Cash Chats UK Money & Personal Finance podcast

Here's my monthly update on the changes in UK savings in December 2020 and the accounts with the highest interest right now. * Please do leave a review and rating if this saves you money. * FURTHER READING My updated article with the best savings accounts https://becleverwithyourcash.com/cash-savings-beat-inflation/ Chip +1 review https://becleverwithyourcash.com/chip-1-review-earn-1-25-on-savings...

A staggering 21 million people currently hold at least one Premium Bond, with the total fund approaching £100 billion! But with a recent cut to the prize rate, and therefore a smaller chance of winning, are they worth it? Or can they actually beat easy-access saving rates elsewhere? To discuss all this I'm joined by my friend Helen Saxon, who also happens to be the Banking Editor for Money Saving...

Here's my monthly update on the best current accounts in the UK. In this December 2020 edition, I talk about a new switching offer from Virgin Money that'll give you free wine and a referral scheme from Metro bank. I also recommend alternatives to the TSB Classic Plus account, especially for savings, and my picks of the best accounts for overdrafts, rewards, cashback, ethic and budgeting.  * Pleas...

Do you always use cards, or do you prefer cash? Are you likely to use services like Klarna or PayPal? What about gift cards and smartphones? I've taken a look at the pros and cons of the different ways you can pay to help you choose the best option. * Please do leave a review and rating if this saves you money. * ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb....

With lockdown measures forcing non-essential shops to close through England and some other parts of the UK, we're going to be doing most of our shopping online over the next few weeks - and that means Black Friday and most Christmas shopping. In this episode I share how you can make sure you get the best price when shopping online.  Plus a competition to celebrate 200,000 downloads of the show! *...

Here's my monthly update on the changes in UK savings in November 2020 and the accounts with the highest interest right now. Including what happens when TSB and NS&I cut their rates in the next few weeks, why the best paying regular savers could be on their way out and news of a new account paying 1.25% from Chip. * Please do leave a review and rating if this saves you money. * FURTHER READING My...

It's expected that record numbers of households are currently unable to afford basic essentials like food. A 61% increase is expected in demand for a food parcel this winter - and those figures were from before the new lockdowns. So what can you do? We're not all Marcus Rashford but we can all do our bit. In this episode I talk to fellow money bloggers Faith Archer and Nicola Richardson about ways...

Here's your quick monthly roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building. Plus news of an increased bonus from Amex for new customers of its Gold credit card and a change for anyone with a Nationwide Classic or Gold credit card. Don't forget to join the Cash Chats community on Facebook. *...

As England goes back into a stricter lockdown for at least a month a raft of emergency financial measures such as furlough and payment holidays have been extended. Here's what you need to know about the schemes and who is eligible. Plus my thoughts about your spending in this period, especially in the run up to Christmas. * Please do leave a review and rating if this saves you money. * ABOUT CASH...

Here's my monthly update on the best current accounts in the UK. First up I talk about news HSBC could start charging fees for all its bank accounts, as well as details of two new £100+ bank switching offers. Plus as usual, I'll take you through the best offers and rewards if you're thinking of changing bank. * Please do leave a review and rating if this saves you money. * FURTHER READING My updat...

More than 4 million mortgage, credit card and loan payments have been deferred since the pandemic began, and though most have started repaying what they owe, there are still hundreds of thousands of people who could find things even harder after 31st October. In this episode, I'm joined by Sara Williams from the Debt Camel blog to talk through what you need to be doing if you've had a payment holi...

With another new account from Monzo (this one at £15 a month) and Chip introducing a £1.50 monthly fee, is this a sign that we'll have to pay for fintech apps that help us manage our money and save. I've taken a look at Monzo Premium, Monzo Plus, Chip and Curve, and asked whether you need to pay for them. * Please do leave a review and rating if this saves you money. * FURTHER READING Monzo Premiu...

Here's my monthly update on the changes in UK savings in October 2020 and the accounts with the highest interest right now. Plus, I look at whether negative interest rates could be on the way and what that could mean for your savings. * Please do leave a review and rating if this saves you money. * FURTHER READING My updated article with the best savings accounts https://becleverwithyourcash.com/c...

With everyone being at home more in 2020 and probably 2021 we're using a lot more energy - and our bills will increase as a result. So it's vital to make sure we're taking the easy steps to bring down the cost of electricity, gas and water. In this episode I'll take you through why not all comparison sites are equal, whether you should bother with auto-switching sites and when a water meter can an...

Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING My best credit card offers and promotions article on the blog https://becleverwithy...

This week I'm joined by Timi Merriman-Johnson (aka Mr Money Jar) to talk about the special offers that make us think we're saving money but are really making us worse off. Plus how to make sure you're getting a decent price ahead of Amazon's Prime Day and the Black Friday sales. * Please do leave a review and rating if this saves you money. * FURTHER READING > Timi on Instagram https://www.instagr...

Here's your October update on the best current accounts for you and your money.  Changes this month impact anyone with a TSB Classic Plus, Club Lloyds, Bos Vantage or Santander 123 account. Plus a look at a new account from TSB which offers the chance to get £80 in cashback. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. *...

Time for another Side Hustle Spotlight episode, and this time I'm joined by blogger Laura Dempster to share our five rules you need to follow when setting up your own side hustle. We also look at the ingenious "print-on-demand" mini businesses where you can set up with no real overheads and sell your own t-shirts, cards and more. Don't forget to join the Cash Chats community on Facebook. * Please...

If you're someone who's concerned about the climate crisis, injustice in society and other ethical issues, you probably do something to mitigate it. You probably recycle and give to charities. You might boycott brands or buy organic. All good positive actions. But you might be surprised to learn that who you bank with or where your pension is invested can do more damage to the climate, society and...

How to get the highest paying interest rates on your savings in easy access and regular saver accounts in September 2020. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING BLOG: My roundup of the different accounts https://becleverwithyourcash.com/cash-savings-beat-inflation/ ABOUT CASH CHATS Cash Chats is pr...

This week I'm joined by Pete Matthew, a financial advisor and the host of the UK finance podcast Meaningful Money. We talk about the concept of paying yourself first, as well as when you should - and when you shouldn't - get financial advice. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING Meaningful Money...

Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING My best credit card offers and promotions article on the blog https://becleverwithy...

Every month I'm going to take a look at a key expense and show you how to reduce how much you spend. This week, ahead of the new Apple iPhone launch next week, I'm sharing the ways to cut the cost of new mobile phone handsets and your monthly bill. Plus, the usual deals of the week. * Please do leave a review and rating if this saves you money. * Don't forget to join the Cash Chats community on Fa...

Get a free £100 for switching to one of two banks. I'm trying out a new bonus episode of the podcast where I'll take you through the best accounts for banking, savings and credit cards. This first one focuses on Current Accounts. Let me know what you think and if you like this extra content. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this sa...

This month marks both London Fashion Week and Oxfam's #SecondHandSeptember campaign so it feels like a good time to talk about why fast fashion clothing is so cheap. Joining me is Clare Carlile from Ethical Consumer magazine, and we talk about the impact low prices has on working conditions and the environment. * Please do leave a review and rating if this episode helps your finances* Don't forget...