Chrisman Commentary - Daily Mortgage News

In today’s episode, we look at what is being discussed at April conferences. Plus, Robbie sits down with with Halo Programs Kirk King for a discussion on the ways originators are utilizing technology to automate daily marketing tasks to generate low-cost, high-yield leads and optimize current client relationships. And we close by examining the Fed's policy calculus. Welcome to The Chrisman Co...

In today’s episode, we look at the latest merger in the mortgage industry. Plus, Robbie sits down with Seroka’s John Seroka for a discussion on how brands are discovered by prioritizing credible, structured, and widely validated information over traditional SEO, making it critical for companies to build consistent digital authority and trust signals. And we close by examining how mortgage-backed s...

In today’s episode, we look at the calculus going through building contractors minds. Plus, Robbie sits down with WSFS Bank’s Jeffrey Ruben for a discussion on how homeowners can strategically tap their equity while navigating today’s rate environment, avoiding common renovation financing pitfalls, and understanding why many are calling this the “golden age” of HELOCs. And we close by examining th...

In today’s episode, we go through some migration trends popping up across the U.S. Plus, Robbie sits down with Experian’s Joy Mina and Ken Tromer for a discussion on helping mortgage lenders cut costs and speed up closings by offering an early, integrated view of employment verification that improves decision-making, enhances borrower experience, and supports broader automation in lending workflow...

In today’s episode, we go through the our daily update from the Strait of Hormuz and how it is impacting borrower behavior. Plus, Robbie sits down with Paddington Capital Management’s Paul Musson for a discussion on how policymakers are repeatedly propping up asset prices at the expense of long-term economic health and fairness. And we close by looking at the latest labor market indicators. Thank...

In today’s episode, we go through the latest mortgage news emanating from Washington D.C. Plus, Robbie sits down with loanDNA’s Neil Sahota for a discussion on how the mortgage value chain is being reshaped, from origination through servicing, and what that means for lenders trying to stay competitive. And we close by looking at the shifting calculus of Federal Reserve policy. Thank you to Experia...

In today’s episode, we go through the latest annual origination production rankings from lenders. Plus, Robbie sits down with Cardinal Financial’s Brian Hurd for a discussion on builder sentiment this spring, the push for attainable housing, key affordability challenges, and the market forces and development trends likely to shape housing in the coming months. And we close by looking at Kevin Wars...

In today’s episode, we go through the ways mortgage rates are moving in lockstep with oil prices. Plus, Robbie sits down with Noise Media Group’s Joseph Levi for a discussion on how marketers are turning SEO budgets into generative engine optimization (GEO) to maintain visibility across AI-driven results that pull from diverse sources like structured data, news, and social content. And we close by...

In today’s episode, we go through chatter from the hallways at the MBA Advocacy Conference. Plus, Robbie sits down with Verisk’s Kingsley Greenland for a discussion on how insurance companies are using climate modeling to improve their granularity of pricing, though ambiguity still exists. And we close by talking about what the Federal Reserve's is expected to do at and beyond its meeting nex...

In today’s episode, we go through the latest migration patterns from the U.S. Census Bureau. Plus, Robbie sits down with Berger Singerman's Geoffrey Lottenberg for a discussion on navigating the legal implications of AI in mortgage and lending processes. And we close by talking about what the Federal Reserve's Beige Book reveals about economic growth. Thank you to Truework , the one veri...

In today’s episode, we go through the latest statistics pertaining to funded mortgage volume. Plus, Robbie sits down with Evergreen Home Loans’ Tamra Rieger for a discussion on leadership, building teams, and winning business in the current rate environment. And we close by talking about how the conflict in the Middle East is impacting mortgage applications. Thank you to Truework , the one verific...

In today’s episode, we go through the differences between fines and taxes, with a little levity. Plus, Robbie sits down with attorney Barry Levine for a discussion on borrower behavior during delinquency (and how mortgage professionals can keep borrowers engaged, reduce panic, and prevent costly mistakes), and we close by talking about how Agency mortgage-backed securities have been performing ver...

In today’s episode, we go through the differences between a mortgage and a lien. Plus, Robbie sits down with LendFriend Mortgage’s Eric Bernstein for a discussion on how lenders' increasing use of alternatives like bank-statement and asset-based loans is prompting a broader rethink of eligibility standards. And we close by talking about what to look forward to on the economic calendar this we...

In today’s episode, we go through the latest mailbag questions hitting my inbox. Plus, Robbie sits down with CIC Credit’s Don Clement for a discussion on how changing regulations, credit scoring models, and data strategies are reshaping borrower acquisition, risk assessment, and cost management. And we close by looking at the latest CPI figures and how transitory they are. Thank you to JazzX, the...

In today’s episode, we go through the latest rumors surrounding Vantage Score. Plus, Robbie sits down with OFA Group’s Thomas Gaffney for a discussion on what real problems tokenization solves in mortgage finance today, where it will gain early traction in residential real estate, and how lenders can assess regulatory risk and platform credibility as the market evolves. And we close by looking at...

In today’s episode, we go through population trends across the U.S. Plus, Robbie sits down with Asset Based Lending’s Kevin Rodman for a discussion on balancing demand across its lending platforms by staying disciplined on risk, adapting to shifting investor behavior, and pursuing sustainable growth in a more cautious market cycle. And we close by looking at what impacts President Trump's geo...

In today’s episode, we go through the latest prepayment characteristics from VA loans. Plus, Robbie sits down with Moder’s Erik Anderson for a discussion on the company’s strategic partnership with Palantir Technologies to co-build an AI-powered mortgage operations platform. And we close by looking at what impacts President Trump's rhetoric on Iran is having on bond markets. Thank you to Jazz...

In today’s episode, we go through some trends that are increasingly reshaping housing demand. Plus, Robbie sits down with Nestment’s Niles Lichtenstein for a discussion on giving first-time buyers the clarity, confidence, and plan to make homeownership happen. And we close by looking at what FHA prepayment characteristics. Thank you to JazzX, the first true end-to-end AI platform built for mortgag...

In today’s episode, we go through some good news on this Good Friday. Plus, Robbie sits down with Birchwood Credit Services’ Samantha Markwood for a discussion on brand strategy for mortgage companies in the age of AI and what marketing tactics actually come across as authentic. And we close by looking at what Agency MBS issuance did over the past month. Thank you to RelCu. RelCu is the all-in-one...

In today’s episode, we go through some rumors that we're hearing about Fannie and Freddie. Plus, Robbie sits down with Relcu’s Abhi Thakur for a discussion on how to improve decision-making, streamline consumer data management and engagement, and where tech needs to respect legacy knowledge of mortgage operations. And we close by looking at what President Trump's remarks yesterday did to...

In today’s episode, we go through the latest strategic partnerships in the mortgage industry. Plus, Robbie sits down with Bloomberg’s Erica Adelberg for a discussion on MBS investor sentiment, spread movements, and changes in prepayment characteristics with volatile rates. And we close by looking at the correlation between oil prices and interest rates. Thank you to RelCu. RelCu is the all-in-one...

In today’s episode, we go through the latest on the UAD 3.6 implementation. Plus, Robbie sits down with Guild Mortgage’s Terry Schmidt for a discussion on understanding borrower behavior, adoption of AI-driven and digital capabilities, affordability, and access, and both cultural and structural shifts toward data-driven proactive lending. And we close by looking at why rates are now falling Thank...

In today’s episode, we go through the latest on housing supply and demand across the nation. Plus, Robbie sits down with Lennar’s Laura Escobar for a discussion on leadership, housing trends, people-first leadership, and the ongoing evolution of diversity and mentorship. And we close by looking at the runoff from the Federal Reserve's balance sheet. Thank you to RelCu. RelCu is the all-in-one...

In today’s episode, we go through some excellent writing being put out by individuals in the mortgage industry. Plus, Robbie sits down with Bridger Investment Partners’ Sarah “Sadie” Gurley for a discussion on the role of investment advisors specializing in residential whole loans, mortgage servicing rights, and RMBS securities play in the mortgage ecosystem. And we close by looking at the impacts...

In today’s episode, we go through the relationship between oil prices and mortgage rates. Plus, Robbie sits down with Polunsky Beitel Green's Peter Idziak for a discussion on President Trump’s executive order’s impact on mortgage regulations. And we close by looking at what labor indicators are saying about the strength of the U.S. economy. Thank you to Quorum Federal Credit Union , which off...