Cash Talk

With a passion for leadership, whilst keeping employees dedicated and time flexible, Thriving Wealth is committed to improving client relationships and their wealth. In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder discuss the culture and differences that Thriving Wealth has developed and continues to change compared to other financial advisory companies by putting their clients an...

Two of the most important factors of your life; Health and Wealth are intricately connected.  Good health often enables us to generate an income and participate in daily activities, while wealth provides access to life’s luxuries such as healthcare, food, and the freedom to do what makes up fulfilled.  In today’s episode, Wealth Advisers, John Cachia and John Koutsouroupas (JK) explore the interre...

Is it better to invest in the great Australian dream of owning a home, or should you put your money into the stock market? We’ve heard it all before, it’s the age-old debate of investing in property versus shares. In today’s episode, Wealth Adviser, John Cachia, and aspiring Wealth Adviser, Nicholas Masunda break down and settle the debate as well as discuss the benefits and risks of each investme...

The wealth gap is widening with a recent government report outlining that around $3.5 trillion in assets will be transferred in Australia by 2050. Making it the biggest wealth gap in Australian history.  If you’re not growing and protecting your wealth, your kids may find themselves getting further behind financially.  In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder discuss the vi...

Investing can feel like a rollercoaster, where fear and excitement often influence our decisions more than logic. In today’s episode, Wealth Advisers, John Cachia and John Koutsouroupas (JK) explore two overlooked factors in investment success; behaviour and psychology and how they shape your wealth creation journey as well as influence your investment outcomes. Enjoyed this episode and want to he...

As parents ourselves, we understand the want to give your kids the best headstart in life.  In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder deep dive into the topic of all things kids and money. From building the right financial foundations, to sharing stories from their own parenting journeys, and ensuring your wealth lasts beyond you, they leave no stone unturned.  Enjoyed this...

The cost of living is rising and more millennials crave the freedom and stability of living life on their terms. The solution isn’t get-rich-quick schemes or relying on debt to fuel your lifestyle, it’s getting a head start on your wealth journey while you’re young. So why wait? In today’s episode, Wealth Advisers, John Cachia and Anthony Caligari unpack their personal wealth journeys starting at...

We all aspire to become financially free whether we realise it or not, yet only a few of us truly attain it. It’s not just about the numbers in our bank account, but the ability to create wealth whilst living a fulfilling life.  In today’s episode, Wealth Adviser, John Cachia and aspiring Financial Adviser, Nicholas Masunda deep dive into what financial freedom truly is and how you can make it you...

Money mistakes; we've all made them, and they can leave us feeling frustrated and overwhelmed. But fear not! In this episode of Cash Talk, Wealth Advisers John Cachia and Mason Thorn break down common money mistakes, why people make them, and most importantly how to avoid them and build better financial habits. Enjoyed this episode and want to hear more of us? More of John More of Mason More o...

A New Way Forward with... THRIVING WEALTH Over the past 15 years, we have meticulously honed our craft, leading us to this momentous evolution. Re-defining the way you seek Financial Advice, helping you confidently achieve financial freedom and fulfilment! Join John and Chloe as they give you an insider insight into our re-brand, why Thriving Wealth and what you can expect! Find Thriving Wealth on...

Ready to take the leap into homeownership? Join us as we dive deep into the exciting journey of purchasing your very own piece of real estate! From understanding the property market to key considerations and impacts, we give you our insights and expert tips on every part of the process. In today's episode, we discuss: John & Mason's Personal Property Buying Stories Things to Consider B...

Are you ready to transform the way you think about money? Your money mindset plays a crucial role in determining how you view, interact, and feel about money. Shaped by your upbringing and life experiences, join John & Nicola as they unravel the enigma of money mindset. From John's money story to creating habits that improve your mindset, they're diving into the roots of money beliefs...

Ever wondered where to invest your hard-earned money? We've all got dreams of no longer trading time for money, but navigating the maze of options can be intricate. Join John, Mason & Nicola as they break down Income and Growth Asset complexities, lay out the differences, and help you figure out which path aligns with your goals! In today's episode, we discuss: What are income and grow...

There are over 57k charities to choose from...how can we make giving back an easier and safer experience? Today, John is joined by Jess and Kylie from Seedling. Seedling is all about doing good better through their personalised charity matching service. Being big believers in giving back, join John, Jess, and Kylie as they deep dive into the true impact of helping others. In today's episode, w...

Many of us live for today, but what is our purpose? What is the reason we get up every day? Today, John, Nicola, and Mason are having deep conversations about finding fulfilment beyond wealth. Join them as they explore the balance between living for today and planning for tomorrow. In today's episode, we discuss: Challenges Arising in the Pursuit of the Next Thing Setting Fulfilling Goals Find...

Leadership is a powerful skill to have in both your personal and professional life. Without understanding the key role of being a good leader, visions often don't become a reality. Today, John is joined by Founder and Executive Leadership Coach and Psychologist at Wellbeing Face, Simi Rayat. Discover the key components that make a leader truly successful. In today's episode, we discuss: Si...

Your journey to financial success doesn't have to be a complicated one. They say simple is best, and John believes simplicity is the key to success. In today's episode, John is joined by Jane, who unpacks and explores why simple strategies are the unsung heroes of financial freedom. In todays episode, we discuss: Why we implement simple strategies Misconceptions surrounding building wealth...

Navigating relationships and finances can be challenging, but what happens when you combine the two? Join John, Nicola & Mason as we explore the intricate world of relationship finances and give our advice on ensuring a smooth money journey with your significant other. In today's episode, we discuss: Future consideration challenges when single Essential money conversations to have with you...

Known as the Happiest Man in the Universe, Gordon Rutty aka Gordo joins John in an inspirational deep dive into finding your passion and purpose. Learn Gordo's expert tips for starting your pathway to fulfilment. In today's episode, we discuss: Who is Gordo? Gordo's Kidney Donation Journey 3 Principles to Live By Creating Impactful Change Through Property Mental Health Exercises And Mo...

From family barbecues to everyday chats, one of John's most frequently asked questions is "what's your latest stock tip? " In today's episode, John is joined by Jane who is unravelling the complexities and elements of John's highly effective Wealth Creation Philosophy. What makes it so powerful and how has it evolved over the years? In today's episode, we discuss: The...

In the pursuit of financial freedom, there's more to the journey than quick fixes. In today's episode John, Nicola, and Mason share their passion on how ongoing support can reshape your financial journey into a fulfiled future. In today's episode, we discuss: Seeking a quick-fix Behavioural coaching & unawareness of behavioural issues Financial blind spots The importance of account...

One of the hallmarks of a successful financial plan is what we call a Roadmap. A Roadmap underpins your financial strategy, helping you identify the key goals you have in your life and the actions required to make them a reality. In today's episode, John and Nicola dive into the complexities of a roadmap and the transformative benefits it reaps when implemented correctly. In today's episod...

There's no hiding for John today, Mrs. Cachia, aka Burcu is here to air it all! John's wife, and mother of their young kids, gives us the inside scoop on what it's really like being married to a Financial Adviser. In today's episode, we discuss: John & Burcu's 1st date story Financial similarities & differences Teaching their kids about money The unseen side of John Ans...

Making his debut in the finance industry at 14, and becoming an entrepreneur at age 20, John has had his fair share of experiences over the years. But what led him to empower people to achieve financial freedom? In today's episode, we discuss: 14 y/o John's financial planning journey John's vision to reshape the industry John's passion for his clients Challenges & lessons learn...