Chrisman Commentary - Daily Mortgage News

Today's episode includes some notable updates from the loanDepot LO comp lawsuit. Plus, Robbie sits down for an interview with BMO’s Tom Parrish on why homeownership remains a cornerstone of the American dream even as affordability challenges, inflation pressures, and shifting buyer expectations increasingly keep prospective homeowners on the sidelines. The episode closes with a look at the c...

Today's episode includes reaction to FHFA Director Bill Pulte being named the acting director of national intelligence. Plus, Robbie sits down for an interview with Experian’s Sophia Cheung on simplifying and modernizing the verification process by consolidating multiple systems into a single platform, further streamlining workflows and increasing value. The episode closes with a look at MBS...

Today's episode includes a discussion on the various mergers and acquisitions we are seeing around the mortgage and real estate industries. Plus, Robbie sits down for an interview with TD Bank’s Scott Lindner on the shift in how first-time buyers are approaching homeownership, as affordability challenges continue to reshape expectations, timelines and financial preparation. The episode closes...

Today's episode includes a discussion on if future Federal Reserve rate hikes are warranted. Plus, an interview with Rob Chrisman and Movement Mortgage's Lyra Waggoner on breaking into mortgage banking, what it actually takes to run a lender day-to-day, and thinking differently about building careers, culture, and long-term success. The episode closes with a look ahead to this week'...

Today's episode includes a discussion on some poorly-trending data from the mortgage and housing markets, an interview with Pineapple's Shubha Dasgupta on the progress and process of mortgages being originated on the blockchain, (and the use cases and benefits to the mortgage and bond markets), and we close by looking back on the week that was. Welcome to The Chrisman Commentary , your g...

Today's episode includes a discussion on the ever-changing slope of the yield curve, an interview with Sagent’s Sridhar Sharma and Shane Leonard on how the latest and greatest in underwriting technology is reducing friction in the mortgage origination process, and what to expect from the Federal Reserve under new Chair Warsh. Welcome to The Chrisman Commentary , your go-to daily mortgage news...

Today's episode includes a discussion on the ways headlines are driving rate movements, an interview with NEO Home Loans Ryan Grant on the evolution of interactions between mortgage professionals and borrowers, and how companies can best provide support to origination staff, and what to expect from a busy economic calendar. Welcome to The Chrisman Commentary , your go-to daily mortgage news p...

Topics on today's episode include rate expectations versus realities, an interview with David Lykken on transformation in mortgage lending over the past five-plus decades, as well as lessons on leadership, and renewed clashes in the Middle East and their impact on mortgage rates. Welcome to The Chrisman Commentary , your go-to daily mortgage news podcast, where industry insights meet expert a...

In today’s episode, we go through MBA's recommendations about Basel III capital requirements. Plus, Robbie sits down with Insellerate’s Josh Friend for a discussion on increasing loan officer and sales manager efficiency. And we close by looking at bond market movements from across the globe. Welcome to The Chrisman Commentary , your go-to daily mortgage news podcast, where industry insights...

In today’s episode, we go through big takeaways from MBA's Secondary and Capital Markets Conference in New York City. Plus, Robbie sits down with TransUnion’s Satyan Merchant for a discussion on the accelerating shift toward mortgage credit score competition, exploring how lenders should adapt to increasing model choice, evolving credit report innovation, operational complexity, alternative d...

In today’s episode, we go through the shifting rate calculus of the Federal Reserve under new chairman Warsh. Plus, Robbie sits down with LendingTree’s Rob Bhatt for a discussion on how home insurance costs are rising far faster than both inflation and household income growth nationwide. And we close by looking at what is expected under Warsh's Federal Reserve. Welcome to The Chrisman Comment...

In today’s episode, we go through the shifting production composition as the yield curve steepens. Plus, Robbie sits down with Acrisure’s Kristen Britton for a discussion on how lenders are balancing speed, automation, fraud prevention, and human oversight as remote closings reshape mortgage risk, identity verification, and the future framework of trust in digital transactions. And we close by loo...

In today’s episode, we go through the costs of home ownership across major metropolitan areas. Plus, Robbie sits down with Lower’s Craig Montgomery for a discussion on how strategic leadership is shaping lender growth in 2026 through effective team building, evolving production trends, competitive retail execution, and strong real estate agent relationships. And we close by looking at the shifting...

In today’s episode, we go through the most up-to-date delinquency statistics from MBA. Plus, Robbie sits down with Click n' Close’s Delores Lopes for a discussion on the role of a COO in this technological age, as well as women in leadership roles. And we close by summarizing the week that was. Welcome to The Chrisman Commentary , your go-to daily mortgage news podcast, where industry insight...

In today’s episode, we go through the recent performance of mortgage-backed securities (MBS). Plus, Robbie sits down with Flex’s Ryan Metcalf for a discussion on how financial fragility is reshaping the foundation of homeownership demand, challenging traditional credit models, and forcing lenders and policymakers to rethink risk, readiness, and the role of demand-side solutions. And we close by wa...

In today’s episode, we go through the Federal Reserve's dual-mandate balancing act. Plus, Robbie sits down with nCino’s Chris Gufford for a discussion on how AI is moving beyond hype to deliver measurable gains in mortgage operations, borrower experience, and loan officer productivity, while reshaping how forward-looking lenders reengineer their processes for the next phase of industry transf...

In today’s episode, we go through what sort of profitability and volume some of the larger players in the mortgage industry are doing. Plus, Robbie sits down with Truework’s Ethan Winchell for a discussion on how rising income volatility is reshaping homebuyer eligibility and what lenders must do to adapt to a more complex and less predictable income landscape. And we close by examining the latest...

In today’s episode, we go through what to look forward to from MBA's Annual Secondary and Capital Markets conference in New York. Plus, Robbie sits down with Eris Innovations’ Geoffrey Sharp for a discussion on how to hedge non-Agency production, which has historically been difficult because these loans lack a liquid, standardized forward market (like the TBA market for agency loans) and carr...

In today’s episode, we go through a primer on how current market gyrations are influencing prepayment speeds. Plus, Robbie sits down with Digital Risk’s Kim Lanham for a discussion on how the Iran conflict and broader geopolitical uncertainty are influencing mortgage rates, borrower decision-making, servicing retention strategies, borrower assistance programs, and emerging credit and fraud risks a...

In today’s episode, we look at the latest earnings calls and quarterly results from across the mortgage industry. Plus, Robbie sits down with FirstClose’s Dan Kellett for a discussion on how forward-thinking lenders are using automation, faster cycle times, and digital transparency to improve borrower experience, accelerate closings, and drive profitable growth in home equity lending. And we close...

In today’s episode, we look at the figures surrounding America's aging housing stock. Plus, Robbie sits down with Chris Marshall of Sagent at its 2026 Ignite Conference, as well as Scott Rodeman (Evergreen Home Loans), Chris Wittrig (Land Home), and Jane Roethler (Idaho Housing and Finance Association) for a discussion on the latest and greatest in servicing technology. And we close by examin...

In today’s episode, we look at figures associated with Hispanic lending in America. Plus, Robbie sits down with Figure’s Anthony Stratis (for a discussion on the home equity lending space) and Verus’ Dane Smith (for a discussion on innovative loan products). And we close by examining what it would take for oil prices to return to normal levels. Welcome to The Chrisman Commentary , your go-to daily...

In today’s episode, we look at the profitability of Fannie Mae and Freddie Mac. Plus, Robbie sits down with AnnieMac’s Joe Panebianco for a discussion on helping borrowers compete like cash purchasers, how affordability pressures are shaping borrower demand and new lending strategies, how global risks ripple into mortgage markets, and what key signals could drive a meaningful market shift through...

In today’s episode, we look at the prevalence of various programs to qualify more borrowers for homes. Plus, Movement Mortgage’s Lyra Waggoner interviews Rob and Robbie on a listener mailbag list of topics. And we close by examining the macro economic narrative after a large slate of data. Welcome to The Chrisman Commentary , your go-to daily mortgage news podcast, where industry insights meet exp...

In today’s episode, we look at the size of the all-cash buyer segment. Plus, Robbie sits down with CI&T’s Tim Von Kaenel for a discussion on building, integrating, and optimizing technology to drive differentiation, modernize operations, and navigate an increasingly complex and fast-evolving digital landscape. And we close by examining dissent brewing within the Federal Reserve. Welcome to The...