Cash Grab

For a lot of people, one of the scariest parts of leaving a traditional job isn't the income uncertainty. It's losing the health insurance. And honestly? That fear is legitimate. Health insurance as a self-employed person is expensive, confusing, and the options feel overwhelming. But here's the thing — it's not as impossible as it seems once you actually understand what's available to you. Let's...

Most budgeting apps are built for people who know exactly how much money they're going to make this month. If you're a business owner, you are not that person. And that's why most budgeting apps feel useless to you after about two weeks. YNAB is different. And today I'm going to tell you why.

"Save three to six months of expenses in an emergency fund." You've heard that advice a hundred times. And it's good advice (for someone with a steady paycheck). But when you're a business owner and your income swings from great to rough and back again, that advice kind of falls apart. How do you save consistently when there's nothing consistent about your income? That's what we're solving today.

Let me ask you something. When you got paid at your last job, did you have to think about whether you'd actually pay yourself that week? No. It just happened. The money showed up. Now that you run a business, that automatic paycheck is gone. And a lot of business owners end up paying everyone else first — vendors, software subscriptions, contractors, taxes — and whatever's left over at the end of...

Cash Grab with Benchmark Ledger Solutions is a podcast focused on helping business owners with their personal finances. Season 2 brings a refreshed format, new topics, and guest interviews, released every Monday.

Have you ever noticed the fonts offered by each software is always different? In today's podcast episode Kimi is going to talk about the benefits of using generic fonts, suggesting a few for reference, and emphasizing the importance of brand consistency. If you enjoyed today's podcast episode, please check out the Cash Grab podcast, where we upload new episodes Monday and Wednesday, talking about...

The Small Business Administration offers powerful free resources most business owners never use. In this episode of the Benchmark Ledger Solutions podcast, founder Kimi Witherell reveals how the SBA can accelerate your business growth through mentorship, government contracts, grants, and networking opportunities. What You'll Discover: Free Mentorship Programs - Connect with experienced mentors who...

Building credit without existing credit feels impossible—but it doesn't have to be. In this episode of the Benchmark Ledger Solutions podcast, founder Kimi Witherell explores credit builder loans and reveals why Self stands out as the top solution for individuals and business owners looking to establish or improve their credit score. What You'll Learn: If you're starting a business, rebuilding you...

Nonprofit banking shouldn't be complicated—but for most organizations, it is. In this episode of the Benchmark Ledger Solutions podcast, founder Kimi Witherell tackles the unique financial challenges nonprofits face and introduces Crowded, the banking solution built specifically for mission-driven organizations. The Nonprofit Banking Problem: Traditional banks often make it unnecessarily difficult...

Fizz Charge Cards: Building Credit Without the Debt Trap Discover how Fizz is revolutionizing credit building for young professionals and business owners in this episode of the Benchmark Ledger Solutions podcast. Founder Kimi Witherell breaks down everything you need to know about charge cards and why Fizz might be the smart alternative to traditional credit cards. What You'll Learn: Understanding...

Did you know your local library offers free resources that can save your small business hundreds or even thousands of dollars annually? In this episode of the Benchmark Ledger Solutions podcast, founder Kimi Witherell reveals how business owners can leverage their public library to access valuable tools, training, and resources—completely free. Discover the surprising benefits libraries offer entr...

Every dollar matters for nonprofits ❤️ In this Cash Grab episode 💰, produced by Benchmark Ledger Solutions, we break down Zefy. This donation platform lets nonprofits keep 100% of their donations 🙌, with no processing fees and no platform fees, so more money is available for your mission.