James Bowers II

Cash in the Cyber Sheets: Making Money From Being Secure & Compliant

Shattering the myth that security and compliance are just necessary evils and profit-sucking business bottlenecks, “Cash in the Cyber Sheets” reveals how they’re actually launchpads for profit and how they lay the groundwork for golden opportunities. Dive between the spreadsheets with James Bowers II, CEO of Input Output each week as he unzips the secrets of turning obligatory fine print and security management into financial foreplay. It's time to make security, compliance, and risk management your business bedrock – turning them into strategic assets that aren't just about avoiding risks, bu...

Author

James Bowers II

Category

Technology

Podcast website

www.inputoutput.com

Latest episode

Nov 13, 2025

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Episodes

#77: The Digital Defense Playbook for Parents: How to Keep Kids Safe Online 13.11.2025

In this episode of Cash in the Cyber Sheets , we’re trading ransomware for real parenting — because the biggest threat some families face isn’t just phishing emails, it’s predators hiding behind screens. This week, we’re talking about keeping your kids safe online without turning your home into a surveillance state or making every digital moment a standoff. You’ll get a practical, parent-tested pl...

#76: Read The Fine Print: 3 Traps That Kill Cyber Insurance Claims 06.11.2025

In this episode of Cash In The Cyber Sheets, we unpack three clauses that quietly decide whether your cyber insurance pays when it counts. No scare tactics, just the fine print you actually need to verify before a breach becomes a bill. First, waivers of subrogation. Your vendors love them. Your contracts team signs them. Your insurer may not. We explain what a waiver of subrogation does, why it c...

#75: The Two Email DNS Gotchas Costing You Deliverability 30.10.2025

This shorter episode gets right to the point. We cover two high-impact issues we keep finding when helping clients clean up email deliverability. First, DKIM selectors. Too many teams set up one selector for one sending platform and forget the rest. Then messages from a marketing tool, ticketing system, billing platform, or CRM either fail to authenticate or limp by with soft fails that chip away...

#74: No Breach, Big Trouble: FCA Risks in Healthcare 23.10.2025

Cybersecurity headlines love a good hack story. This week, we talk about something far sneakier that can cost you plenty even when nothing gets “hacked.” On Cash in the Cyber Sheets, we unpack how the False Claims Act can bite health care organizations and vendors when their compliance story does not match reality. Translation: you can be on the hook for big dollars without a single compromised re...

#73: Cyber Insurance Review For Real Life 16.10.2025

Think your cyber insurance has you covered? This episode pokes at the fine print that turns big promises into small payouts. We spotlight the exclusions that quietly gut claims, the sublimits that disappear faster than you can say “forensic invoice,” and the vendor clauses that spread your limits across more parties than you bargained for. What we tease out: The exclusions that look routine but er...

#72: False Claims Act Meets Cybersecurity Compliance 09.10.2025

In this episode of Cash in the Cyber Sheets , we’re talking about something that should make every contractor, healthcare provider, and federally funded business sit up straight: the False Claims Act (FCA) is officially part of cybersecurity enforcement. Long used to combat fraud, the FCA is now being leveraged by the Department of Justice to go after companies that claim to meet cybersecurity req...

#71: Incident Response Plan Essentials 02.10.2025

Welcome back to Cash in the Cyber Sheets , where we talk about the messy, practical, and sometimes painfully honest side of cybersecurity. In this episode, we’re tackling a challenge that every organization faces sooner or later: creating and managing an Incident Response Plan (IRP). On paper, an IRP is simple. It’s your guidebook for what to do when, not if, a cyber incident occurs. But in realit...

#70: Top 5 Reasons SPF, DKIM, and DMARC Fail 25.09.2025

Cash in the Cyber Sheets is where small and midsize business owners finally get the straight talk on cybersecurity without the jargon, the scare tactics, or the thousand-page compliance manuals. Each week, we pull back the curtain on the hidden forces that make or break your business online, from email deliverability to data protection, and give you simple, actionable steps you can use right now....

#69: SPF, DKIM & DMARC Explained for Small Business 18.09.2025

Have you ever sent an important business email and wondered if it actually made it to your client’s inbox? Or worse, discovered later that your emails were quietly landing in spam? You’re not alone. Every day, small and mid-sized businesses lose money, opportunities, and credibility because of one simple issue: email authentication. In this episode of Cash in the Cyber Sheets , we’re breaking down...

#68: Cash in the Cyber Sheets - AI Policy Development 11.09.2025

Welcome to Cash in the Cyber Sheets , a channel dedicated to helping organizations understand and strengthen their information security programs. Hosted by James from Input Output, we provide practical insights into policies, compliance, risk management, and the real-world challenges of securing technology in business environments. Artificial intelligence is transforming how companies operate, but...

#67: Cash in the Cyber Sheets - SPF Blunders 04.09.2025

Welcome to Cash in the Cyber Sheets , the podcast where we cut through the noise of cybersecurity and talk about the things that actually hit your business where it hurts — your bottom line. In this episode, we dive into one of the most deceptively simple yet frequently botched pieces of email security: your SPF record. On paper, Sender Policy Framework (SPF) sounds easy enough. You publish a DNS...

#66: InfoSec Program Pillars | Plan, Do, Check, Act 21.08.2025

In this shorter solo episode of Cash in the Cyber Sheets , James breaks down the four core structures often referred to as the Plan Do Check Act cycle that serve as the foundation of a successful information security program. While “pillars of security” might sound like something only a compliance consultant would get excited about (guilty as charged), the reality is these four steps are what keep...

#65: The Hidden Dangers of Personal AI in the Workplace 14.08.2025

Artificial Intelligence is everywhere — from helping us write emails faster to predicting our next snack craving. But when it comes to workplace security and compliance, “everywhere” isn’t always a good thing. In Episode 65 of Cash in the Cyber Sheets , we pull back the curtain on a growing problem we’ve been seeing during audits and with multiple clients: employees using their own personal AI acc...

#64: Writing Security Policies That Work for Business 07.08.2025

So you've got frameworks, regulatory requirements, client expectations, and a million checkboxes to tick... but how do you actually write policies that make sense, get followed, and don’t make your staff cry? That’s exactly what we’re tackling in this solo episode of Cash in the Cyber Sheets . In this episode, James pulls back the curtain on one of the most common pain points organizations fa...

#63: Lockouts, Cold Storage Fails & Upgrade Pitfalls 31.07.2025

Ever had that heart-stopping moment when you can’t get into your password manager? In this episode of Cash in the Cyber Sheets , we’re back with Bryan Barnhart from Infiltration Labs to talk about exactly that—because it almost happened to both of us. We unpack the nightmare scenario of getting locked out of your own encrypted vault, the ripple effects it can have on your digital life, and why you...

#62: What a Forensics Expert Teaches About Compliance 24.07.2025

In this episode of Cash in the Cyber Sheets , we dive into the gritty, behind-the-scenes realities of digital forensics and compliance with guest Bryan Barnhart of Infiltration Labs . Bryan is a seasoned forensics expert who has spent years testifying in courtrooms, untangling messy evidence trails, and uncovering the often-overlooked technical details that can make—or break—a legal case. Our conv...

#61: Locked Out of Life | Password Management Wake-Up 17.07.2025

We nearly locked ourselves out of our own password manager. Yep. Us. The security professionals. If that doesn't make you tighten your digital shoelaces, nothing will. In Episode 61 of Cash in the Cyber Sheets , we're pulling back the curtain on a real-world scenario that could’ve gone very, very wrong. We’re talking full-blown lockout from critical accounts — and the painful lesson that...

#60: AI, Terms and Conditions, and the Vendor Rodeo 10.07.2025

In Episode 60 of Cash in the Cyber Sheets , we dive into the rapidly morphing world of AI and its increasingly tangled role in third-party software, supplier relationships, and data access controls. Remember when vetting vendors was a once-a-year checkbox and not a full-contact sport? Good times. But now, thanks to AI creeping into every crevice of modern software—from CRMs to coffee machine firmw...

#59: Domain Registrar Risks | Doing It Right Gone Wrong 03.07.2025

In this episode of Cash in the Cyber Sheets , we dive into a real-world experience with domain registrars—those gatekeepers of your online identity who are supposed to help keep you safe and sound on the internet. But what happens when doing their job too well actually opens up an unexpected vulnerability? It’s a classic case of security intentions versus operational reality. We break down how a s...

#58: 16 Billion Records Breached – What Now? 26.06.2025

Another day, another “largest breach in history.” This time, it’s reportedly 16 billion records leaked in a massive data dump that has cybersecurity pros scrambling and the rest of the world asking, “Was I in it?” In this episode of Cash in the Cyber Sheet , we break down the facts behind this mega-breach—including what’s real, what’s speculation, and what you should actually do about it. Whether...

#57: Common SPF Pitfalls and How to Solve Them 19.06.2025

If your marketing emails keep ghosting your prospects, it might not be a CRM problem, it could be your SPF record playing games. In this episode of Cash in the Cyber Sheet , we're diving into the murky waters of Sender Policy Framework (SPF) records. Whether you're an IT lead, a business owner, or just someone who’s tired of your emails landing in spam folders, this episode is your go-to...

#56: Classify This | Why Data Classification Matters 05.06.2025

In this episode of Cash in the Cyber Sheets , we take a bold step away from convention and dig into one of the most misunderstood yet crucial components of an information security program: data classification levels. Most organizations default to CISA’s Traffic Light Protocol (TLP) for labeling data, but we’ve taken a different route. While TLP is helpful for public-private information sharing, it...

#55: DMARC Compliance Killed the Creative… Or Did It? 29.05.2025

Think DMARC, SPF, and DKIM are just for your IT team? Think again. In this episode of Cash in the Cyber Sheets , we’re flipping the script on the idea that information security is the enemy of marketing. Spoiler alert: it’s actually your secret weapon. We break down how bad email authentication silently sabotages your best campaigns, why your beautiful emails may be ghosting inboxes, and how good...

#54: Why DMARC Changes in May 2025 Can’t Be Ignored 22.05.2025

Email Security Just Got Real: What Changed in 2025 with DMARC Welcome to another hard-hitting episode of Cash in the Cyber Sheets , where we pull no punches and call out the silent killers of your digital credibility. This week, we’re talking about something that sounds boring—but will absolutely wreck your marketing if ignored: DMARC . Spoiler alert: As of May 2025, if your email domain doesn’t h...

#53: What to Expect in an Information Security Audit 15.05.2025

Think a cybersecurity audit is just someone skimming your policies and handing out a report card? Think again. In this episode of Cash in the Cyber Sheets , we break down what a modern cybersecurity audit actually looks like when it’s done right — not robotic, not adversarial, and definitely not a waste of time. From smart scoping and stakeholder alignment to deep-dive control reviews and practica...

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