clear to Close Podcast. In this enlightening discussion, they explore the key trends and statistics from 2024 in the real estate and mortgage markets. Discover insights on the current mortgage rate landscape, real estate transactions per agent, fore...
Clear 2 Close Podcast EP058 Nerding Out on Credit: Tips, Tricks, and Common Questions 18.12.2024 26:01
In this episode of the "Clear to Close Podcast," Mortgage N3rd, Ryan Bolton, a mortgage expert from Patriot Home Mortgage, dives deep into the world of credit scores while having some fun with his passion for all things 'nerdy.' Ryan discusses the fundamentals of building and improving credit, answering listener questions about the best strategies to boost credit scores quickly, the impact of usin...
Clear 2 Close Podcast EP057 - Mortgage Closing Costs- Loan Estimate 20.11.2024 25:57
Join host Ryan Bolton, the Mortgage N3rd from Patriot Home Mortgage, in this episode of the Clear 2 Close podcast as he unravels the complexities of mortgage fees and loan estimates. Ryan provides a detailed breakdown of every section of the required loan estimate form, explaining what each box means to help you navigate the mortgage process with confidence. Tune in for valuable insights that will...
Clear 2 Close Podcast EP056 - Expert Appraiser Guest Jeff Morley 13.11.2024 25:58
In today's Clear 2 Close Podcast, Ryan Bolton The Mortgage N3rd with Patriot Home Mortgage has a special expert guest. Jeff Morley is a local real estate appraiser with Morley & McConkie and is a second-generation appraiser. We will talk about what got Jeff into the real estate appraisal business. We also talk about the issues facing the appraiser industry. We will talk about the difference...
Clear 2 Close EP055- Debunking Mortgage Myths 30.10.2024 26:01
Join us for an insightful episode of the Clear 2 Close podcast, hosted by Ryan Bolton, also known as The Mortgage N3rd from Patriot Home Mortgage. In this engaging episode, Ryan dives deep into the world of mortgage misconceptions to help you make informed decisions as a homebuyer. Ryan will tackle key topics, including: Down Payment Myths: Learn the truth about down payment requirements and the o...
Clear 2 Close EP054- Mortgage SECRETS Revealed! Mortgage N3rd is answering your questions! 23.10.2024 26:02
Join us for an insightful episode of the Clear 2 Close podcast, where your host, Ryan Bolton, known as The Mortgage N3rd from Patriot Home Mortgage, dives deep into the questions that matter most to you! In today's episode, Ryan addresses a variety of topics surrounding mortgages, credit, and the ever-evolving real estate market. Whether you're a first-time homebuyer or looking to refinance your e...
Clear 2 Close EP053- Refinancing Your Mortgage: When and Why to Consider 16.10.2024 25:57
Welcome to today's episode of the Clear 2 Close podcast! Join Ryan Bolton, The Mortgage N3rd from Patriot Home Mortgage, as he dives into the topic of refinancing. In this episode, you'll discover what refinancing really means and explore the various types available. Ryan will discuss the key reasons why homeowners consider refinancing their mortgages, helping you understand whether it could be a...
Clear 2 Close EP052- Understanding Mortgage Rate: What Affects Them 11.10.2024 26:01
In today's show, I discuss what a Mortgage Interest Rate is and what determines the rate that you will actually get! My name is Ryan Bolton and I am a Mortgage Nerd! Check out my website at RyanBolton.com if you are looking to buy or refinance a home in Utah or Nevada! Please like, subscribe, and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing...
Clear 2 Close Podcast EP052- 3rd Quarter 2024 Recap with Special Guest Jared Plewe 04.10.2024 26:01
In today's episode of the Clear 2 Close Podcast, Ryan Bolton, Local Mortgage Expert, brings on special guest Jared Plewe with Infinity Title to break down the 3rd quarter and year-to-date housing stats. To watch the video of today's show go to YouTube.com/@MortgageN3rd We will talk about the housing market in Southern Utah including the pending home sales and listings, days on the market and our...
Clear 2 Close Podcast EP051- Explaining the Changes to Buyer Agent Commissions 23.09.2024 29:27
In today's episode of the Clear 2 Close Podcast, Ryan Bolton with Patriot Home Mortgage brings on special guest Tammy Houchen with Red Rock Realty and the Board President of the Washington County Board of Realtors. Tammy has been in Real Estate since 2005 and has worked in every role from transaction coordinator to real estate agent, to now a broker with over 350 agents. With her expertise, she re...
Clear 2 Close Podcast EP050- Reviewing Harris Housing Proposal 26.08.2024 12:58
In today's episode, Ryan Bolton with Patriot Home Mortgage reviews the Kamala Harris Housing Proposal. Ryan will break down the good intentions of the plan along with the bad. Check out the video for this show- YouTube.com/@MortgageN3rd
Clear 2 Close Podcast EP048 - Jim Burch Estate Planner- You Need a Trust! 12.06.2024 26:00
Clear 2 Close Podcast EP048 - Jim Burch Estate Planning In today's episode, we bring on special guest Jim Burch with Easy Estate Planning and talk about a trust in and why you NEED to have one especially if you have real estate!
Clear 2 Close Podcast EP047 - Mortgage Abbreviations 05.06.2024 25:59
Clear 2 Close Podcast EP047 - Mortgage Abbreviations Today's show we break down what common mortgage abbreviations are!
Clear 2 Close Podcast EP046 - Home Inspections, Colton Hill 29.05.2024 26:00
Clear 2 Close Podcast EP046 - Home Inspections, Colton Hill
Clear 2 Close Podcast EP045 - QnA 23.05.2024 24:24
Clear 2 Close Podcast EP045 - QnA
Clear 2 Close Podcast EP046- Reviews- Watching other videos about Real Estate and making comments 09.05.2024 25:59
Clear 2 Close Podcast EP046 In todays episode, we open up random videos on YouTube and make comments on what we find. Having a bit of fun in this episode as we break down other videos!
Clear 2 Close Podcast EP044 - Reverse Mortgage, Trevor Carlson 02.05.2024 25:58
Clear 2 Close Podcast EP044 - Reverse Mortgage, Trevor Carlson
Clear 2 Close Podcast EP043 - Is it Better To Rent or Buy 17.04.2024 26:01
Clear 2 Close Podcast EP043 - Is it Better To Rent or Buy The answer is no. Thanks for watching
Clear 2 Close Podcast EP042 - First Quarter 2024 Recap 03.04.2024 25:59
Clear 2 Close Podcast EP042 - First Quarter 2024 Recap In this episode, we break down a recap of the first quarter of 2024. How many homes sold, pending inventory, and new builds are on the list to review.
Clear 2 Close Podcast EP041 27.03.2024 39:40
Clear 2 Close Podcast EP041
Clear 2 Close Podcast EP040 – Stump The Mortgage Nerd 13.03.2024 26:00
Clear 2 Close Podcast EP040 – Stump The Mortgage Nerd
Clear 2 Close Podcast EP039 – Mortgage Products Non-QM 06.03.2024 26:01
Clear 2 Close Podcast EP039 – Mortgage Products Non-QM
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