Cash Talk

Got questions about your finances? We've got answers! In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari wrap up the year by answering the financial questions you're most curious about. From knowing when you’re ready to see a Financial Adviser to what investments you should focus on, they give clarity on some of the challenges and opportun...

Reflection and planning are key to growth, helping you improve and progress each year. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn reflect on the financial lessons, achievements, and milestones of 2024 while providing actionable strategies to set yourself up for a successful 2025. They explore the importance of reviewing the past year an...

A long-term client of ours referred over 30 people to us…but none of them reached out.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) delve into the stereotypes surrounding the term ‘financial adviser’ and how these perceptions lead to hesitation in seeking professional advice.  John and JK explore the innovative impact Thrivin...

Financial success is about much more than the numbers in your bank account—it’s deeply tied to your money mindset, behavioural patterns, and emotional trauma. As well as your ability to not just earn money, but use it to live a fulfilling life. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Global Business Psychologist, Simi Rayat and Gestalt P...

The recent US election has seen heightened investment markets, fueling fear, FOMO, and a rise in speculative investment trends.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn delve into how these emotions are influencing investor behaviour, leading many to chase quick returns through speculative investments. John and Mason explore the risk...

The rising cost of living has had a significant impact on household budgets, with cashflow getting eaten up quicker than usual.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari explore how to master your cash flow, the oxygen of your finances. They discuss how your habits and mindset affect your money, ways to overcome financial stagnan...

It’s the most wonderful time of the year, but also one of the most expensive. With sales, gift-giving, and societal expectations, Christmas often brings financial strain for many families. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder dive into the psychology behind Christmas spending. They explore the true meaning of the holiday session,...

Investment bonds are managed fund investments provided by a life insurance company, but Australians are now viewing them as an alternative to superannuation?  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn break down investment bonds, exploring their benefits and when they might be a smart alternative or addition to superannuation.  Join Jo...

The age-old Australian dream of owning a home versus the new emerging strategy of Rentvesting - What’s the right choice for you? Rentvesting is a strategy that allows you to generate wealth through an investment property while renting a home for lifestyle considerations.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari discuss the pros,...

There are many misconceptions surrounding superannuation, leading people to either misuse it or overlook it altogether in their finances. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and James Wrigley delve into the world of superannuation and non-super strategies and the importance of finding the right balance between the two to create a financially fre...

Motivation can only take you so far; transformative results ultimately come down to action, consistency, effort, and patience.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder delve into what it takes to achieve financial success. They emphasise the importance of who you surround yourself with, the patience required to see results, and the r...

Are you surrounded by the right support network, mindset, and behaviours to truly grow and thrive?  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Mark Colletti, Founder and Gestalt Psychotherapist at Seeking Minds. Join John and Mark as they deep dive into the powerful connection between psychotherapy and financial planning in overcoming minds...

50% of new businesses fail within the first 5 years of operation, but with the right strategies, yours doesn't have to be one of them.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers and Business Owners John Cachia and John Koutsouroupas (JK) explore what it takes to not only create a business, but one that thrives and generates long-term wealth.  They discuss finding...

Paraplanning plays a crucial role in helping clients achieve their goals and financial freedom, yet many don’t fully understand the process behind it. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Paraplanner Eva Homsi to explore and shed light on the paraplanning process. Together, they break down how financial plans and strategies are crafte...

Self-Managed Super Funds (SMSFs) have surged in popularity, becoming a growing trend - yet many jump in without fully understanding the complexities involved. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) unpack Self-Managed Super Funds. They explain what SMSFs are, the pros and cons, and when they’re a suitable option.  John a...

Parenting comes with its own set of challenges, but when you add in the cost-of-living pressures, it can quickly become overwhelming.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by long-time friend and wealth coordinator, Leah Bonacci to break down the realities of parenting in today’s economy.  Together, they explore the pressures of social m...

Building wealth alone isn’t enough to find true fulfilment, living life on your terms involves more than the numbers in your bank account. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder dive deep into the concept of a fulfilled life. They explore the precision between balancing enjoying the present and planning for the future, while underst...

Many people are unaware of the level of detail and effort involved in building a financially free future. In today's episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and JK (John Koutsouroupas) take you behind the scenes of our financial planning process.  From the moment you first seek wealth advice with us, to the in-depth research, plan creation, and implemen...

Debt; almost everyone has it, yet not everyone knows how to manage it.  In today’s episode, Multi-Award-Winning Australian Wealth Advisers, John Cachia and Anthony Caligari dive into the world of debt. They explore the fine line between good and bad debt, unpacking the wealth creation powers it has, as well as the dangers that come with it.  Debt has become increasingly normalised in society, usin...

Investing isn’t just about picking stocks, it’s about building a strategy that allows you to achieve your goals while taking on minimal risk.  In today’s episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn, dive into the intricacies of investment strategies and what it means to create an effective one. Join John and Mason as they explore goal-based inve...

The tradeoff between debt vs. investing. What’s the best for your future? In this episode of Cash Talk, Multi-award-winning Australian Wealth Advisers John Cachia and JK (John Koutsouroupas), tackle a common financial dilemma; Should you prioritise paying down debt or focus on investing for the future? Join John and JK as they break down each approach, what you should be mindful of, as well as how...

In this episode of CashTalk, Multi-Award Winning Australian Wealth Adviser John Cachia and his own wealth adviser and protégé, Anthony Caligari, dive into the inspiring success stories of their clients. Anthony and John share the battles their clients have faced over the years—from financial hardships and personal struggles —and how they have come out the other side living the life they desire. Th...

In this episode of CashTalk, Multi-Award Winning Australian Wealth Adviser John Cachia and trusted Real Estate Agent, Symone Gatt share their expertise on navigating the current real estate market. Symone provides an overview of market trends and offers practical advice for buyers and sellers. John shares his experiences with property and client success stories, highlighting how controlling emotio...

In today's episode of Cash Talk, Multi-Award Winning Australian Wealth Adviser John Cachia is joined by expert estate planning lawyer Lucy Percy to discuss the crucial aspects of estate planning. Together, they delve into the importance of nominating a beneficiary and selecting a guardian for your children, ensuring your loved ones are protected and cared for. Lucy shares her expertise on prot...

Are you comparing yourself to others financially? Do you feel like you're falling behind? In today’s society, we are constantly comparing ourselves to others and their financial status. With strategies in place, Thriving Wealth can help alleviate your stress and help achieve your individual goals.  In today’s episode, Wealth Advisors John Cachia and Mason Thorn discuss how sometimes we fall be...