Nino Villa & Maria Casillas

Christ Centered Stewardship

Religion EN ↓ 31 episodes

Christ Centered Stewardship by New Money HabitsWelcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose. Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live....

Author

Nino Villa & Maria Casillas

Category

Religion

Podcast website

www.newmoneyhabits.com

Latest episode

Jul 6, 2026

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Episodes

A Mid-Year Reset: Celebrate Progress and Start Again | Ep. 30 06.07.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas invite you to pause at the halfway point of the year and take an honest look at where you are.   Maybe you've made great progress toward your financial goals. Maybe you've made some progress, just not as much as you hoped. Or maybe life happened, and the goals you set in January never really got off the...

How to Manage Inconsistent Income Without Constant Stress | Ep. 29 29.06.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas discuss one of the most common challenges facing entrepreneurs, commission-based professionals, tipped employees, freelancers, and small business owners: inconsistent income.   When your income changes from month to month, it can feel almost impossible to know how much you can spend, save, give, or plan...

Peace Through Christ in Life’s Storms | Ep. 28 23.06.2026

This week, we are revisiting an earlier conversation from the Christ Centered Stewardship podcast on peace through Christ. Life does not become simple just because we follow Jesus. We still face uncertainty, pressure, loss, hard decisions, financial stress, job changes, family tension, and seasons that feel difficult to understand. But Christ offers a peace that is not dependent on everything bein...

Talking to Kids About Money: Discipling Children Into Stewardship | Ep. 027 15.06.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas talk about how parents can progressively disciple their children into faithful stewardship. The conversation begins with real-life examples from their own families: Maria’s recent college graduate entering the workforce and Nino’s sixteen-year-old daughter receiving her first paycheck. From there, they explo...

Stewarding Travel Well: Planning Ahead Without Losing Peace | Ep. 026 08.06.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas talk about how to steward travel plans with wisdom, peace, and intentionality. As summer travel begins, many families are thinking about trips, vacations, weddings, college drop-offs, work travel, and time away. Travel can be a gift, but without planning, it can also create stress, overspending, and debt tha...

More Money, More Problems: Why Income Alone Doesn’t Fix Money Habits | Ep. 025 01.06.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas talk about the belief that more money will fix our financial problems. Prompted by a group question asking what one thing people would change about their current financial situation, Nino and Maria reflect on how many responses centered on more income, winning the lottery, or having greater access to money....

Comparison Is the Thief of Joy: Contentment, Gratitude, and Stewardship | Ep. 024 25.05.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas talk about the familiar phrase, “comparison is the thief of joy,” and what it means for contentment, gratitude, and faithful stewardship. The conversation explores the difference between happiness and joy, why joy is not dependent on circumstance, and how comparison slowly chips away at contentment. Nino and...

When Life Feels Tight: Control, Surrender, and Wise Stewardship | Ep. 023 18.05.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas continue their conversation about how people respond when life and money start to feel tighter. After discussing panic and avoidance in previous episodes, this conversation turns to control . On the surface, control can sound wise. But when pressure causes us to over-restrict, grasp for certainty, or try to...

“It’s Not Working”: Rethinking Savings, Patience, and Financial Progress | Ep. 022 11.05.2026

Saving money sounds simple in theory, but emotionally it can feel much harder in practice. In this conversation, we explore why so many people feel discouraged with savings, even when it’s technically “working.” From car repairs and property taxes to vacations and future goals, there’s often an emotional tension that happens when money finally has to be used for the very thing it was saved for. We...

Avoiding the Problem? How Financial Fear Leads to Inaction—and What to Do Instead | Ep. 021 04.05.2026

Financial pressure doesn’t always lead to panic. Sometimes it leads to something quieter—avoidance. Instead of making quick decisions, we do nothing. We put it off, ignore it, or convince ourselves it will work itself out over time. And while that might feel easier in the moment, it often allows the situation to grow in ways we don’t expect. In this conversation, we explore why avoidance happens,...

When Financial Pressure Hits: Avoiding Panic and Make Wise Decisions | Ep. 020 27.04.2026

Financial pressure has a way of building quietly. Sometimes over time, sometimes all at once. And when it does, it can feel like there’s an immediate need to act. In those moments, decisions often come from a place of urgency rather than clarity. Fear, uncertainty, and the desire for relief can lead to choices that feel right in the moment, but don’t always lead where we want them to long term. In...

Little Luxuries, Frugality, and Waste: When Spending Is Not the Problem | Ep. 019 20.04.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas explore the difference between spending and wasting . Prompted by a conversation in a no-spend group, they reflect on the small luxuries people choose not to give up, from coffee and gym memberships to healthy food, good shoes, travel, pets, and hobbies. Along the way, the conversation reframes a common fina...

Managing Credit Wisely: Fear, Faith, and Financial Decisions | Ep. 018 13.04.2026

Money decisions around credit cards and debt often get reduced to simple rules: avoid it at all costs, or use it however you want. But most people know it’s not that simple. In this conversation, we walk through what it actually looks like to approach credit with clarity instead of fear. Not by ignoring the risks, and not by blindly following someone else’s rules, but by understanding what these t...

Kicking Debt to the Curb: A Christ-Centered Approach to Breaking the Cycle | Ep. 017 06.04.2026

Debt can begin to feel like something that never goes away, something you manage but never truly leave behind. Psalm 37:21 says, “The wicked borrows but does not pay back, but the righteous is generous and gives.” That verse brings a different kind of clarity—not rooted in shame, but in honesty. In this conversation, Nino and Maria reflect on the patterns that keep people in debt and the beliefs t...

Expectation Is the Thief of Joy | Ep. 016 30.03.2026

What if the reason you feel frustrated, disappointed, or unsettled… isn’t your circumstances—but your expectations? In this episode of the Christ Centered Stewardship podcast , Nino and Maria explore how expectations—especially unspoken or unrealistic ones—can quietly shape our emotions, our relationships, and our decisions. Together, they discuss: How expectations influence emotional responses Th...

Peace of Mind Fund: Why It’s Not an “Emergency Fund” | Ep. 015 23.03.2026

What if the way you think about saving money is actually working against you? In this episode of the Christ Centered Stewardship podcast , Nino and Maria explore why the traditional idea of an “emergency fund” may unintentionally shape how we think, feel, and spend. Instead, they introduce a different approach: the Peace of Mind Fund . Together, they discuss: Why words matter in how we steward mon...

Feeding the Family: Why Food Should Be a Top Budget Priority | Ep. 014 16.03.2026

When money gets tight, many families instinctively cut the food budget first. But should they? In this episode of the Christ Centered Stewardship podcast , Nino and Maria challenge a common financial belief: that groceries are the easiest place to reduce spending. Instead, they explore why feeding your family should be one of the first priorities in a healthy financial plan . In this conversation,...

Tax Refunds, Windfalls & the Danger of Mental Math | Ep. 013 09.03.2026

Tax season brings a wave of emotion. Excitement, anxiety, anticipation, relief — sometimes all at once. In this episode of the Christ Centered Stewardship podcast , Nino and Maria explore how our thinking often shapes what we do with money that suddenly appears in our lives — especially tax refunds and other financial windfalls. Together they discuss: Why a tax refund is not “free money” How menta...

How Do I Steward My Time Wisely? (Gluttony, Sloth & Idle Time) | Ep. 012 02.03.2026

How are you actually spending your time? In this episode of the Christ Centered Stewardship podcast , Nino shares a surprising exercise — mapping out how his week is spent — and the conversation that followed. Together, Nino and Maria explore: What it means to “spend” time intentionally The difference between leisure and waste Why it’s not the content that’s the problem — it’s the gluttony How slo...

Knowledge Is Power: Inflation, Layoffs, and Making Informed Decisions | Ep. 011 23.02.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas explore the phrase: knowledge is power . With inflation rising 26% since 2020, many households feel financial pressure — tighter budgets, side hustles, and difficult conversations about work. But instead of reacting emotionally, this episode encourages listeners to slow down, gather information, and make inf...

Contentment Through Gratitude: Breaking the Cycle of Unplanned Spending | Ep. 010 16.02.2026

In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas explore the relationship between contentment, gratitude, and unplanned spending . Responding to a listener question about how to focus on contentment and avoid unnecessary spending, the conversation reframes the issue beneath financial behavior. Rather than treating overspending as a budgeting failure, Nino...

What Is God’s Will for My Life? Obedience, Prayer, and Trusting His Plan | Ep. 009 09.02.2026

Many believers ask the same question at some point in their journey: “What is God’s will for my life?” In this episode of the Christ Centered Stewardship podcast , Maria Casillas and Nino Villa explore the often-confusing relationship between God’s will, His purpose, and our individual calling . Through Scripture, personal testimony, and practical examples, they discuss why God’s will is often mor...

Finding Peace Through Christ in Life’s Storms | Ep. 008 02.02.2026

Life comes with storms — unexpected loss, hardship, uncertainty, and seasons that feel overwhelming. Following Christ does not remove those storms, but it does change how we walk through them. In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas explore what it means to experience peace through Christ , even when circumstances are painful and unresolved. Drawi...

Community That Supports Growth: Discernment, Boundaries, and Healthy Support | Ep. 007 26.01.2026

Community matters — but not every community helps us grow. In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas explore why the right kind of community is essential for growth, and why some environments can quietly hold us back. Using the familiar “crabs in a bucket” analogy, they discuss how negativity, poor boundaries, and unhealthy dynamics — especially in...

Count the Cost: Biblical Planning, Realistic Habits, and Faithful Stewardship | Ep. 006 19.01.2026

As a new year begins, many of us feel the pressure to change everything at once. But Scripture invites us to a slower, wiser path. In this episode of the Christ Centered Stewardship podcast , Nino Villa and Maria Casillas reflect on Jesus’ words in Luke 14:28 , where He calls us to count the cost before we begin. Together, they explore what biblical planning looks like when it’s rooted in realism,...

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